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My card meter was fitted and ut's eating my money...
I posted a while a go to say that my landlord has decided to fit a card meter in my flat. Small studio apartment with just me living there, he is paying the elec for lights and shower so I am only paying for what's plugged in. Well it's used nearly £2 in one day!! That can't be right surely? That averages at £60 per…
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I need help here are my stats.........(help please)
Hi, I have been using this website for a considerable time now and have finally plucked up the courage to post my data, I find this very hard to do indeed. Some people may say I am fortunate as I earn a reasonable wage, however, with a large mortgage and two small children our level of debt is no joke. I would welcome any…
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Help I am new...
This is my first time here and I really am a bit scared of you all... I have read some of your messages and you all seem to be doing really well!! I have moved home to my parents (ekk what have I done) and aim to be debt free in a year... I currently owe: £4000.00 M&S Credit card £4000.00 Personal Loan (unsecured) £ 500.00…
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Direct auto now passed to dlc, Help !
Hey guys im after some advise please, My hubby and i bought a car through Direct Auto Financial, we kept the car for 3 years and had paid way more than half the loan amount. So we decided to end the agreement and give the car back, as we had paid more than half the amount we wern't required to pay any money to them. Than…
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Lloyds Tsb
Sorry I haven't been around much lately. Things are going ok with my self dmp. I have had had acceptances from nearly all of the company's I have debts with, 2 of them have even frozen interest - Capital One and Argos. Most of the others have agreed to the reduced payments but are still adding interest. I have an agreement…
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Statement of finance allowances and......
Hey everyone, new to the site, was just wondering if anyone could tell me or link me in to what are general allowances ie med care, eye care clothing etc etc that you can put in a financial statement to a credito???? Many thanks in advance Also I was thinking of making an offer to pay off one of my debts in one payment, I…
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HSBC woes
Hi all, new member and first time poster here, just wanted to share my story. Back in 2001/2002 I got a job working in HSBC customer service. As soon as my training period was up, I was offered a lot of cheap products, and since it was coming up for Christmas I went straight for a personal loan on staff rates. This was…
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Should I Get Rid Of My Car?
Hi Everyone. Not sure what to do about my car . ( Hey, I have a car so, I'm grateful for that !) Anyway, I owe £20K to BMW on a car on HP which will be 3 years old in December 2007. The car is worth max: £13K ( Can you believe the depreication???) I pay £497 every month and haven't defaulted on the loan. However, I'm…
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update! & a huge thank you!
Hi All For those that remember me! I have a little update! Things are now a LOT better for everyone! My brother finally moved into a house with his girlfriend (and they are saving to buy their first house!) He works for the post office but its only a temp contract, last week he applied for lots of perm jobs & he has been…
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You might as well take my DFW number off me, I've failed.
Well what can I say, I'm now desperately scrabbling around looking to take out a loan. We are seriously running out of money just to get by each month. My house isn't selling, hardly any viewings and with us both carrying 2 mortgages it's just ridiculous. All options have been explored so far, would qualify for a better…
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What will you spend, Wednesday 7th November.
Morning all . Should be a NS Wednesday:rolleyes:. Will keep you - and myself - informed. Hope everyone has a fantastic day, and take care :)
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Nov 7th, 2007-Daily Chat Thread
Morning all! IA, hope you don't mind me budging in....:rolleyes: Had a horrific night with the kids last night, DD started with nightmares around half 2 then DS was sick from 4 onwards...So, no sleep, no work for me today (great:eek: ) and laundry laundry laundry... how's everyone else today?
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Partner worse than debtors,will I ever go out again??
I've been a month on my debt management plan (yea only a month) and I now feel like a different person, everything now revolves round not spending, people who helped me on here may remember when I told my woes (being in debt) I had to tell my partner who left........he has now come back....but worse than my…
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Can't Sleep .....................
Can't sleep and for once its nothing to do with money/debts keeping me awake. I need to get this off my chest to someone/anyone. I have an adorable 2 yr 2 month old son and last Tuesday he started pre-school for half a morning - I left him and he was fine (about 90 minutes) then I went back to get him. (I only ever usually…
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How can i make more money?
Im a mum of 2 young children (under 4) and im stay at home mum just wondering how i can make more money online if possible
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What do all the "short words mean?
Hi im new and i been reading ppl's sigs and just wondered what some of the words mean eg PAP and Noggins Holiday Savings Club NFW nerd, DFD MFIT no. 6 I hope people get what i mean all the letters that stand for something but i dont know what they stand for? also does anyone know any websites where i can do surveys for…
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Please Help...extremely worried!
I owe money to HSBC which is now being chased by Lowell Financial (as instructed by Lowell Portfolio). My debt is approx 5/6years old and in Dec 2006 I received a letter from Lowell advising me that they had bought the debt from and that the outstanding balance of £2266.76 would be chased by Lowell Financial. Whilst I…
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car finance/trade-in
hi all, i have a car on finance which is due to be paid off in february 2011. we have recently been thinking about trading the car in for something more economical but i'm not sure if this is possible with a car that is on finance? :confused:
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Thanks everyone
This forum has been such a postive encouragemnt to me and my husband. We had serious debts £108 k and were in a real mess. We kept taking new ccs to pay off older ones. We decided to remortgage and to pay off the debts realising that we would still owe an awful lot. However, after reading a lot of info on this site and…
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I've had my LBM...Help...!
Ok here it is...... BOS...........£6210 Mint...........£1700 Cap 1.........£500 AMEX.........£5600 EGG...........£3600 M&S...........£1400 IF..............£2500 Clyesdale.....£500 Barclays......£6000 Additions.....£565 Next...........£650 Barclaycard.£2100 GE.............£3000 Studio........£170 Vertbaudet..£38…
