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Survey fees???
shell2407
Posts: 66 Forumite
Any Ideas?? Put in for a mortgage via the Alliance and Leicester, received call via financial advisor to say mortgage had been accepted approx. 3 weeks ago.
Paid solicitor for survey fees, survey conducted some 10 days later. Fees taken from account. Another phone call from F.A telling us A & L no longer able to give us mortgage!!! F.A now put us on with Halifax and apparently we are at the same stage we would have been with A & L looking to move in 3-4 weeks.
Q1. Was F.A telling porkies, had we in fact been accepted?
Q2. Can the A & L simply change their mind this far in?
Q3. Will we get our survey fees refunded?
Q4. Will we get a copy of the survey we paid for and will we have to get another survey done?
Advice please!!
Paid solicitor for survey fees, survey conducted some 10 days later. Fees taken from account. Another phone call from F.A telling us A & L no longer able to give us mortgage!!! F.A now put us on with Halifax and apparently we are at the same stage we would have been with A & L looking to move in 3-4 weeks.
Q1. Was F.A telling porkies, had we in fact been accepted?
Q2. Can the A & L simply change their mind this far in?
Q3. Will we get our survey fees refunded?
Q4. Will we get a copy of the survey we paid for and will we have to get another survey done?
Advice please!!
Shell2407
0
Comments
-
Normally, surveyor is only instructed after the basic application has been approved. I guess either something came back on the survey, or your history.
Your FA should be asked to explain why the change occurred.0 -
Found out A & L wouldnt take certain monies into account.
Received survey today, F.A applying for refund on survey (normally refunded upon completion) so fingers crossed.
So far so good with Halifax!Shell24070
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