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Exchanging Contracts
Please help me. When exchanging contracts on selling a house, do you have to sign the original contract or can your solicitor fax a copy for you to sign.
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Advice please re: service charges when selling leasehold flat
Hello everybody for the first time! I wondered if somebody could clarify something for me please? I am in the process of selling my leasehold flat (share of freehold) and was wondering about the situation with the service charge payments upon completion....charges for the year run according to the financial year and I hope…
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Who is responsible: Building survey
Hi everyone, not sure if this is the right forum to post this question, but it looked like the only suitable one. We purchased a house about two months ago and had a full structural survey ( building) done on the property, this cost us about £900ish. We have a small river runner through our garden, and have found that one…
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No planning permission for extension on common land
We have found a house that we would like to make an offer on. However, it has an extension built on common land by the previous owners in the 1980's without planning permission. The house has ownership of this common land (I have checked the land registry details) but what are the implications of there being no planning…
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What needs doing when I move in?
I am a FTB and have just exchanged contracts. This seems like a silly question but what do I need to do in terms of gas, elec and water when I move in?
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Damp Proofing surveys and scams.
Hi, I am new to this site today and have just been reading your questions on damp proofng. I work as a secretary in a damp proofing company and can give you some advice when instructing a survey. Never get a free survey. There is damp in almost all houses, :o it is whether the dampness is causing a problem or not that…
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America House Buyin Tax Savings Scheme
I m not sure whether people are aware of this.... But in America your mortageg paymets are payable with pre tax dollars This means you save a fortuneif you ay a motgage as opposed to rent Has anyone heard of this before?
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Land did not belong to vendors
We were buying a property with an additional piece of land across the road but then found out that the vendors did not actually own this land. We managed to find the legitimate owner and asked him if he would be willing to sell the land to us but he said no. (He was actually very fed up with the situation as he had had to…
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FTB and renting
we are about to exchange on a flat to a lovely couple who have sold there house to a FTB. when the FTB put the offer to the couple, he pointed out he was 10 weeks short of his 6 month tenancy contract. the couple told me this and we were both happy. all this happened 4 weeks ago so were expecting completion in 6 weeks…
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buying a house with charging orders
I am in the final stages of buying a property and I have just found out there are 3 charging orders on the property.The price im buying the property for doesnt cover the charges, only the existing mortgage.My solicitor tells me the sale cannot go ahead until these charges have been settled.Is there any way of purchasing…
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FTB completed, Yay
Can't believe, the completion went through without any hickups. Been a long time coming, since 31st July when our offer was accepted and it was only us and them in the chain. Sooooo happy, finally on the property ladder and paying just £20 more for a mortgage as apposed to renting for a bigger property. Now just to move…
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Buying A House In America
Does anyone have experience of this? What are the costs involved and can you secure a London mortage for this. If so which banksprovide them Cheers
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Tax on Rent income
if I own a house and am paying a mortage of say £800 per month. Then go to live outside the EU and rent out my house for say £800 per month. What tax do I pay on that £800 per month? Anyone know? Thanks
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Completion Date of New Build flat
Hi all, My girlfriend and I have reserved and paid the deposit on a new build flat. We were told their initial estimated entry date would be Nov/Dec at the start of this year when building commenced. I phoned the developers about a month ago and they then tried to be more specific about the entry date saying that it is…
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Indemnity Insurance.. What is it?
Been reading with great interest about extensions etc that need indemnity insurance. Sorry to sound totally thick but what is it? Im mainly asking as we are in the early stages of buying a repo, so Im stressing anyway with the timescale allowed to complete but this house has a large conservatory. This is what its described…
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Solicitor going on holiday week before completion, leaving us waiting!
I was on the phone to mine and my brothers solicitor about the house purchase that we're going through. We've been working all along to a scheduled date of 28th October as the completion date. The story so far goes a little like this; Me, my brother, and a family friend are going to buy a house and start looking for place…
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help! anyone with conveyancing knowledge
Hi all, just wondered if anyone could give me any advice. We are currently selling our house, and we have hit a blip. We had an extension built in early 2002, we obtained building regs and planning permission from the council, they also inspected the work half way through, and all was ok. We have now had a request from our…
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Tonight with Trevor McDonald
Really interesting programme and Martin's property !!!!!! makes another appearance. :) GG
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renting privately
my mum is trying to rent a property via a letting agent there have branches thro out the uk, the problem is that they are being very akward. My mum recieves DLA and income support so gets her housing benefit and CT paid for her, she has a pre tenancey determination and the council are ok with the rent of the property. We…
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Should freehold be offered to leaseholder first
hi everyone, It's only taken me an hour to work out how to post a thread (what's worrying is that I have posted one before!) Anyway I have lived in a leasehold ground floor flat for 15 years - the chap upstairs has lived there for about 12. Freeholder lived 100's of miles away and the 'Managing Agent' also lived in the…