-
Cabot help
I had a lot of debts when I was younger, in the last fours years I've set up plans with each debtor where they have frozen the interest and I have been paying a fixed amount each month. Out of the blue one of my debtors Marbles Mastercard suddenly sold my debt to cabot. Who began harassing me with demands for money from…
-
*sigh* About to give up
Very tempted to file for bankruptcy, but I don't want to lose my flat or job (I work with finance) Over the last couple of years, I've taken advice form CCCS and others. My main bills are paid on time - I have no mortgage, council tax or utility arrears, and my internet/cable is running a month late.... :rolleyes: I have…
-
debt increased by £10,000 over last year
Hello, first time poster in need of some help About 10 years ago I purchased a tv on finance from miller brothers, I had loads of problems with the tv and it was sent back with in the first month. About six months ago I received a letter requesting £2374 for the unpaid finance for this tv, i have refused to pay it as the…
-
PaP/Moozie's What will you spend/have you spent today Monday 18th August thread
Good Morning Everybody :hello: :hello: :hello: Couldn't see the thread and didn't want to leave it too late, as it seems to be 'better attended' the earlier it is started. :rolleyes: Anyway, hope everyone had a good weekend, and is ready to 'attack' the week - and what etter way to 'start the week' than with Monday's…
-
credit report?
Hiya, Ive done a credit report on OH (with his permission) and this is how it stands: Alliance and Leicester £6,800 Barclays Bank £1,754 Barclays Credit Card £1,680 Capital One £679 1st Credit Limit £4,177 TBI Finance £737 Total £15,827 HOWEVER - as some of you may know we have Mackenzie hall (DCA) chasing for car finance…
-
And now its time
Hi All Eight years ago I made a real mess of my finances. Just like so many I didn't know where to turn. I stuck my head in the sand and guess what? it didn't all go away. Since joining MSE I have fought and won my bank charges, loan charges and even credit card charges back and after two years I am now debt free. Withou…
-
Cca Help
I have requested a CCA and they have written back asking for my previous address for the last three years. They sent this request to my old address which I moved from over 1 year ago when they already have my current address. Are they stalling for time or is this a legitimate request?
-
Monday18/08/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
-
*Daily Chat Thread**18th Aug 2008**
:T Hi boys and girls.......todays list! You should be used to this one now! In fact if you have been doing as you are told for the last two weeks there should be very little to do in the kitchen! Anyway the news is that I passed my tax exam with flying colours and failed my other exam by 4% :mad: :mad: Oh well, will have…
-
Someone please help!
I am only 20 years of age, a student and last year when i was living away from home i managed to run up a debt of £7000 debt. When i could'nt make the repayments the banks started calling but i just ignored them. Now I regret that I did ignore them and I have a crap credit rating and ccjs against me. I feel as if my life…
-
Bailiffs letter but NOT my debt!!!
I returned from Lego land with my children yesterday to a letter through the door from a bailiff(rossendales, if it makes any difference?) which had 4 copies of the same letter for four parking fines which appear to be unpaid. All have fees attached to each letter and they now total about £800 The trouble is they are for…
-
Me or her?
Hi all, feeling really down tonight :( Long story short: I ran my own business for nearly 5 years, I recently had to close it due to lack of business. I am now working shifts in a factory which I must admit is killing me, but hey I have got bills to pay. I am now doing a DMP for £100 per month as this is all I can afford.…
-
Email address for Capital One and RBS
Does anyone have an email address for Customer Relations at Capital One? It's Capital One Credit Cards, also for RBS? Thanks! Kieran x
-
Email address for employee at Sky Card
Hi Guys I'm trying to work out how I email someone at Sky Card Customer Relations. I have an ongoing complaint regarding Harassment, but it takes forever sending letters (and it's costly). I have my Customer Relations persons name, but i wasn't sure if it'd be:…
-
Any Suggestions or Help
I don't know if I should have posted a new thread or not but just wanted some help or suggestions . I am currenlty over 12,000 in debt and it seems to be getting worse. I try and follow a careful budget , although I have two young children. Our joint monthly income is £2050 but so much of this is swallowed up in debt…
-
Strong Women We Know Who We Are
a thread for those to talk, we know who we are, saddled with debt from the carpy ex lol have a vent!
-
Cancel an HP earlier
hi Can anyone have any info on HP We have a hire purchase with a balloon payment at the end of it. We need to end this agreement. it was for £30,000 over a 42 month period and we have paid about 11,000, in 23 month the balloon payment at the end of the agreement will be approx 8000. Does anyone know how it works in…
-
getting things sorted and starting from nothing
Hi everyone I am about to move back to the UK after a year abroad - hitherto I was a full time carer and then student - the relative I was caring for passed away and the house we lived in was rented so I have no property interests and no savings. I am pleased to say that I now have no overdraft (which took quite a lot of…
-
Clearing a CCJ
Hi, My GF got a CCJ from Severn Trent Water in regards to an unpaid bill incurred after she let out her property and did not inform Severn Trent. She is positive that she did call ST to leave a forwarding address, but they claim they have no record. She did not recieve the post from Severn trent until the CCJ had been…
-
Iva
Hi All, Have probably posted similar to this before but just making sure i have all the Answers I am in an IVA and have been since November Last Year I am now looking to get out of it, as although it seemed a good solution when got into it, in fact it is maybe a worse situation. I understand that as my wages go up and any…
