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A New Determined Start (I hope)
I am starting out from scratch attempting to sort out all of my money problems. My husband moved out 2 weeks ago and so now I finally have control of my money and can hopefully sort out all of the debts that have turned up since he left. Here is my SOA and I would be greatful for any advice anyone might have. Statement of…
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Full and Final Settlement help needed.
I have been a 'watcher' of these forums for some time, but never had the confidence to take the plunge and post. I have now found more motivation to sort my debts than ever before ( in the form of an ambition to start a family), but fear that this is a long way off. I have £36K in debt across 6 creditors and am a (mature)…
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£10 a day challange
Just wondered what all these :p challanges are you all have under your posts??
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I have 4 ccj,s against my name,what can I do?
I have just got my online report from experian.I have 4 ccj,s against my name,registered from 04 -07,they range from £202 -2802.What can I do to start to repay these debts off,do I have to pay them all in one go or will the courts take smaller payments until they paid.Would it be better for me to contact a charity debt…
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Out of my depth and seeking help!
Hi Everyone For the past few years I’ve had my financial head stuck firmly in the sand and pretended that I didn’t spend as much as I thought or that things aren’t that bad. Well this weekend I finally came up for air and realised I have a big problem. Basically I’m not sure if I’m in debt crisis or just in a really bad…
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Just thought I'd share this email with you
I'm not sufficiently pc literate to 'cut and paste' but I have received the following non spam email that I tught might be of interest to others on this forum: 'just last weekend, on Friday night, we parked in a public parking area. As we drove away I noticed a 'sticker' on the rear window of the car. My friend told me not…
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What Should I Wear In Court ?????
Hi my hubby and I are in court tomorrow morning for a redetermination and possible charging order. My hubby has to go their straight from work and I don't know what is best to wear. Should he wear shirt/trousers etc. I really don't know as never stepped inside a court at all and really don't know what to expect. please…
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New To This Any ideas on how to start getting rid of my huge debts?
:eek: Hi Everyone, Im new to all this, been looking at the threads but dont understand all the cut down words. haha I have around 20,000 pounds of debt and want to get rid of it asap. any ideas please. HELP.
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Any ideas
HI Ia m new to this forum but after reading some of these threads i have a few questions to ask. Firstly i am trying to get rid of my debt and im set up to be debt free by the end of 2010 but if any one has any ideas as to how to spead this up then please share them with me:D Also what is quidco Thanks
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anyone have a phone number for tns mystery shopping
as the title says i need a phone number, i can't get into my account, and have no way of contacting them to find out why!
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Debt collector for parking fine - but it's not mine
I recived a letter from Credit Resource Solutions this morning claiming that i owe £140.00 for a parking ticket. When i contacted the company they said that the fine was for a ticket i apparently recieved for parking in Wicks in Tottenham on 1st october 2006. I have never been to Wicks in Tottenham - and i have never lent…
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need some help
hi this is my first post in here - although read forums a lot and great help and advice! I am not sure if this is the right place to post tho? I seem to be going round and round in circles with my money and i have no one to talk about with it. My OH is not really that interested. We both work and earn a reasonable amount.…
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advice on full and final offers
I am working with business debt line to try and get an IVA or dmp (not sure which yet) to sort out my finances. My mother in law has offered a lump sum of cash (equity from her house) to help us out but it only equates to 40% of debt total. Does anyone have any experience of offering creditors full and final offers/ any…
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CCCS annual review early??
Hi i have recieved a letter from CCCS advicing me to ring them as my annual budget review is due but its only been 10 months since the last one?? Has this happened to anyone else or have they made a mistake?
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Cant cope, please give me advice
Hi there My husband and I are very embarresed about the mess we have got ourselves into. We have been stupid and niave and we have spent way beyond our means for years, the cost of living soaring up hasnt helped either. We are now in that much debt im literally making myself phsically sick with worry. Up to now we havent…
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My SOA - any advice?
Statement of Affairs and Personal Balance Sheet Monthly Income Details Monthly income after tax................ 105 Partners monthly income after tax....... 877.5 Benefits................................ 522.85 Other income............................ 0 Total monthly income.................... 1505.35 Monthly Expense…
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Soa
Statement of Affairs and Personal Balance Sheet Monthly Income Details Monthly income after tax................ 933.71 Partners monthly income after tax....... 0 Benefits................................ 0 Other income............................ 0 Total monthly income.................... 933.71 Monthly Expense Details…
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Walshyboy84's Debt Free Wannabe Challenge!
Hello All! It seems this is the way to get me on the road to get rid of my (relatively small, when compared to some of you guys) debt. :cool: There's two phases I want to do to this: 1st Phase - Debt Free by Christmas 2008 so that means... Bye bye £1500 credit card! Bye bye £2000 Overdraft! 2nd Phase - By Christmas 2009 to…
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Getting there.....
..... My husband finally faced up to facts 2 months ago and has now declared himself bankcrupt. It is such a relief and the OR has said he will probably be speed tracked and be free in 8 months. I am now looking to do an IVA as over the last couple of years I have bore the brunt of the bills and got myself further in debt…
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Credit Ratings!
Hello! This is my first post on here, although i have been using these forums for many months previously. I am 24 and foolishly when i was 17/18 I got a large loan and credit cards and lived off them without paying them back and subsequently got into debt!! Stupid yes I know, Ive had all the tellings off I can take over…
