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remortgage or not
I am moving to a new flat and already own a flat which is almost mortgage free. I have some savings and wonder what is the best way to finance the next property? a. get a mortgage on the new flat. rent out my flat and use the income to pay for the mortgage on the new flat b. remortgage current flat. and take smaller…
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74 years remaining on lease - good or bad?
Quick question! I'm interested in a property to buy and I was told that there are only 74 years left on the leasehold. From memory I think I read that leases less than 75 years aren't desirable. Could someone please help me out with the pitfalls of a lease of this length? Thank you!
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Cost to build a 3 bed detached house?
I know this will vary greatly, but was just wondering an approximate cost to build a detached 3 bed house in the South East, assuming land is available? Any input will be greatful, costs of planning permission etc and the actual build I know its like saying how long is a piece of string so please go gentle on me :rolleyes:
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Gazumped
:mad: HI - I HAVE BEEN WELL AND TRULY GAZUMPED.Back in April/May we found our ideal house with a fireplace/parking and a huge garden for the dog and maybe some veggies. I then got a buyer for my flat, apart from the usual headaches everything was running smoothly then my buyer decided to pull out as the garden was not…
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Council responsibilities.....
Hi there, I have been living in a privately rented one-bed flat for 5/6 years now. Lovely little flat, ridiculously cheap rent ( £105 a week including water, council tax and gas ). Brilliant landlord. We have never had a cross word and we didn't even need a contract, every thing done on the shake of a hand. Can you hear a…
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Quick property sale
Hi all, We have 2 properties; one is a 3 bed house value c.£170k and the other is a 2 bed flat worth c.£120k. We are looking to move to another area where there is a 3 bed property for sale at £195k. The area overlooks a park and only 4 properties have come up for sale in the last year. Therefore we would love to sell the…
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Has anyone heard of...
a company called "Protectacoat"? Anybody had any dealings with them?
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Housemouse.co.uk
i dont know if this has been posted b4 but https://www.housemouse.co.uk is doing a special offer until the 12th october.. Sell your house for free!! Hope this helps someone :)
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Can anyone recommend a Let to But mortgage
I own my own home and my OH owns his own home, which we currently rent out through a letting agent. The mortgage on the rented home is £50,000 and the value approx is £90,000We are currently looking into changing the mortgage to a let to buy mortgage, so in the long term we can buy a house together, ideally keeping both…
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new house inspection checklist
Hi I am awaiting a call from the builder for an insfection of the house i am buying. It Would be helpful if any one have a checklist for me to go through. I would really welcome if you have any experience or advise to me on the inspection. thanks very much:T
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Help - problem with completion now!!!!!!!!
Help - this was an e-mail I have just received from my solicitor: I can't believe this...he has advised they find a bridging loan. We have exchanged contracts for completion this Thursday, 12 October. On Friday I received a telephone message from our buyer's solicitors who are at the bottom of the chain. They have a…
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No Tenancy agreement!
We are currently renting a property out to relatives so at first we did'nt feel the need to get a tenancy agreement in place we have had a HUGE family fall out and would now like to have one in place just for peace of mind but they say they will not sign anything!! Is there anything we can do or are we stuck? They pay rent…
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Selling up or staying put mortgage dilemma.
I have a £50K mortgage on a house worth £140K (approx 90K +equity), I havent paid off a huge amount due to poor endowment performance, I have about £5k in bonds, and earn £30-35K a year. I would really like to move to another area where the average price is £190K. Do I try and pay off my current mortgage asap (possibly…
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'Easier2move'... anyone heard of them?
As part of my remortgage, I've been contacted by this outfit who say they've allocated my case to a named firm of solicitors for handling the legal side. I can see no reason for this company to exist as, to me, it fulfils no visible function. I had arranged matters through a broker and was expecting next to hear directly…
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When should i receive the deeds? Thanks
Hi I purchased a house at the start of June and have yet to receive any deeds for the property. I am a FTB and have no previous experience of this. We have not started to pay council tax yet because we have'nt moved in due to having the property modernised (not sure if that matters). I wasn't sure whether my solicitor may…
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Solicitors role When Selling??
Hello, this may make me sound like a simpleton but when selling your home, what do you need a solicitor for? Thanks!
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Buying before we've sold
Any advice please. We have found a fabulous house, but haven't sold ours yet. We've talked to the vendor and they are prepared to take it off the market if we go to exchange contracts with no completion date, to be set when ours sells. They are looking for a commitment from us, which seems fair enough. But we are worried…
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How many quotes?
Hi everyone, we have just got our homebuyers report back on the house we are buying, and everything is fine but it says that the wall ties around the kitchen area need replacing. We are going to arrange to get some quotes, but I was just wondering how many we should get? Any help/advice would be appreciated. Thanks Helen x
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Notice to quit rented property
HELP! My OH currently rents a flat through a letting agent. This was originally on a 12 month tenancy agreement, no agreement has been entered into since that expired, which was about 14 months ago. The date of the original agreement was 27th August. She pays her rent monthly in advance. She sent her cheque for October's…
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Letting to family members
Hi I have been looking at buy to let properties in my area with a view to investing. However, last night my brother informed me that my Nephew was unhappy in his current rented accomodation and was looking to move. Can anyone tell me what difference renting to a family member would make? Would I still need a BTL mortgage?…
