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Need to make £1252.16 in a month!

Hey MSE'ers!

I have a bit of a challenge on my hands. Some of you know that I set my debt free date to New Years Day 2010 in January this year. That in itself was going to be a feat as I owed somewhere between £15-20k, but ... to my surprise, I've just done my sums and debt free date is actually going to be November 20th.

However, if I make the figure up in the title, I could be debt free by October 20th instead! I need some ideas on how to achieve this if anyone can spare a few minutes to share any. :o

Immediate thoughts:
Overtime payment expected next month: ~£300 extra.
I have some unused 'stuff' I could eBay: £100 or so.
Change jar (by pure chance) contains: 16p

Still £852 short!

Locked in will-be-realised-at-some-point:
Survey payments: £8.50 balance at present
Google AdSense: £15 (but payout threshold is £60, so don't think this will help).

Hum... anyone? My SOA is bare-bone already, but I'll post it up if it'll help.

Thanks! Happy weekend to all.
Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
Do something amazing. GIVE BLOOD.
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Comments

  • No ideas, but wanted to say, WELL DONE!!!! What a fantastic achievement!Seeing that makes me want to run out and start moneymaking for myself!
    Oooh, maybe matched betting could help, have you tried that before?
  • Hi Clarabella! Thanks for that!

    Matched betting is an option.. but I must read the "Dummies Guide to ..." before trying it ;)
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • erm what about delivering yellow pages i think you can get up to 80 quid a round i dont know how many yellow pages that consists of :D
    good luck :D
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Just a quick post to say thanks - I told hubby about this post and he's determined now to bring our DFD forward. Ta!!
  • Hey,

    My advice would be not to break your back trying to do this. I know you want to get done asap but why not just go for the November date and enjoy it. You've worked so hard, just sit back and relax safe in the knowledge that you will be all done by november.
  • The Yellow Pages rounds involves one helluva lot of yellow pages to be delivered!
    We ended up walking round with my twin brothers' pram full...and dad in a transit van with the rest in lol
    ;)I am not a complete idiot - some parts are missing;)


  • pebblespop
    pebblespop Posts: 1,202 Forumite
    car boot sale
    matched betting
    mystery shopping
    These are the quickest ways i can think of for getting cash quickly.
  • McVities biscuit competition? Thats a good one at the moment.

    Old gold ?

    Doing car boots is good, especially if you mention it to friends and family as we always get given lots of extra stuff to sell which people are about to throw away !

    Matched betting is a great idea - I havent ventured into this. I tried to last night but ended up gambling instead - I won £125 but thats not the point ! Matched betting would be great to get your teeth into.

    Do you have any friends or family who needs gutters cleaning/windows cleaning/gardens tidying/flatpack furniture putting together etc.....

    Yellow pages and leaflet distribution can be back breaking,but a great way to make some extra cash to throw into the mix

    Also, do you have anyone who wants to use ebay but doesnt know how, or has bad credit and therefore has no ebay account? You could photo their stuff, write descriptions and take a commission of the final sales price. Quite a few people who do this in my area.

    Good luck
    VR repayment  £404  £156.02 PAID
    Airpods repayment £249 £185 £75.90 PAID 
    Airpods repayment £144 £99.01 PAID

    Capital One £1400
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    how about a store cupboard challange!? Eat food you have in the house and chuck any money saved from food shopping at the debt?
    dooyoo is good i can make £50 a month on there when i try
    free scrachcards?
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Some brilliant advice here guys, thank you very much indeed!

    On my revised todo list:
    Matched Betting.
    eBay!
    dooyoo? Whatever it is, I'll try it.

    I think mystery shopping might take too long to set up in my self-imposed time constraint for it to pay out any benefit in time.

    The store-cupboard challenge is pretty much a no I think. My SoA permits £50 a month for food, so the store cupboard is pretty bare already! But, I'm being put up in a nice hotel and fed for 7 days by work next week so that has actually resulted in my food budget going down to just £30 for the moment. Sadly I'd already included that in the calculation for the sum that I'm short! :(

    Sitting back and relaxing? That is an excellent idea, except I promised myself I wouldn't. I was going to work tooth and nail until New Years Day to beat this and just because I've come up a bit early is no excuse to rest on my laurels now.

    If I come 'over budget' on my repayment goal, then all that will nicely go into my (currently non-existent) Emergency Fund to make up 6 months of expenses.

    Anything left beyond that goes into my divorce pot ;)

    Anything left beyond that and I might treat myself to a few days away (frugally of course).

    Thanks everyone!!!
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
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