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Monday18/08/08 What small dfw things have you done today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
, back to work for everyone today. Hope you all have a good day whatever you are doing.
Hi to all th regulars and welcome to any new posters:hello: :hello: :hello: .
Catch up with you all later, have a mountain of paperwork to tackle today.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
- update spreadsheets
- check online banking
- do clicks
- Make a loaf in breadmaker
- Storecupboard lunch
- Swim and jacuzzi to use gym membership
- Home grown veggies with tea
Hi to all th regulars and welcome to any new posters:hello: :hello: :hello: .
Catch up with you all later, have a mountain of paperwork to tackle today.
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Comments
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Morning Sophiesmum and all who follow :hello:
Today I have/will- piggy clicks etc
- get back into doing surveys - I've let them slip

- charge phone at work
- take a packed lunch with HM bread & stuff that'll go off if I don't eat it.
- risotto tonight, using "bits"
- post 2 letters closing credit cards

- write to vet disputing the bill.
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Hey all
Today I will
- check online banking
- park in my bosses parking space to save money(hes on leave)
- charge my phone at work
-meal plan for the week
-have left overs from yesterday for today
have a good day0 -
Hello!
I'm feeling very chirpy today. Another not very DFW day but I am at least more aware. Tonight I'll be seeing Alanis Morissette (I owe it to my teenage self...
). This is my first gig of any kind since starting on this journey. Back in the day I'd come back with the t-shirt, programe, mug.... you get the idea! So this will be different. May get a t-shirt but probably not.
Not sure about everything else today
-I brought lunch to work
-store cupboard dinner
-check bank (still skint)
-charge mobile at work
It was a good weekend all in. Had a bit of a hash out of some things that have been brewing for a while with OH but it was needed and we're much much better for it now. We never fight or argue so this "debate" was interesting...
I hope everyone is well.
KTjazz.:hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
I'm back, and this time I mean business!
If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
My heart knows me better than I know myself so I'm going to let it do all the talking.0 -
Hiya
Thus far have gone to early job, returned to normal job and will update later on!!
Have a great day.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning
Today I will:
Check online banking
Piggy clicks
Make a meal with left over roast chicken for the freezer
Planned tea
Lunch at home
Mystery shops
Work
That should do me for today...0 -
morning all

busy weekend!! was bad and had an indian and some beers :eek: BUT did get OH moved into my house!
todays plans are:
- hoover car
- bake cakes for OH's work mates (for allowing us to service my car at his work)
- take OH lunch at work
- rotate stuff on airer (raining and want to avoid tumble dryer)
- go through tins and other food to see what needs using first and make some meal plans (chaos in my kitchen - got three kettles, two washing machines and more or less two of everything else!!!)
- drop coolbox off at mums on way to OH's work
- request lesson from OH this evening on how to 'drive' his tv, freeview and stuff!
- dinner will be minted lamb shank (half price reduced) and veg from OH's house :T
- will try and make time (and space) to do a jelly (8p one from mr S) - never tried it before so we will see if it is any good!!
hope everyone has a cheerful and productive day :j :T :j
lokiit's nice to be important but more important to be nice!! :kisses3:0 -
Hi everyone hope you all had a great weekend.
Today I have bought both breakfast and lunch to work.
Will post an amazon package and an ebay package at lunchtime - have two more sales, just waiting for payment
Have pledged another £2 to the payment a day challenge.
Planning a NSDTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Today I will/have
1. Checked online banking
2. Paid next online (saves stamp:D )
3. Piggy clicks
4. Anatomy courseworkTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Ktjazz, enjoy the concert.
princess loki, glad the moving in process went well.
Morning to everyone.
Today i am going to:
-Have sorted out paperwork for three mystery shops i am about to go do
-I will do three mystery shops today
-Will have free lunch and tea out
-Will write up mystery shopping reports later this evening
-Will do some slice the pie
-Will read counselling book whilst on the train
-Will work on business plan
-Will work on what else to put on website
-Will continie working on website design
-Put some money in challenge day
-Do some surveys, although never seem to have much look!
-Look for more mystery shops
-Will walk into town, thus saving me on bus fare
-Use rail card to get cheaper train fare
-Do daily clicks
-Make others in the household, tea from left overs/store cupboard
-Buy some bits of food using sainsbury's vouchers
Haad better get moving if i want to walk instead of the bus!!:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j
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Checked banking - all ok and finally have wages in my hand whooop!
Transferred by £1 to saver and £1 to ISA for payment a day challenge
Received £18 clubcard vouchers - money off stuff I actually buy and some MOC when you spend £35
Checked mystery shops
Later I will:
Continue to line dry yesterdays washing
Check PB
Do 3 mystery shops
Will update as I go
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