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House sale/Bridging Loan advice please?
I'm asking this for my mum as she doesn't have internet access. Their house is on the market but they have been let down by buyers, they had already had an offer accepted on the house they really really want. Does anyone have any advice on whether they should a) get a bridging loan so they can still buy b) go to auction…
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should i have been offered the freehold
i own a btl leashold flat, with 2 or 3 [badly split] other flats in the building and a commercial lease on the ground floor. i know that the owners were selling, and they offered me the flats together with freehold. this freehold used to be tied to one of the flats, the others presumably had a lease. said no, as badly…
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No front door!
We have just been to view a dormer bungalow that used to have a front door on the side of the house. The door has been bricked up to extend the bathroom (which looks lovely) but I have it in my head that a house MUST have two exits. It has outward opening windows downstairs that could be used as emergency exits, the same…
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A Leicestershire Estate Agent You Should Avoid
If you're trying to sell your house in Leicestershire, here is an agent to avoid. Gregory Chartered Surveyors & Estate Agents (Blaby, Leicester) Reasons: 1. To get you to sign up to put your property in one of their auctions, they promise weekly adverts in the Leicester Mercury for the four weeks leading up to the auction…
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Capital gains tax on investment properties ?
About to take my first step into property renovation, but wondered whether I will be liable for capital gains tax when I sell at a profit (hopefully). Anyone know the answer please ?
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capital Gains Tax on main residence
A guy at work today said that if you sell your main residence and do not buy another property in the UK or move abroad, then you are liable to capital gains tax, he said he had a friend who works at the tax office who tracks down people abroad who still have a tax liability in this country.
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"The Right Price"
We are planning to sell our 3-bed terrace early next year, and I have been doing some thinking with regards to what the asking price should be. I have done my homework and I know that a realistic sale price for the property would be in the region of £180k. Another house in the same terrace row, in very similar internal…
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Valuation for mortgage report
Previous to receiving copy of survey, we received fixtures and fittings. Included in this were copies of 30 year certificate of guarantee for damp proofing service and run down of work completed for damp proofing, rendering, replacement joists etc. Cost £4300 in Jan 1990 Survey arrived this morn saying applicant should…
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Conveyancing Fees
I have had an offer accepted on a flat and now I need to sort out someone to do the conveyancing work. It it worth around £100k. The estate agents' conveyancing arm gave me a quote of £1200 to include pretty much everything searches etc etc. I thought that sounded steep so I asked some local solicitors for a quote and the…
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Advice for moving day please?
Dear All, Our move should be happening in late december (horrendous timing). Do any of you have advice on how to deal with our kids on moving day? They are 3, 2 and 1 :eek: . I havent moved before and dont know what I should take in the car with us rather than the lorry in order that they have what they need when we get…
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buying without viewing...have you?
Has anyone purchased a property without seeing it themselves and just based on own research and survey? Did you regret it? Or have you never looked back? I have always visited, but I have been offered something that is of interest and wanted to know others experience.
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best foreign currency exchange rate
Please advise guys: I'm buying a home overseas (Canada) and am bringing £45k from UK to Canada for the downpayment. How can I do this to get the best exchange rate possible to maximise my downpayment? I wish MSE had a Canadian arm!! Many thanks :)
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If you were renting where would you look for tennents?
Hi, I'm noving up to the Preston area for 6 months and am trying to find somewhere to live but because I'd rather not actually live in Preston itself(I need my countryside!) I'm having trouble finding suitable places. I'm registered on EasyRoomMate.com and have contacted local estate agents but can anyone else suggest…
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Leaking shower in new build flat. what are my rights?
Hi, we've moved into this new build flat almost a year ago. We've just discovered a leak into our bedroom wall which must be coming from the adjacent shower and a probable leaking shower cubicle. The leak has caused mould to grow and has also damaged the carpets (which is soaking and mouldy). I know that the builder has…
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Refurnishment Costs
There is a 2 bed house near me priced for £110K. It needs quite a lot of work, new kitchen, bathrooms, walls need to be replastered, new windows and has a 1/2 built extension which to be honest needs pulling down and rebuilding. The current owners apparently brought it last year to do up, but have since had personal…
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Avoiding the 3% stamp tax?
I've just had an offer for 264k accepted on a property. Is there any way I can pay the 1% stamp tax (i.e. property officially goes through at 250k), and pay the 14k to the person selling the property cash, and give the estate agent the difference he'd miss out on. I'd be quids in still I think?
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Defective lease on leasehold purchase
Hiya Has anyone got any experience of how to get round problems when faced with a defective lease? My sols told the vendors sols 4 months ago that it was not clear in the lease whose responsability it was to insure the building. They asked for a deed of variation to rectify this. The freeholders on the building are not…
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Survey fees???
Any Ideas?? Put in for a mortgage via the Alliance and Leicester, received call via financial advisor to say mortgage had been accepted approx. 3 weeks ago. Paid solicitor for survey fees, survey conducted some 10 days later. Fees taken from account. Another phone call from F.A telling us A & L no longer able to give us…
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how to prove that I own the house
Hello, It is a silly question. We just bought our first house and are mortgaging it. However, for some reason I need a letter to prove that we have bought a house and are mortgaging it (some embassy needs it for some reason). Will the letter from my solicitor be enough? If not, where can I get a letter to prove that (e.g.…
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Does your partner pay you rent?
Quick poll. If you have a boy/girlfriend that lives in a house that belongs to you only, do you charge them rent? No "should's" please, only answer the poll according to your current arrangement.
