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small claims track
i recieved a letter back in feb from a debt recovery company saying i owed a compensation claim i had never even heard of the debt or solictors firms i had to look them up on the net. I do not owe them anything i have never in my live approach a solicitor for anything then it all went from there i found out i had a CCJ…
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Aktiv Kapitol
I've today received a letter (in my maiden name which I haven't used for 12 years) from a company called Aktiv Kapitol asking if I am the person they're looking for and could I contact them. Do I contact them or ignore? Are they a company trying their luck. :confused:
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Starting to struggle again
Been okay for a bit lately paying off bills and just generally settled. But ive been back in my own place again for the last 3 months which is £400 a month all in, then my main loan is £165 and i pay off £35 on anything else. Sky is £30pcm (cant cancel) My wage is just slightly over a grand, so ive got roughly £400 a month…
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Help!!
:confused: Hi, I am in lots of debt (around £65K) and recently made redundant, so my income is JSA £64.30 a week. I have set up a debt management scheme with the CAB, but many of my creditors are still charging interest and default charges meaning my debt is increasing at an alarming rate...:eek: What can I do?
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How long should I keep bank statements?
Hi all, This answer is probably somewhere but i've done a quick search and couldn't find the answer. :confused: I'm sorting through all my paperwork tonight, having a mini spring clean if you like! and just wanted to know how long should I hold on to bank statements for? Thanks x
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£160 for the month...
Hi all, after taking into account rent, and main bills, I have £160 to live on for the month. Is this possible?! I will have to pay out £30 at the dentist, a £25 phone bill, as well as driving lessons, train tickets to my partners, and spending money for a trip that has already been paid for (thankfully!) After all of that…
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Can they refuse to action my request???
I sent all of my creditors letters to offer a minimum monthly payment on my own DMP I sent my Credit Card Co. the same letter as everyone else along with a copy of my monthly budget plan. I recieved a letter this morning which reads: Dear Miss Beth Thank you for your recent letter. Unfortunately, I'm unable to action your…
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One step forwards, two backwards it seems
So, Day 1 of my new life I have no debt other than my mortgage - FINALLY. :T. No savings worth speaking of either, but I own a lovely (and unashamedly impractical) sports car and have a good credit rating. That was until I opened my post on Day 2 and saw a huge legal blah blah blah threatening pay or you go to court letter…
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new here looking for debt help
I am new here and a bit nervous about posting after previous post on the utilities forum where I felt I was really attacked for being stupid! I got to the point this week where I felt I needed help and could no longer cope when my overdraft was at it's limit and my cards all maxed and I couldn't get my weekly shop. I have…
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What else can I compare for my parents?
I am about to go and do my once yearly visit to my parents. They are both now in their 60's, Dad is self-employed and I know money is tight. Mum hasn't worked for years. As of the beginning of this year they are mortgage free thankfully. I don't know if they have debt just now. Dad did have quite a large loan at one point…
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Starting a new business in debt
Hi After years of working for others I have decided that working for myself is the way forward and plan to start up a telecoms company early 2010. The only thing that I cannot get clear in my head is how to deal with current debts, am I mad to even thinking about setting up for myself? should I hold off until debt-free?
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whats the chances getting a judgement against a bank
can anyone tell me what the chances of me being able to take Barclays to court and getting a judge to rule against them. Barclays, I believe 'illegally' by closing all my linked accounts both business and personal similtaneously despite countless appeals before hand with no reply and local branch officials on my side.…
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New mum swamped in debt, help needed ASAP
Hi, I've just started posting on the site and have seen some really helpfull people helping others and am hoping someone out there can help me too. As a background I became a first time mum in April this year so despite working up untill 2 weeks before due date my savings are just about gone. I am self employed so am only…
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A right old moan - Ex boyfriends, Picture loans and T&C's
Hey, Sorry this is an epic, having a nightmare day and just want to rant!!! Posted on here quite a few times about the issue i have had with finances with my EX- Boyfriend. Quick run through, we brought a house together and had to do it up used loans and my credit cards:mad: He then had an affair and i moved out the house…
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Help please!! How far will these people go?
Hi all, I've been reading various posts on here and been getting quite scared! I'd really appreciate some advice. I owe several thousand pounds to three different credit cards. Basically I maxed my credit cards as my partner lost his job at the end of last year. I have also recently had a baby and my health has not been…
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Trying to "earn back" the cost of keeping my car on the road!
Hey there MSE's Is there anyone who can help with a little advice.... I have signed up for a few (3) survey sites, but don't have hours to spend online.... I am trying to "recoup" the cost of keeping my car alive... I can't afford a new one either... so any help / advice is gladly welcomed.... Thanks for all and any help…
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debts appeared in my name from nowhere throught the letter box
A rather weird one this, but hope you can help. I have recently moved into a house supplied by the council for me. Housing relocation and have been receiving letters addressed to the occupier for some bills. I rightfully/wrongly ignored them as they are not my debts. However, I am now getting letters from a debt collector…
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Bank debt
I hope this is the correct forum.. I have an overdraft of about 15k ( they charge about 20% interest) that I cannot pay off, the bank have been after me for about 18 months, about six months ago they wrote to say they are selling on the debt. I have heard nothing since. Is this common, whats going on? Thanks
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Trying to cut down my expenditure but work commute is just- argh!
I am trying so hard to cut my expenditure. I don't have a lot of debt now(but I used to). Everything will be paid off by December. My aim now is to try and save some money, for the first time in my life, to get a nice car and to save money for a rainy day. However, in December my train fares are increasing by a hell of a…
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Equifax
Where is my credit score? I have the report and its all what I knew, nothing shocking. However i cant see my score. Where does it hide?
