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How long to transfer money?
I am hoping to transfer my deposit this week to my solicitor in preparation for exchange. Can anyone tell me how long it takes for the money to clear? Thanks
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How quickly can it happen?
Expecting the formal offer of shared ownership home on the doormat imminently :j Have made online enquiry to mortgage broker re 100% mortgage for our 50% share :rolleyes: £70k mortgage & £175 rent pcm. No idea who/how/where to go for a Solicitor yet but presumably will need to find out fast! :D House is empty - a…
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anyone know more about legal aid
i dont know if im posting in the right forum, but i need some help! me and my partner split about 2 years ago and i had to leave the house that we jointly owned. we broke up on a bad note and i have been fighting through my solicitor for money from the house, i am currently on benefits so am receiving legal aid. My ex made…
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websites for house searches?
Does anyone know of any free websites to search for property investment oppurtunities i.e. houses in need of modernisation, plots of land for sale, auctions, etc? We've decided to look into investing in some type of property but not sure of where to start, and all the websites I've looked at so far, that specialise in that…
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Sold Our House and New Mortgage
Hi We have had our house on the market, and sold it on Thursday (4 weeks on the market, so good going). Our buyers are in rented and want to be in our house in 6 weeks time, if it is possible. We have been and reserved a new build plot today which is more or less ready and got a really good deal as it was the last one on…
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Planning to sell soonish - what about small repairs?
Hello I am planning to put my flat on the market next year, and in preparation for this I am going to redecorate etc, putting as much Property Ladder/House Doctor advice to work as possible. BUT, there are a few issues that I am not sure whether to deal with now, or leave for the new owners. Firstly, our shower's…
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Is property selling in your area?
Trawling the EAs in Essex, there is a huge number of people snapping up properties and not enough coming on to meet the demand. Are others finding this? Bucks the trend of a stall in the market if so. What are your findings? And what value of properties are sticking and hard to sell? And don't forget to cast your vote to…
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Offering over the odds for a house not on the market...
Hi there, We are looking for houses in an area and have found NOTHING that suits us. We've been impressed by an area which is pretty upmarket but there are just no houses available to buy there!! I've looked ont the net and have serached a few of the roads in the area and hardly any houses have been sold in the past 5…
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Joint Agents - how does it work? how much do they charge?
:confused: We are putting our house on the market, but as we live in a rural town, i would like to put the house on with our local agents and one in the nearest city. How does it work? The local agent charges 1% commision but do we have to pay both agents commision or just the one that sells it?? :confused:
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Viewing House too expensive
My wife and I are looking to move house. We have sold ours subject to contract, and had a house lined up. Recently we've had some problems with the house we wanted to buy, and there are delays galore. I think my buyer is getting twitchy. We've been keeping an eye out for alternatives, and have seen one we both quite like.…
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standard Sale Contract
Hi Can anyone point me in the right direction to find a copy of the standard house purchase / sale contract that I can down load ( for free ) Thanks Aeroman
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Land Registry jargon, anyone translate?
The deed was first granted in 1930 but an item later added says: "REGISTERED CHARGE dated 17 December 1999 to secure the moneys including the further advances herein mentioned." There is no further reference to this, or none that my solicitor has copied to me anyway. We had been trying to find out if a certain piece of…
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Completion day
We are hopefully completing next Friday. :D As far as moving out is concerned, are we given any time in which to do this. I am getting a van and relatives to help us. The move is only approx 3 miles. I'm assuming that I'll be expected to be out in the one trip ie pack the van, get a call off sols then hand my keys over. Is…
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what is a reserve fund?
I am in the process of purchasing a 1 bed masionette in london. I will be having the top half of the house. The housing association will be my lanlord but i am buying the 80 year lease from them. its not shared ownership.. two thing.. what is reserve fund? and can i claim this money back? also if the place has arrears of…
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to buy or not to buy - that's the question
Hi, We've sold our house (complete on friday) and will be renting a house in town. What do you think that house prices are going to do next year? We are not going to rush into buying another house but would appreciate any advice - is it as simple as thinking that if interest rates keep going up then house prices will drop?…
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Buying Off Plan - Good Idea?
I'm a first time buyer, looking at a variety of options. I am keen to make money on my first purchase, to set me up well for my future. I have seem property that I can buy off plan, it would be ready Autumn 2007. The estate agents want a £1K fee to secure the plot. It then sounds like there is a 28 day exchange with…
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Title deeds,without solicitors
Had the good fortune to purchase a property off a family member at a amazing price. Does anyone have any info on how to get the title deeds/ownership signed over so that I can prove that Im the legal homeowner without being fleeced by greedy solicitors? Any help would be really welcome Thanks in advance Paul
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title deeds of a property - when do you become registered?
hello all. this might sound like a stupid question so forgive me. when you purchase a house are you automatically registered on the title deeds of a property? and if you are automatically registered, does this only apply when you actually 'own' the house - in other words when you have completely paid off all your mortgage.…
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Indemnity Insurance ???
I have heard a lot about Indemnity Insurance when it relates to property selling/purchase, could someone please explain what this covers and who pays the premium, is it an annual insurance or a one off - and who is protected
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FTB - Who have you gone for for Buildings & Contents Insurance?
I'm just wondering who everyone is going to for their Buildings and Contents Insurance. :confused: Being FTB we have no NCD even on contents insurance although we've lived in rented for over 5 years! (naughty I know :naughty: ) I've looked at a few companies and at the moment it seems to be between Barclays and Direct Line…
