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Daily Chat thread 18th November
UPDATE: IT'S SNOWING!!!!!!!!!!!!!!!!!!!!!!! :eek: :eek: :eek: :eek: :eek:
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What's wrong with me? wobble
Hi all. This is a bit of a grumble but I just wanted to let everyone know what is going on with me. I was ill last weekend and stopped posting for a few days because I was in too much pain to sit up. I'm fine, now, physically, but I seem to have developed a bit of a block. I'm going to be debt free in February if I don't…
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DFW Sunday Confessional 18th November
Forgive me Martin for I have sinned.... Herein lies the place in which to repent ye wicked non MSE/DFW sins... Repent and ye shall be forgiven!
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Credit Scoring CheckMyFile - anyone used their £16.95 credit check?
Owing just under £10,000 on my credit card i'm looking into balance transferring to a 0% card (atm my preference is the CapitalOne 1.7% btf) Before applying I want to check my credit score, it should be fine, but i guess you never know. Having read the guide on this site, rather than applying for each of the credit checks…
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Boyfriend's debt and CCJ
Argh, my post was just eaten so I need to start it all over again! i bet this 2nd one will ramble as much as the 1st, sorry!! I have a DMP which is managed by CCCS, and I'm happy to say, with the exception of LLoyds TSB - boo hiss, I feel that I'm tackling my debt repayments and finally getting somewhere - albeit slowly!!!…
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Ok, stupid question.... but....
how do Postal Orders work? I've got some stuff on eBay, and someone wants to send me a Postal Order..... now I've heard of them, but have no clue how they work! Can someone please enlighten me :o Sarah x
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ponds till payday loan
:mad: Can anyone help? I have 2 poundss till payday loans which I cannot pay in full on my nexr payday. They are refusing to let me pay in installments and the charges are going up and up. What can I do? Do I pay nothing until it gets sent to an agency then pay in installments?
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Help and advice please
Hi everyone I have two loans and one is due to end next Feb & the other one for 3K i have just took out to pay off the overdraft again. this loan is a pay off early one with no penalty. i also have a credit card which is at 3.5k but is interest free and is due for balance transfer next June. The question is should i use…
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What will you spend, Sunday 18th November.
Morning all . Should be a NS Sunday:rolleyes:. Hope everyone has a fantastic Sunday, and enjoy the roast
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Advice Needed
Hi, I have recently discovered this site and I must say after reading through the forums I have become quite hopeful. However I would appreciate any help and advice which would make me debt free as soon as possible. Here is a breakdown of my debts: Natwest CC : £1400 LLoyds CC : £1300 Lloyds Loan : £1200 Scottish CC :…
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My last soa EVER - I hope :-S
I desperately need to sort this out.... Any advice would be brilliant. What I owe... Car Loan £6700 Virgin CC £634 - 16.9% apr Egg CC £294 - 16.9% apr Barclaycard CC £634 - 0% apr until may 2008 Overdraft £600 Total Debt =£8862 Outgoings... Household bills come to £1000 a month, me and OH pay half each, lowered it all we…
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Is it worth doing mystery shopping, if Im on benefits?
I just what would I have to do, I wanted to try some mystery shopping, Ive already got the site links, do I have to tell the DWP. Would it hugley affect my benefits, is it worth the faffing around? Jen x
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moozies weekly challenge ~ w/c 18th november 2007
Last weeks thread ~ http://forums.moneysavingexpert.com/showthread.html?t=595446 welcome all... I hope you have had a great week and kept it low... and are you ready to be turned red/green? Everyone can join, just post a target in keeping with you/your debts/your spends, don’t worry about everyone else’s budgets. Then each…
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at breaking point... urgent advice needed !
Hello, To cut a very long story short, I m in debt up to my eyeballs and dont know waht to do !! I have been robbing peter to pay paul as it where :confused: Here is my debt / outgoings: Capital one card - £5500 - £200 a month Abbey Card - £5600 - £50 a month Lloydstsb Card - £5600 - £120 a month Overdraft - £1800 Loydstsb…
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Tax & National Insurance on 2 jobs
I am currently working Monday to Friday but I am thinking about getting a Saturday & Sunday job aswell but I would like an indication on how much more Tax and National Insurance I would have to pay?
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Im so upset!!
I came on here for advice and i hardly got it, ive wrote down on here what i get monthly and what i pay out TWICE but seems no one wants to help and i dont even know how im going to pay them all, i keep asking for advice, kids drivin me potty today. I dont know what 2 pay first or how much. sorry guys dont mean 2 stress…
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Son needs advice please
He has a reasonable job but quite high living costs,when he started out on his own he accumulated an overdraft which is now (and has been for some time) £3,000,he pays roughly £30 per month for this He seriously wants to get rid of the debt somehow but is finding it really hard to make a dent in it, would he be better to…
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What to Expect...!
Just got our first communication since contacting CCCS and setting up a DMP. Its a letter from Barclays and refers to an Overdraft £3k and a graduate loan £3K. It says that they have carefully considered our offer of payment but it would not allow the debt to be repaid within an acceptable time period. They have no…
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Cap quest
Hi Again have posted earlier regarding my husbands debt 0f £10500 We received the letter from capquest today but after searching the forums I am even more worried! The letter states that they have power of attorney:Royal bank of Scotland plc...can anyone explain what this means and should the bank of Scotland not have…
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Default issued - now what (update)
I posted this a few days ago and people said not to worry as its normal and the agency normally accepts your reduced payments. However my partner rang the debt company who wanted £50 payment by the end of the mth or baliffs would be on the door. The £50 = the total min payments difference for the last 3mths. My partner…
