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Lowells - Newbie needs help
Hi I posted this originally on the wrong thread - thanks to George for his help - hopefully you may be able to help further.... Hello I would be grateful for some help - sorry this is a little long winded but I have provided all of the background information first. My husband had 2 Capital One cards one issued in 2000 and…
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experian
how do i get a default off my experian account in 2005 i had an incorrect bill from my phone provider, after arguing with them i thought it was settled and i never heard another thing from them. recently i went on to my experian account and my until now perfect record has a default on it, this is devastating news, i've…
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Hsbc, Activ Capitol, Lowell Finance Help!!
Hi Everyone, Wanted To Know If Activ Capitol Are In Any Way Involved With Hsbc??? Just Recieved My Credit Report And Ther Are Two Defaults Dating Back To 2003 With Activ Capitol, However I Am Only Recieving Threats From Lowell Finance For 2 Accounts On The Behalf Of Hsbc, And The Amounts They Are Demanding Differ From…
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Deed Of Assignment
Hi, can anyone please advise what should be written on a Deed of Assignment and who it should be sent by? Is it the original creditor? Thank you
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hints on being debt free by October 09
Current debt: 10413 Current monthly payments: 350 SOA: INCOME 1276 rent 346.66 debt 350 mobile 37 travel 50 web host 30 Mum 30 Food 50 Homechoice 30 Total 923.66 Left 352.34 Spending = Ice Skating: 40 Tuition: around 50 Saving: 200 (emergencies, holiday in Feb/Mar and uni course in July) Left = 62.34 I'm wanting to pay…
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please help with debt letter recived (long sorry)
Hello there I was wondering if anyone can point me in the right direction. I am currently trying to sort out my partners debt which is turning out to be a bit of a task. To cut a long story short- he had some problems before he was seeing me and we don't have much of an idea of who he owes money to. I got a copy of his…
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Dealing with debt before moving abroad
Hello all, I need a little bit of help and advice on dealing with debt before I move to Australia. Please don't anyone say skip out of the coutry and leave it - I'm trying to be sensible here and I'll want to come back into the country one day! Most of the forum threads I've read in other places have been arguments about…
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financial disassociation
hey guys, do you know if this lasts forever? i applied to be disassociated from my parents back in 2003 when i still lived with them. i'm planning on moving back home will i need to do it again? hope this makes sense! i don't want my crappy credit to affect them.
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Fridy 14/11/08 What small dfw things have you done today???
:D When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress,…
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*Daily chat thread 14th Nov
Morning all! Had a morning off from the books today...done some housework instead, its begining to get on my nerves. Good news is Bunny, I have almost sorted a cleaner out. With a bit of luck they will start next week. Hope my OH doesn't see the news about the job cuts - he will stress all weekend about losing his job (he…
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Newbie who needs help please
Statement of Affairs and Personal Balance Sheet Monthly Income Details Monthly income after tax................ 0 Partners monthly income after tax....... 1375 Benefits................................ 272.20 Other income............................ 0 Total monthly income.................... 1647.20 Monthly Expense Details…
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Help required to be free from debt
Hi people, I have a debt of 1800 pounds and currently pay 38 pounds minimum to capital one. I know you will probably say why dont you just get another card with 12 month interest free? That is because when i first had my capital card i was in employment and now currently unemployed so i dont think i can possibly get a new…
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Stuck in Car Finance Agreement
Hello, I took out a 3 year car finance agreement on a new car with Peugeot last year, at the time I was starting a new job that paid a generous car allowance which covered the monthly payments. Unfortunately that job didn't work out and the job I now have comes with a company car and no option to use my own. I have now…
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I'm upset
sorry, this has nothing to do with DFW but I am just watching the news in tears, after hearing about those 2 poor babies being stabbed today by their mum and they have just shown a photo of little Baby P with his face blanked out who was tortured to death, his mop of blonde hair reminds me so much of my 5 year old little…
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I did it!
After my post last night about not having enough diesel to get to and back from work, i pumped in a grand total of £3!!!:eek: I was sooo careful, just in case it jumped on to £3.01 :rotfl: I met with a friend after work then popped in to see my gran and the lovely wee soul gave me £20!! I could have kissed her forever! :T…
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Old Debts Appearing
After finally paying off what I thought was the last of my old debts, how upset was I to see another appear from no-where. The letter claims they have been trying to contact me for years though this is the first letter I have ever seen. Sadly the debt is less than 6 years old so no loophole to slide through , my question..…
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newbie
hi everyone im new to the boards, but im going to have a good look at what help is on offer, before i post my soa i should say our soa as me and hubby are in this for the long haul, what i really need to know before i finish filling out my debt remedy is, what does companys like mbna halifax tsb yorkshire bank etc say…
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Pay off debts right away or save to pay them off????
Hi all, I'm new to the forum and both myself and my wife have decided to clear our feet since getting married in June. We have a total debt of £18000 over 5 different lenders and we are currently paying £490pm to clear it with different loans finishing at different times. I know the golden rule is not to save until you…
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New Member.. Advise please Re: McKenzie Hall and Phoenix Recoveries
Hello All I have just registered with this site as last night at 7.30pm I had a phonecall from a really nasty scottish lady from McKenzie Hall saying that I had to pay her £271 immediatley!! I asked her what she was talking about and she replied that they have sent me letters (dated 4 and 6 Nov which I still havent…
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Credit Report Question
Sorry if this is a silly question, but I got my credit report from checkmyfile, and it seems ok but i want to check on one or 2 of the entries, how do i figure out which bank/CC company each entry is? Sorry if I'm being daft!
