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All going wrong EA's and their agreements!!!
Hi All, Well things are all going very wrong and I need some much needed advice (Legal advice would be great). We signed to sell our house with an agent. Subsequently we thought that we could not get the mortgage so took it off the market - less than 24 hours later. A couple of weeks went by and we worked things out with…
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Advice please!!!
Evening All, I hope this is the right forum!!!! I'm after some advice/help please. My father-in-law's dad has been admitted to hospital after he collapsed at home. He is 95 and lives on his own. It has been recommended that once he recovers that he is put into a nursing home full time. The dilema is this. The house he…
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Freehold purchase, who's lawers deal with it?
Hi, We are selling a freehold flat to Mr X which only has 67 years left on the lease. The current freeholder of the flat wants to sell the freehold and is willing to sell to Mr X. Our buyer, Mr X wants to purchase the freehold at the same time as purchasing the flat. Our solicitor is adament that it is seperate to the flat…
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Lease extension price gone up!
Hello! I was getting lease on flat I'm purchasing extended. Had agreed to pay legal costs and cost of extension. Costs were £700 for legal fees for sellers sol., the same for landlord's sol and the premium for extension was £750. I had to put up the legal costs in advance. After many weeks we finally have the final draft…
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Help: Buying the property that we're already renting
Hello all, Does anyone out there have any experience or tips regarding the purchase of a property which you had been renting? We're in direct discussions with our landlord and he's amenable to selling us the house we're renting privately from him already. He's had some estate agents in to value the property and has given…
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Landlord not returning deposit AND acting illegally?
Hi My last landlord has witheld part of my deposit eventhough the house was given back to him in the same condition as it was let out and we left a significant amount of furniture, which by his own admission added value to the house. Now interestingly, my landlord is British but lives in Switzerland... We always deal…
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How easy is to change mortgage to a smaller house to free up cash to pay debt
Advise please... I currently have a scary amount of personal debt and have agreements in place to pay off the money I owe. However this will take 10 plus years at the current rate. I live in a three bed house and was considering moving to a much smaller property to release some of the cash to clear the debt. How easy will…
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gazumped. truely dont know what to do now
hi there just had a call from my Solicitor to say that the people who are selling the house we are buying have decided not to sell. we had the date set to move into the house next friday 27th October. the lady who is buying our house has said that if she does not get in next week she is pulling out. that will leave me with…
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Conveyancing / Solicitors Fees
Can somebody please help me? I've posted about this before but I'm even more confused now if possible. What should I expect my total fees to be in the region of if I am purchasing a flat at £1345? Somebody quoted me an all inclusive fee of £755 but when the actual written quote came through it worked out at£2645, making…
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URGENT - the lender has conditioned it?? what does this mean????
Hi, Please can someone advise what this means in plain english.:confused: basically am waiting for mortgage offer and mb said in email: "the lender has conditioned it and will not complete without the original copy" Conditioned?? what is this? i keep thinking conditioner?? :o Does it mean the mortgage will be offered on…
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No Sale no Fee or standard for Conveyancing
We have just had a firm offer (which we have accepted) on our flat and are now in the process of finding a solicitor for Conveyancing. I've come across two (one no sale no fee at £700) and another standard at £500. Is this £200 extra an insurance as it were in case it all falls apart? Presumably these fixed fees have to be…
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Buying a 2nd house to rent out
Hi I might be looking into buying a 2nd house to rent out i got one mortage on the house i live in but whats the best options if i wanted a 2nd mortage on the new house? Im going to try and see a mortage adviser on saturday. Cheers
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Commercial property prices
is there a site where we can look up commercial property prices? have tried House Spy etc but this is only residential.
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Just a quickie.....re mortgage/shared ownership
Viewed potential shared ownership property yesterday and like it very much. If I (in my own right) am able to secure a mortgage for approx £100k, would there be a problem with adding OH's name to mortgage application for £70k. We were previously turned down for mortgage of £121k as he has a couple of credit glitches and we…
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Empty property insurance
Help please!!! Am looking for an insurer who'll insure an empty property (ex BTL, doing up to sell). Has already been empty around 90 days, have had a quote from rentguard of £249. Any suggestions? Would prefer to do all on line if poss as v busy, obv cost is a factor though. Thanks.
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Advise for FTB - offers rejected
Hi My partner and I recently did a 2nd viewing on a house that we quite like. Its on the market for £97,995 and we put an offer in for £89,000. This offer got rejected and a few days later we offered £92,500 stating that we are FTB's looking to complete quickly, and that we wanted to do a bit of work on the house which is…
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Valuation Question
Hi folks We have just had our house valued by 3 EA's. We live on a council estate so prices are rubbish to be honest and selling is difficult. My house i immaculate but unfortunately not situated in the best of area's. My question is this: 2 EA's valued my property at 85k and the third didn't seem interested and valued it…
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Is this loft room a bedroom?
Hi there, yet another question about my UK house! It is a 1850s Victorian mid-terrace with a room in the roof. My son uses this as his bedroom. I think it is an original room rather than a conversion; certainly it has existed at least 40 years. (We have owned the house since 1976 and we didn't put it in; neither did the…
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Renting my house out - whole house or rooms? Private or agent?
Hi all I intend to rent my house out in the next few months but would appreciate some advice on what to do. I do know some pros and cons but hearing people state the obvious is very helpful sometimes as I am in a total quandary! I need to decide whether to rent the house as a whole or as rooms. The house is large and has 3…
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Proceeds from sale of house - keep under the stairs !!
As I understand it - if I sell my house and go into rented accom I can put the proceeds of the sale in an interest bearing account and with the interest rent another property. The B/Soc has a duty to notify the I Rev of all interest paid, as the person concerned would rather the i/r not know about the funds where could the…
