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First plus loan ppi - sheer greed
I have already posted this on the Reclaim Forum and some fantastic people (Marshallka, Di, infact all of them) suggested I post this on here as people here are really helpful, so I hope you can help. Many thanks Sharon I am paying a First Plus loan solely (even though this in joint names with ex), which is costing me £708…
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Help, starting Uni with debt
Hello i am new! Basically i owe various debts. From Halifax all the way to littlewoods. My debt is around £3,000 and its just driving me crazy. I recently got accepted into uni as a mature student, and really want to get my debt sorted. I have my grants and loans from Student Finance but they are for living costs and…
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Old debt haunting me from my past
Just got a letter out of the blue asking me to clear a debt of over £10,000 for a shortfall in the sale of a property which was sold in 1999 by my ex-husband. As my name was on the original mortgage they have tracked me down and want money from me..... Ouch ps the ex says he paid it Though he can't frind the paperwork
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Help
Hi I apologise in advance as I’m not totally sure if I’ve posted this in the right section? :confused: My sister is having some debt problems and is getting charged from Halifax £35 a day for being over her overdraft limit. (£1000) Is there any way of transferring the overdraft to another account or a credit card with a…
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Got an appointment with Payplan on Saturday: Anyone using them?
Hi All, I'm new to this site but wondered if anyone could give me some advise. We are having a struggle at the moment and our bank has referred us to a complany called 'Payplan'. Does anyone know anything about this company. Just trying to find out if they are delivering the correct debt management programmes for…
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Festive Fling - Scottish Meet 2009
Thought I'd be brave and start one of these. The plan is to meet in Edinburgh the first weekend in December (5/6) to have a mooch around the festivities followed by a WooHoo or two... Who's going to join me? Lucifa73 BeanieLou Sallyx Toto Katy83 [STRIKE]LouiseJ[/STRIKE]:( Bunnyinthelights ClootiesMum Buffythedebtslayer…
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Thank F*** It's Friday !!! ****Daily Chat Thread 18 Sep****
Ey Up Gang :D Yup, it's almost the weekend..hope all are well :)
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Need to make £1252.16 in a month!
Hey MSE'ers! I have a bit of a challenge on my hands. Some of you know that I set my debt free date to New Years Day 2010 in January this year. That in itself was going to be a feat as I owed somewhere between £15-20k, but ... to my surprise, I've just done my sums and debt free date is actually going to be November 20th.…
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Friday 18th Sept - What small DFW things have you done today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Venting for me - and it feels good!!
Excuse my posting but I have just realised that I have no one else to vent this on. So this is mainly for me and anyone who feels they are in the same boat. I guess most of you have switched off already Last year, April to be exact, I discovered this web site and I truly saw the light – I had been silly and let things get…
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Do I pay sky or wescot?
They're chasing me for £76, I didnt pay one sky bill due to losing my job and theyve charged me another month. Now they've forwarded it to Wescot, is it wise to pay them or pay on my sky account instead?
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CCJ please help?
Ok long story but here goes! I was working last year on a maternity cover for the local authority. I then got pregnant and my contract was due to end the week following my 25th week of pregnancy. The teacher decided to come back a week before the summer so that she could get paid for the summer holidays, *many teachers do…
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Surely this isn't legal....
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already been repossessed now redundant- SOMEONE HELP PLEASE
Hello we got lots of help from this site when our house was being repossessed. House was repossessed IN FEB 2007 and have managed to rent. Just getting on top of things and now husband is being made redundant on the 28th Sep, i was made redundant last year and have claimed for 6 months so now not able to claim anything.…
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Sherforce high court enforcement sent to wrong person
Parents have just received a letter today from Sherforce detailing a high court enforcement that a company in my fathers name owes such money.They called today and will back.The real problem here is that my father has never worked for this company and has nothing to do wth it & doenst owe any money.They state what they…
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Please help me someone - I don't know what to do
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Accounts not showing on credit report
Hi My first post! I am currently on a DMP which has been going ok since the beginning of the year. My credit report is showing late payments to MBNA, Northern Rock loan is showing as satisfactory even with paying them less but my other debts NatWest credit card and HSBC current account overdraft are not on the report. Both…
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Bank managed loan advice needed
Hi has anyone else done a managed loan through their bank? Basically i telephoned my bank as i am currently paying £275.00 a month (40 months left) and have a £750.00 overdraft with them. I also have other debts with other companys totalling £6157.00. I looked into doing a dmp but i have been offered a managed loan to pay…
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Ex-partner, loan and IVA
Hi, I did post this in the loans section but was helpfully advised to post it here.... Hi to all A friend of mine is desperate for some advice on a situation that has arisen. Her and her ex-partner (split approx 15 months ago) did have a Halifax mortgage and a £11k Halifax joint loan together. About 5 months ago he managed…
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loan company wont help
hi just looking for some advice my sister took a loan out about 4 years ago for about 3500 she never missed a payment and payed on time she lost her job and still carried on paying untill she had her first child who is 2 now last year she phoned and offered what she could aford witch she pays but evrey 6 months they take a…
