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Finance taken out for someone else...
Hi there, To save this getting too confusing and to stop me talking about the third person or people, I'll assume I'm the person who received the equipment here - long story, two friends - one took finance out for the other who couldn't get finance almost 18 months ago. Now they have had a slight falling out and things are…
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County Court Summons - Mortgage Shortfal- Advice Needed Urgently, Please Help
After wife left me in 1996 house was repossessed beginning of 1997. As far as I can remember there were some arrears dating back to 1995 which we were trying to pay until the point wife left me. I have not heard anything from Halifax all these years. Now they sent me via their solicitors County Court Summons for shortfall…
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Sky - Blocking Freeview Channels
I'm with Sky on their minimum 2 mix package (variety and kids) at £17 per month. We only have it for the Sky+ - would just go freesat otherwise. Anyway, has anyone else noticed that since they changed to the 'mix' system, they're blocking some freeview channels as they want to charge for them in the other mixes. IE I dont…
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The Make MotherOfTwins Laugh and Smile Thread
One of our DFW'ers is going through an increadibly tough time at the moment - so this thread is for her to look at when she is feeling down and make her laugh. Genuine complaint to Edinburgh police Dear Sir/madam/automated telephone answering service Having spent the past twenty minutes waiting for someone at Leith police…
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Feel stuck
Well I have been on here for a few weeks now and I have reduced my outgoings using everyones advice, have got £140 in quidco waiting to come and have £20 of pigsback vouchers but I feel like I am getting no where. My first target is to clear our MBNA card as its the highest debt and the worse APR but so far its not really…
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Help Needed re Redetermination Notice!
Hi, can anyone please enlighten me what might happen? The situatio is this, I have a redetermination notice to attend court next week, which my hubby cant do as he works away and I have a very tight working schedule which means I cannot go at the time alloted. I have phoned the court up and asked if it was imperative we…
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Newbie. Any advice on situation appreciated - pulling my hair out!!!
Hi everyone. Just came across this site. First I would like to apologise, but I am pulling my hair out and do not know what to do. My situation is basically i owe about £16,000. I have a number of crediators. The largest being Bank Of Scotland - i am overdrawn by £5000. I also have a 2 credit cards totaling £2000. I also…
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Daily Chat thread 19th November
Boooooooo it's monday. Ah well. The weekend will soon be here again. I'm kicking myself that we've managed to fall £108 short of our paying off egg card on friday target... :doh::wall::confused:
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What will you spend, Monday 19th November.
Morning all . Should be a NS Monday:rolleyes:. Hope everyone has a fantastic Monday, and take care all :)
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To get a loan or not to get a loan??
Right we owe £3500 on a credit card and we have around £400 a month to pay off BUT the balance on the card it just not going down! for 6 months now we have been monitoring the card and no change regardless of the money we pay onto it. (life gets in the way too many 'emergencies') This is starting to get us very down and…
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Helping a friend...severe debt issues!
Hi all, Hope you can help. :o I've got a friend that is in quite severe financial difficulties, the extent of which they didn't realise until we went through and completed a full SOA showing that their outgoings are far higher than any income. Unfortunately I haven't got the SOA with me that we drew up, but can give you a…
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Reduced payments info???
Hi Everyone!! I've set up agreed monthly payments with my creditors (6 in total) for between 6 & 12 months. My question is this.... After the six or twelve month period is up will they let me make a new arrangement OR do they push for payment of the full balance? Would be really gratefull to hear your experiences......…
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Buy nothing day.
Saturday 24th November is Buy Nothing Day. I know for a lot of people on here everyday is a buy nothing day but thought you might like to pass the link on to other people. http://www.buynothingday.co.uk/
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phone calls capital one.
Hi Can anyone send me in the right direction, having probs with capone, in the process of setting up a payment plan with them. i dont want to speak on the phone and have already sent them a letter which i found on here asking them not to contact me. anyway they are being a pain, they keep calling and i just say i wont…
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The Loan Board
Earlier today I went for a browse on the Loans board and was really shocked by some of the sarcastic, nasty responses to perfectly reasonable posts. I felt I had to defend someone and point out board etiquette. As expected I received a snotty response. I quickly scuttled back to the warmth and love of the DFW board! I just…
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glad I`m not alone
Just to say hi ti you all out there. I`m new on here.....glad I signed up, I thought I was the only one suffering severe financial difficulties. I reckon I owe £23,000 partly due to a long term relationship breakup.Have felt really desperate at times but trying to get myself out of this mess now. Managed to get on a self…
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lemontarts diary of a verging on skint singleton
Sat down today and worked out the cost of my addiction to red bull, well mine and the pet teens that is..............based it on the cheapest I can get it a5 69p a can and it came out at over £500 a year.........................now mega depressed as don;t drink, don't smoke and rarely go out other than to the free seats…
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In deep do-do!
Right, time to sort this out now and for good! I'm 19, didnt go to uni, but instead started working, I am now in a £18,500 grand a year job. I'm fantastic with money, and used to save between £250-£400 per year. I own my own car outright, Toyota Corrolla 52 reg. And in June I purchased my own house with my boyfriend.…
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Going to have a little break
I have decided to take a little break from my daily DFW visits for a couple of weeks or so. I am spending far too much time on here and getting behind with housework and my new course. With Xmas coming up soon I want to be up to date so I can take some time off studying. I feel like I can cope with a break as I have paid…
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Does it get any better lol
Hi, I know I shouldn't complain but it has only been a couple of weeks since we found out how bad things are and it is really telling on us. We have no heat in the house as there is no way we are using any more electricity and we don't have gas, the most we could run to for Sunday lunch is a baked potato, we got a sack for…
