Friday 29/08/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• check online banking
• clicks
• storecupboard meals
• make a loaf in breadmaker
• Start tidying house, usually do saturday but have busy weekend ahead so will do a bit tonight.
• Pick some stuff up for mum from Boots for when brother gets out of hospital and get some points on card.
• Try and have a NSD or LSD
• Squeeze one last days travel out of petrol in car, just about running on fumes but only going local today;)

Woo Hoo it's Friday:j Can't wait for the weekend it has been one of those weeks here:rolleyes: .
Enjoy the day everyone.
Painted Lady ((((:heartpuls hugs))) Just try and get through one day at a time, depression is terrible to deal with. Enjoy your time with your friend, and try and stay positive. You can always have a moan about things on this thread.

Catch up with you all later:D

mickey_mouse

goooooooooooood morning everyone:D

today I will be doing -

daily clicks
comps
surveys

goooooood luck

Norton_Blade

Happy Friday everyone!

Had a lovely night out last night for under a tenner thanks to the 50% off Pizza Hut voucher and the freebie tickets to see Rock'n'Rolla and it all ended up with me receiving my lovely engagement ring I've wanted ever since the question was popped a couple of years ago

So I'm in a very good mood and today I have/will:

* Store cupboard dinner.
* It's takeaway night tonight (and I don't pay) and there should be a cheap bottle of Blossom Hill (3 for a tenner) waiting for me in the fridge. So, hopefully a NSD.
* Faint in shock at OH actually asking which ISA to open... I was going to bug him about it because we should really start saving now the ring's on the finger but evidently, he's thinking the same.
* Gather up some ID to open the joint current account tomorrow... we've not got round to it yet as our local branch doesn't deign to open at weekends any more. This will pay for treats to help us budget.
* Checked online banking.
* Checked Quidco (woo.... £17 cleared in there)
* Already done a Valuedopinions survey for £1 and will do them throughout the day.
* Work hard... got a pay review on Tuesday so fingers crossed.
* Keep smiling.

Over the weekend:

* Go into town early and open the current account.
* Try not to spend too much on food and drink at the match tomorrow.
* Open a joint savings account with the OH once the current account is sorted. Squirrel some emergency money away.
* Chill out... think it's going to be a quiet one.

Painted Lady... I hope you are well my love. I suffered from depression for years thanks to a family break up. I know it's hard, but you have to try and remember that things will get better eventually and you'll be so much stronger for the experience. Take every bit of comfort and happiness where you can and remember there are always people to talk to. I found that talking talking talking helped so much more than any magic pills they chuck at you.

Anyway... my warmest Friday cheers to everyone yet to appear

OliveOyl_2

Many congratulations Norton Blade, is it like getting engaged all over again?
Well thank goodness it's Friday a 4 day week somehow feels longer

So today I have/will:

• piggy clicks and on-line banking (all the money is in, I now have to share it out
• brought in a packed lunch (with HM bread )
• will charge up phone at work
• will go to the butchers and do some batch cooking tonight.

not much - but every little helps

claireabelle_2

morning everyone!!
Well done on the re-engagement Norton Blade
Today I have

• checked three online bankings and done our transfers for flat deposit payment :eek: have to pay one before we get the other back, i hate renting
• brought in lunch and homemade banana bread for colleagues
• checked quidco - got £15 tracking for an equifax trial that i didn't pay anything for because i cancelled in time

and I will

• not spend anything else cos I have dinner in already

happy Friday
Claire

yukkibear

Morning everyone. Before I go to work this afternoon I will

- check online banking (payday) and move some money around
- clicks
- source next mb
- must post ebay parcel today
- make something for dinner to take in for tonight.

Have a great friday everyone

peb

Morning all

I've brought in lunch - I usually do them in advance in the evenings but as I was out last night I forced myself out of bed ten minutes earlier to make sandwiches!

Dinner - leftover fried rice still!

Have bottle of wine in fridge so may have a glass after late swimming - didn't bother last week as I didn't get home until nearly ten.

Have a good day all.

Pippilongstocking

Helllllllllllllllo

Today I have thus far

Put on a wash at 30
WIll hang it up later on
TOok out the leftovers of last weekends curry and have decided with a top of of bread and rice it will be a very tasty tea!!
Eaten last of reduced price bread for brekkie
Made kids have soup and toasties for tea last night as there were a million of htem at the house!!
Did my August food spend list (187.23/200 woo hoo (except for about £40ish quids worth of booze grr) so am I over or under?!
Set up my energy owl monitor and have madly switched off everything this am to get us down to our 2.2p/hour we use for the fridge
Will pick some veggies later and cook something else

All good

andan

Morning all, hope your all having a good day and congratulations to Norton blade, that's lovely news.

Am going to have a fairly relaxed day today and will get back to my usual slog tomorrow.

So today i will:
-Go out and do three mystery shops including buying myself a nice outfit for £15
-I will buy special bus ticket so i can get cheaper travel
-Have picked up two good mystery shops for next week with excellent pay!!
-Have received email confirming foreign student coming tomorrow
-Will write up three mystery shopping reports later
-Off into bank today to withdraw savings for isa, need to pay off credit card with it and pay for my counselling course
-Will send off confirmation letter for place on the diploma course
-Will email counsellor back that i have found, to arrange a time to meet
-Will do all comps ending today
-Will sort out room for student coming tomorrow
-Tonight i am taking my partner out to celebrate his fortieth birthday, he didn't want any presents, so am off to pay for a good night out for him, all drinks bought by me!!
-Will check online banking
-Have looked for mystery shops and will continue doing so through out the day
-Will read some of new counselling book

Think thats it for me today, don't forget the forum will be closed for most of tomorrow, will be rather odd!! Have a great start to the weekend everyone.

Thanks to all the congratulations yesterday, hoping to take my little car out for its first solo drive this weekend, still seems very hard to believe!

mickey_mouse

many congrats on the engagement ring NB:D

Norton_Blade

Thanks everyone

Apparently emeralds are supposed to make the wearer lucky with money, so I can only hope!