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Cashbacking
Hi has anyone got any knowledge of cashbacking, i have about £70 owed to me but have been waiting ages to be paid and never had a response to any of my emails i send, am i fighting a losing battle is this cashback site going the same way as chief/cascade and others, hope there are likeminded cashbackers that can advise…
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Isn't it funny...
But it's all the same company names that keep coming up: Capquest, HL Solicitors, ScotCall, Welcome finance, Blair, Oliver & Scott... When you first start to get letters from them you think you are the only person in the world who is in this situation but it's reassuring to come on here and know that so many other people…
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So what next?
Today I got paid and it cleared my overdraft leaving me with enough to pay of all my bills and live reasonably until the next pay day - I took the step of removing my overdraft facility and paid off the small remaining debt on my credit card. Now even though I pay my father £120 (for 3 more years - it's been 4 already!) to…
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mbna county court £10,600.
i was made redundant last year and been paying back my creditors of what i can afford each month. i was paying mbna £30 per month,which was alot lower than the required payments of what they wanted. a week ago i recieved a county court papers to fill in my out-goings etc....and the money left over was £30. so.....the mbna…
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Help with fatcheese?
Hi Ive been using fatcheese for a while now but have just changed my browser to firefox. Does anyone know where I can clear my cookies as for the life of me I cant find it . Thanks in advance.:)
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Collect Direct
Hi I am currently on a DMP with CCCS 16 months in and all going ok - well so I thought! On the 16th Sept I received a letter from Collect Direct requesting full payment within 4 days. I called CCCS who advised it was too late for Septembers payment to go to them, but to either call them or email them to let them know this…
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New and in need of help!!
Hi everyone!! I am new to this, though have enjoyed the advice and information on Martins e-mails for quite some time. A little info about me, a happy freelance musician trying to get by in the world!! I am a very anti-materialistic person, so in the past have not valued money as something to hold on to!!! This, is now to…
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how to get out of hire agreement
Hi. I am new to this and would really appriciate any help. We took out what we thought was a hire purchase agreement with vans direct 2.5 years ago. The vans engine has exploded. It was warranted for 3 years or 110k miles - it has done 118k miles, nothing for a van like this. We have contacted the finance lease company as…
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Debitas legal services
Hi im new to all this, but recently i found it hard to pay my capital one card of only about £250. they have passed me on to this company debitas legal services. they are REALLY rude, and harrasing me all the time. i paid them £10 last week and made an arrangement on the phone that i would pay £10 a month as that was all i…
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County court judgment paid within one month however has been marked as satisfied
hi guys, Hope you can help me on this. I recieved a county court judgment a while back, the judgment date was 13th may 2010. I made a full payment on 11th June 2010. However this was marked only as satisified I filled in the N443 form with a £15 Postal order and a statment from Bryan carter whom was the one that did the…
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Debt letters
Hi guys, i was wondering if anyone had smaple letters that you have sent to the credidors to clear your debts?? or any advice i should take in before i make my own? also does anyone have any stories where they have got what the wanted out of the letters and if they are now debt free?? thanks all
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DMP and cheques (with Pawnbrokers etc)
Hi... I am about to enter a DMP with Payplan but have a number of cheques outstanding with various places - eg Moneyshop / H&T Pawnbrokers and a couple of similar places. My advisor at Payplan says that we should just put those debts onto the balance sheet showing the total debt but I have two questions: a) The cheques…
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Advice please!
Hi Not sure if Im posting in the correct place, but basically I would like some advice about a default. Some years ago (2005) I defaulted on a mobile phone contract. I remember making payments to try to clear the debt, but I moved countries and it was eventually defaulted for the sum of £47. This is what is also recorded…
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Litigation….
A certain debt recovery company (capquest) have sent me a letter saying “As we have not had any contact with you we have been left with no choice but to start the litigation process” What’s this mean and do you think they are bluffing?
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debt
hi can anyone tell me how i find out if the debt managment company im with isnt dodgy thanks
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** Terrific/Terrible Tuesday 28th Sept - Daily Chat**
Morning all where are you, you snoozy lot! Have woken up with the beginnings of a cold and can't stop coughing. However I have good news :D I have a new job and will be starting 1st November :D :T Just got to tell my current boss :eek:
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MSE News: OFT crackdown on debt management firms
This is the discussion thread for the following MSE News Story: "More than 100 companies face losing their licence after the trading watchdog uncovered a catalogue of abuses ..." Read the full story: OFT crackdown on debt management firms
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Council Tax Arrears
Hi all, I ran a quick search but couldn’t find a different forum relating to the same subject. So, a friend of mine is having some money problems. He’s working through them and seems to be on the right track. The only issue remaining are the council tax. They sent him a bill for the total amount for the year back in March.…
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CCCS or Payplan?
have contacted both companies, who would everyone recommend out of the two of them?
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Update mbna/tesco/barclays
Just an update as some on here know I have been helping a friend with his dmp. He sent out his original letter saying he was having financial problems along with an offer of payment which was a token one as adviced by the ccs. He also on advise after 100,s of calls( not a joke ) changed his phone number . Well he has made…