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Attachement of Earnings Order - Scotland
Hi I have received an attachment or earnings order against me. Could anybody advise; 1. Should I not have been notified in writing that this could have happened? And as I was not, do I have any defence? 2. Is there any chance I can pay the debt in full and not have this go on the the records. Thanks
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Old Debt resurfaced!
Hi All, Have had a letter from Moorcroft re a debt which I had not heard anything about for over 3 years. I know this is not long enough for the limitation law to come into affect and I acknowledge that I owe this money. However they are claiming the debt is £1500 more than it was when I last heard anything. I was in an…
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Pap/Moozies what will/have you spent Monday 26th May?
Morning Folks :D Without even looking at a calender I can see that it's a bank holiday as it's raining:mad: I think I shall be staying in today, if at all possible, so thanks to the grotty weather it should be a NSD :T Have a great day everyone, albeit a soggy one:p
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How do you get your spouse to be on the same page?
Related post: http://forums.moneysavingexpert.com/showthread.html?t=931001 I'm having trouble getting my spouse to understand the financial trouble I am in. For those who can relate, how did you deal with the problem? Thanks.
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Monday 26/05/2008. What small DFW things will you do today????
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Lornadoones New Life
Hi Have joined this forum to kick start my new life. I'm hoping to do a grocery challenge and spend £160 for the month. Will update each week with my progress. I'm new to all this and just learning how to do everything on here. Please feel free to post on my diary. I would love to get support to help me on my way. At the…
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Notice of Satisfaction?
Hi Everyone - Happy Bank Holiday Sunday!! I'm in the process of making full and final payments to a few of my creditors and have a couple of questions, if anyone can help please? Once the debt has been paid off in full (by coming to an agreed full and final payment agreement figure) do I need to ensure the Debt Collection…
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adive needed.. hp agreement and cccs
hi, i currently have car on one of those balloon payment schemes, it runs out next year but i can't aford the repayments anymore what with the rising cost of petrol (which i won't even start on or i'll never shut up lol!) anyway i am hoping that if i expalin to fiat i don't have money anymore they will take the car away...…
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Major problem with British gas bill i've already paid for!
hi guys i'll try and be concise and straight to the point as possible. in january 2007 while i was staying at a rented flat we had a visit from a British gas inspector who was looking to see why the gas bill hadn't been paid. We explained to him we had been there for 3 months and were newish tenants so he set up a new…
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Major problem with British gas bill i've already paid for!
hi guys i'll try and be concise and straight to the point as possible. in january 2007 while i was staying at a rented flat we had a visit from a British gas inspector who was looking to see why the gas bill hadn't been paid. We explained to him we had been there for 3 months and were newish tenants so he set up a new…
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Hope someone can help please?
I have posted this on another part of the forums but also wanted to place it here as know there is a wealth of knowledge here as followed MOT's thread and I feel so desperate. Hi I really hope someone can help with some advice. I have just been informed by my landlord that they are going to probably sell the house we rent…
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Going under and annoyed my first thread disappered!
Hello, Having just completed a rather full and detailed thread explaining my debt problems, I shall now attempt to in a shorter version. I am in debt up to £42,500 and I have a salary of £29,427. I'm a professional and this problem is beginning to affect my work. I can't afford payments, even though as yet i am still…
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Lost 0% deal - help!!
Hi all We have a lot of cc debt & because we are self-employed & the business has been poor over the last 2 years (!) we have just about covered our outgoings without making many inroads into the debt. Now we hope things will be looking up & I finally mananged to move some debt (£9,000) onto a virgin credit card at 0% till…
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Has Anyone Ever Had A Home Visit From Littlewoods/Nationwide Debt Recovery?
I'm wondering whether, the fact that they are a Catalogue Company, they are more likely to have scarey people in my area..... that will come knocking/hasselling me in person. Obviously they are being awkward and refusing to accept token monthly payments! Thankyou for any replys :beer:
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Sunday 25/05/08. What small DFW things will you do today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Yorkshire plank
Just had them phone me :o A quick chat and it looks like they are staying to new payment for credit card:j (Thanks to ex for fiiing that up):mad: for next 3 months:j but basicly told me to go into default with the loan:eek: and they would try to sort something out:confused:
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pap/moozies what have you spent sun 25th May 08?
Happy wet bank holiday sunday :j hey but what can be better, a dry house and a roast dinner (well not for me but you get my drift) :D So its Sunday and what are you planning to spend? Anyone off doing anyting nice? If you are remember to try and keep it low :) I am staying in all day (prob) but that may not stop me from…
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What is your MSE bug bear?
What do people do that 'wastes' money that really drives you mad? I have a friend who cooked for me the other night. She bought chopped tomatoes, name brand with added mixed herbs! Now, she isn't in any debt, nor is she particularly hard up as she still lives at home BUT she spent about 65p on these tomatoes! I asked her…
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disputing defaults template letter to cra
has anyone got a template letter to dispute a default with the cra i have paid a default off and now want to dispute it in the hope it will not be worth the companys time and money to verify it and there for remove so called default instead of having it on my file for another 2years 9months any advice template or link…
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Advice please!!!!!!!!!!!
Hi, I'm looking at with drawing cash on my visa to pay off overdraft & sister. Then apply for a 0% cc & trf the balance from my current visa across to the 0% visa. Setting up a direct debit to pay off the visa, i'll be getting lump sums in over the next few months so was thinking off using these extra payments to clear a…
