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My debt free story and progress!
I'm a long time lurker around these boards but this is my first post. Having read a number of inspiring stories, I want to share my own story and also hopefully continue to write down my progress with the aim of sharing information and keeping me motivated going forward. My debt at first LBM was around £22k. Today it…
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Credit file question
I want to know what the impact is of linked addresses is on my credit file. I have obtained a copy, and it has 282 entries under the linked addresses bit. this doesn't feel quite right.
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Managed Loan Pls Help Me Out Of This Mess.
Pls guys Help me im so scared!!! I was a real nightmare with money but am now stable and making steady repayments, however ive got a managed loan and have read so many horror stories about this on these forums!! I can keep up with the payments thats not a problem but i the interest is huge and i feel like this is going to…
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Please Help - Bankruptcy, IVA or DMP?
Hi Guys, I am well new to this forum, but having read through it I find it very useful and helpful to people like me. I really don't know what to do in my case, maybe someone can help me here: I've come to the end of the road now with my debts totalling to £62,000. It all started about 6 years ago when my husband died, I…
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Just a quickie, whats the best DFW buildings and contents insuarance
Morning All, Just got my renewal notice for my buildings and contents insurance and was wondering if anyone had any pearls of wisdom about who the best will be or shall I just do a price comparision and a quidco check and go along those lines:confused: ? Thanks
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Friday 29/08/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Pap / Moozie's What have / will you spend Friday 29th August
Gooooooooooooood Morning everyone:D well I know it will be a spend day here as Mr MM and I are going out tonight for a meal as a double celebration - his birthday yesterday and our anniversary on Monday. Gooooooood luck and try to keep it low leaves a cuppa and biccies for everyone:D
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**Daily Chat Thread*29th Aug 08**
I can't get into a frenzy on friday I am just too knackered! Here's the list. I am off to work, then up north up to see OH and then onto a BBQ in sheffield, so busy weekend for me. No flyladying for me this weekend...... Friday Frenzy- those frightening kids rooms and spare rooms Level One Clear away anything that isn't in…
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Why are you here
Hi, well I am going through a phase of not getting to sleep until aroubd 4ish and just wondered why everyone else is on here so late (yes I'm bored!) X
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Yorkshire Roll Call
Hi Peeps, I often sit here on my pooter and wonder if i am the only person in my home town posting on here, Surely there must be more than one person in Otley. Does anyone else feel the same. So i thought it would be a good idea to have a roll call of all the yorkshire peeps and which towns or areas you are all from. I…
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Help!!
New to the Forum, and we are So worried, i have a huge amont of debt because i supported my wife when she was a student nurse, also got 2 kids. i get 2,400 a month this goes on bills. she gets 1750 a month this goes on bills. we struggle to have a decent living even for the girls. what should we do? can i keep my house if…
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Life Begins in 112 days!
Yes, I'll be leaving my thirty somethings just before Christmas!!!! :eek: Since my LBM in July 2008 I have spent quite a bit of time reading all the posts and have made some significant changes to the way I spend. I feel that I am really lucky in life - have a fabulous hubby and 2 gorgeous children but I have always been…
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The taxman
Hi all, As a lurker on this forum, I thought I'd finally decide to post. I'm self-employed and behind on my tax payments. My self-assessment tax was due in Jan 08, with another lot due in July 08. I've almost cleared the Jan one and have a payment plan in place, which I believe I will be able to meet, to clear July 08's by…
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Student Loan - statute barred..?
Greetings one & all, {hope I get this in the right forum} Have read a few threads and think I see what the situation is and how to react, but figured I may as well make sure. Brevity is not generally my strong point, but I will attempt to be concise. Just returned from vacation to find not one, but two letters from CSL…
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completely devastated about situation
When I met my partner i was a sucessful professional earning a good salary, my own home with a reasonably small mortgage, £15k in savings and no other debt. My partner runs his own business which was basically making no money although it took a while to realise that....he had an ex and children which he was paying to…
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Managing O/D
hi, I'm starting to deal with my debt ... an overdraft with HSBC. I am working f/t hours at the moment although I will be returning to uni at the end of September. I don't live a luxury lifestyle or anything but I was ill with depression for sometime. Has anyone tips/ideas on the best way of dealing with it? Thanks Jen
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Herbie21 Help!!!
Herbie I've PM you for some advice. :confused: can you please get back to me?:beer: very kind regards, Becki x
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Credit check help!
Ok, today has been an incredibly frustrating day. I have been declined credit for a mobile phone contract with o2 and no-one can tell me why. I have a perfect credit history, two credit cards and a mortgage (as well as a current mobile contract with 3) so I was baffled. This was with o2, who tell me they do their credit…
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Household credit rating/council tax query (newbie)
Hiya - advice gratefully received My son has returned home with student and credit card debt - I'm just struggling my way out of it and we wondered whether his contact address should be mine - where he occasionally lives, or his friends' house where he also lives. Would either of us be given a bad (worse)credit rating or…
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Moorcroft not sure what to make of this.
I had a letter from moorcroft relating to a debt for littlewoods. I sent off my £1 and asked for a copy of the credit agreement in return i got a letter saying they are continuing to seek to obtain a copy of the ccs agreement as requested and that at this time the account has been placed on hold and they will not seek to…
