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Pap/Moozies what have/will you spend Saturday 17th May?
Good Morning Everyone:hello: Up bright & early today, so thought I may as well start this off. I will be watching the FA Cup - cheering on our team which is Pompey!!:T Can't invisage any spending, so hopefully it will be a NSD:D Hope you have a lovely Saturday :p
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1800 debt
Can anyone advice on how i can get rid of my debt quickly, i am currently paying 28 pounds monthly. on capital one card. I know its not a lot to many people but i needed money urgently due to a few deaths in the family so had to loan out cash urgently. Many thanks Ajazxriaz
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Debt Problems - Have I Covered Everything ?
Ok, i'm quite new to these forums and have been finding my way around for the past week but i feel the time is right for me to post this and see i have everything covered or if there is anything else i need to know or have missed.. I have been off work through illness since April 2007 and am still off now, from April until…
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night owls
its not letting me refresh night owl page gotta go though DS not happy loves ya all see ya 2moro x
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Jenna's Debt-Free by May 2009 Diary
I've seen other people do this and I thought it's about time I did the same! I've had university debts for 5 years now and have only managed to pay off £2,000 or so. That's pretty terrible. So now I plan to pay my credit cards and loan off in a year! I also have an overdraft of £3000 but that's too much to think about…
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My DFW log....
I have to get a new username on here as there is someone watching on my old username was doing dirty tricks with the family ie causing problems :( . So Hi from a old member. Right, I am back back on DFW again after a period of no work and ripping hair out thinking how to pay bills etc... but this morning I have accepted a…
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Capquest Statutory Demand Warning
Hi everyone, I was looking for some advice on how to deal with the infamous Crapquest Ltd. Last year they contacted me by letter (normal threats legal action blah blah) about a debt for £1600 that I had forgotten about due to other more pressing issues in my life, however I was aware that this debt was more than 6 years…
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Thinking about the future...
Yeah I know i'm 21 so this is probably something most 21's don't think about but I think, cus of the six year credit record thing, am I going to be 27 before a bank will give me a mortgage and or decent %'s for things? It's so far away :( Matt
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Bankruptcy or reduced final settlement?
I have my appointment with the insolvency clerk next thursday where I'm presenting my bankruptcy papers/fee and starting proceedings. However, my mother has just offered me £5000 lump sum to pay off some of my debts. I currently owe £11,000. Would it be worth me contacting my 5 creditors with a pro rata offer of a full and…
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Correcting errors on my credit reports
Can anyone tell me how to go about correcting a number of errors on my credit reports? basically i sold my house in march and on the 17th of march I paid off all outstanding debt including 2 accounts with registered defaults.I also moved back with my parents and got put on the electoral roll on the 15 April at the new…
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Newbie : NEW SOA
Hello to every-one. I am a 28yr old male who has been hanging around this website/forum for a week or so now reading some of the threads on here. I almost feel a bit of a fraud by posting on here actually as my debts arn't anywhere as bad as some of yours. Yet i know to have a happy life i need to get myself sorted out. I…
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help with friend?
7 years ago my friend had run up quite a lot of debt that was made defalut on his credit report, he changed his name by deed poll and moved address. after 6 years i heard that any debt is removed from your credit file and wondered is this true. he opened a new bank account in his new name and registered on the voters roll…
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To Join or not to Join..that is the question...
Hi My OH and I have completely separate bank accounts. We halve the bills and each pay DD etc.. out of each account. We've been together for nearly 6 years and have a mortage together (plus loans & cards). Come June/July we are thinking about opening a joint account, put both our pays into it and having everything come out…
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This may be a long shot.....
...... anyone know of a cold calling company - GNC or GMC based in manchester - these are the guys that keep calling me up offering IVA or DMP. I know the G is right (he said Golf) not too sure about the M or C - I just threatened to go to the police if they didnt stop - he went quite quite, then i explained why (had about…
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Working out daily % on CC reclaim for MCOL
Hi All, Can anyone tell me how to work out the daily % rate for reclaiming CC charges when filing claim on MCOL. I have ticked the YES box to say that I would like to include interest & the system has asked me for this figure. I haven't got a clue how to work it out. (Senior Moment I think) lol :confused: :confused:…
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Does it get easier??????
We've been in a DMP with PayPlan since february this year,,,,total debt £54,444......finding it really difficult to keep within budget without credit facilities.....which I know was one of the things that got us into this mess.....how have others managed? what do you do when birthdays come along? panicing about xmas…
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I'm scared
Last September my relationship broke down and I moved away to be with somebody else. When I moved I left a good paying job, but had no debt to speak of. I survived Oct, Nov, Dec and Jan living on credit cards and o/d until I got a new job, but it's only part time and the pay is poor. I've now got the following and I don't…
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Robinson Way
Hi - wondered if anyone can advise my friend on the following problem please? Robinson Way – no signed agreement... Quite new to posting so hope I’ve got this in the correct thread. Thanks to everyone on this site for the marvellous advice, and for giving encouragement to those of us who are perhaps a bit timid. Regarding…
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I WON!! Again!!
Hi, I have posted on the bankruptcy board under title of 'scared stiff' I just wanted to share my expereince on here too. I entered into an IVA after being on a DMP when a very nice chap from a leading accountancy firm rang me to talk to me about it...I read all the info, and went ahead, I don't really know why I did it, I…
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cccs payment plan & late payment fees
Hi, Hope someone can help witht his problem. I have been on a C.C.C.S. payment plan as I am unable to manage the payemtns on my Credit Cards, this plan has been in place for a nearly a year and a review is due in June, in this time all agreed payments have been on time and none missed. I am now begining to recieve calls…
