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So angry at Mint can they do this???
I paid my mint balance off on 14th april which was at its limit of £400. I asked if any charges were to go on to the account interest to be added etc and i was told definitley not as i wasnt over my limit. I settled the balance and closed the account. On 16th april i sent my letter to mint requesting all my charges be sent…
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Want a loan but
Hi, Im new on here and after reading other peoples posts thought I would finally join and write. Im 24yo. Owe approx £7800 in Debt spread over 4 Credit Cards with HIGH interest. I currently pay approx £230 a month and pay approx £170 in Interest!! And it feels like it isn't going down. WELL On my MBNA it isn't going down…
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Should we take up this balance transfer offer
I can't get my head around figures at all. My husband has two credit cards 1. Sainsbury visa card - balance £1,375.65 (22.95%) - I have just paid £60 which obviously hasn't reached them yet. 2. Barclaycard visa card - balance £699.67 (22.9%) - I have just paid £50 off that which again hasn't reached them yet. With this…
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pap/moozies weekly challenge ~ w/c 27th april 08
Welcome all... I hope you have had a great week and kept it low... and are you ready to be turned red/green? Everyone can join, just post a target in keeping with you/your debts/your spends, don’t worry about everyone else’s budgets. Then each day post on the daily spends thread and add them all up ready to post the…
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A Monkey's Attempts At Keeping On The Wagon
Hello to all you lovely DFW's. I hope nobody minds but I thought I'd start myself a diary to hopefully help keep my mind on the job of debt-busting! I've been lurking around this site for quite a few months now, and have learned loads of things and tried to put some of it into practice, but I keep having short bursts of…
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Pap/Moozies What have/will you spend Saturday 26th April ??
Morning all:hello: Should be a NSD here:rolleyes: but I will have to pop out for the weekend papers later on:rolleyes: Hope you all have a sunny Saturday:)
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I'm there! Well, once the payment's cleared - DF at last!
So I've just come back from a night shift (a recent idea to tackle the debt through earning more dosh) so am a bit sleep deprived, emotional and excited. I should really wait till Tuesday to post this, when I'm hoping the payment will have cleared. But I'll have come off a raft of night shifts by then, so will be :rotfl:,…
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Daily Chat Sat 26th April
Good morning Everybody How are we all today? Anybody with a hang over?:D :D It is raining here...boo:o Not sure what we are up to yet... DD has a birthday party to go to later...but other than that nothing planned
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How can i get rid of an expensive debt with egg?
Hello, i was hoping someone could help me with my problem. I'm self employed and over the past two years i've suffered severe financial difficulties with my compnay, i've managed to just about keep afloat and hopefully from now on it appears that i might be turning a corner, but i have run up a number of debts that will…
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Saturday 26/04/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Determined to sort things
Dear All, I am new on here and have read the stories avidly. I am so grateful to people for sharing their experiences, so I would like to share mine. I saw a CAB advisor this week and since I have been reeling. He advised bankruptcy and I am horrified that I have got myself into this position. It goes back a long way. In…
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We are being made Bankrupt by our IVA providers!!!
Hi there, was wondering if someone could give us some advice. Me and my wife entered into an IVA with Debt Free Direct (DFD) in March 04 where we agreed to pay £499 per month, which at the time was affordable as we were both in full time employment and had no children. Within the first year my OH got pregnant and we…
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Uber Rant. Partners not sharing goals, etc
I want to winge for a bit so I hope you'll indulge me. It's friday, I've given lots of helpful advice and encouragement to others in my time so I think I deserve payback and I've had more than one glass of wine :) I know it's a common theme on this forum - one half of a marriage / partnership has the lightbulb moment and…
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MBNA - evil or just incompetent?
I have two CCs with MBNA. I owe £6,000 on the Visa and £12,000 on the MasterCard. By arrangement with MBNA I pay £87 for the Visa and £163 for the MC, so £250 total monthly and they have frozen interest and charges. For the past three months I have paid them about the 28th of the month because I get paid around 26th. MBNA…
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I Must Not Go Clothes Shopping Tmw!
Hubby is out all day tomorrow, so that's just me home with the cats - I've been thinking of going into town tomorrow and doing some 'window' shopping but I do know that temptation will get the better of me. I do need to get my sisters birthday present.. No, I will stay at home with the cats, watch DVDs, do some (much…
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Full & Final Settlements Advice please.
Hi all, I owe alot of money on several credit cards and a bank loan. I have been offered help by a relative in clearing some of them but has anyone got any experience on who will accept what in full and final settlements. I have a loan with northern rock and credit cards with goldfish, bank of scotland, lloyds tsb, egg and…
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For everyone having a hard time
To everyone having a hard time at the moment - Bunny, Smashed, and everyonelse I thought we should have some hugs:grouphug:. Things have got to get better. To everyonelse starting a new job- at least I know I'm not alone. Dancingfairy - just about hanging on in there somehow. P.S If anyone knows any random jokes I think we…
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Council tax and bailiffs trouble
Hi I've got a problem and I'm really really stressing so I'm hoping somebody can calm my nerves. Basically to keep it very short - -I had an accident and was unable to work for 5 months getting into debt on the way. -I returned to work and began paying off debts as quick as I could manage -One of my debts was council tax…
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Friday Night Party Mr Men Style
Evening all, tonight I am gonna be Mr Happy Whats everyone drinking?:beer::beer:
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Stay and be miserable or leave and feel relieved and poor
I am so unhappy at work it is really affecting me. I find myself coming home and crying due to really bad days and then I start to worry before bed and am reluctant to go to sleep as morning will be here sooner. I have been doing extra hours in an attempt to pay my debt off sooner but it is just exhausting me. I was even…
