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help!
wondering if anyone could give me any tips. basically heres the situation: my dad runs a small business with my brother, working 7 days a week, and making an average wage, but because of struggles beforehand, my mum and dad are in A LOT of debt with loans, consolodations, overdrafts, credit cards, catalogues, freinds and…
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Fed Up
Is it ok to just have a whinge?? Feel really low today. Debts are shrinking but it seems like they are just taking ages to go. Fed up with my job. Quite depressing just lately. Nomally quite a positive person but just feel so fed up with it all last few weeks Maybe its the end of summer thing usually makes me feel a bit…
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i got my house (nearly)
i dont know if some of you remember but last week i posted that things were eventually starting to go right for us. i mentioned that we had found a ouse we were interested in that was in a popular estate and was at a bargain price. Well this last few days we have been home to look at a load of houses and this house was…
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Aargh! Someones Messing With The Matrix!
I was posting a reply to a thread and it suddenly moved from the DFW section to the Credit Card section. UH? The one from Dark Stranger about finding out his missus, "the stupid cow" had ran up debts of £10K Ok, I know she ran them up on a Credit Card, but it was more of a DFW subject, no?…
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EDF Energy
Hi all, I'm feeling really down. I've been trying hard over the last couple of weeks to start dealing with my debts rather than keep burying my head...... During the last few years I've battled depression and I hold my hand up and say I completely screwed up - ignored letters, knocks at the door, phone calls etc.…
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Taking from peter to pay paul.
It's over three years now since I split with my ex husband, it took me years of going to court to finally have the deeds to my home in my name with his name still on the mortgage and secured loan until I could indemnify him. I have lived on savings until recently with the help of credit cards and benefits as I have…
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A quick bancrupsy Q please
Is there any way you can tell if someone has been made bancrupt? Is there a website with name on or how can I tell please? Thanks in advance
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Not sure what to do?!?
Myself and my husband have a car loan which has £7,500 outstanding on it with Capital Bank, and we're paying £192 a month for 60 months (46 still remaining to pay). We have no debts (apart from the loan obviously!), credit card balance is £0, good credit rating and we have a good joint income (approx. £50k per year).…
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Bankrupt - but still liable for property debts?
Not posted for a while - feel a failure. Was desperately trying to clear my debt, but it all went horribly wrong so we filed for bankruptcy. We were in negative equity and were trying to sell our house, but the dreaded FirstPlus put the kybosh on that, so we had no choice but to move into rented accommodation and file for…
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Thought You Nerds Might Like This!
You get a free £5 to play bingo and it doesn't cost you a penny! I've just done it and am about to start my first cards thingy! There is also another offer further down the thread for a free £2 bet on another site! The code for that is BREAK. Not sure what you get yet! Bear with me! :) Good luck everyone! :beer: BINGO! :p…
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I’m really one of the gang now
I have a debt!!!:) I owe 1st Credit £1802 They have finally caught up with me and I am really relieved! I screwed up big time when I was 19ish and I never knew where the debt had gone! Now I know :)
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Debts advice
Hello love the forum and the nice people here :) I could really use some advice... I have about 10 k of debt i need to work at clearing. I have a sporadic income as I run a recording studio so i need to beat those nasty interest charges that keep my progess stagnant. I also earn the odd sub 500 quid maybe once a month…
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Debt free distaster day
Do you ever get a day when you think the world is out to get you?:eek: Or at least the debt free gremlins! My day or should i say night started badly - have been following pigsback thread seems like theres some extra money to be made would go towards christmas at least. Any way I ahve been doing the comps and click…
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Luxuries you mourn and those you don't miss
Obviously, being and staying debt-free requires a change in lifestyle, and is not just a tempoary period, but with that in mind: What 'luxuries' have you given up in your quest for a debt-free life that you are eager to ingulge in once the debt is cleared? What are you suprised at how little you miss or can do without?
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I hope you don't mind me posting this here.
I feel quite bad posting this here, but this is my story. Got myself into 27k debt via gambling, drinking and women! Started off with fruit machines etc in the pub, until I realised I could gamble from my own comfy chair at home! Anyway, money doesnt seem real if it's just numbers on the screen, about a year and a half…
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Experian Help Please
Hi, i decided to follow advice from lots of people on this site to run a free check on my credit rating on Experian. I have just received an email from them saying they can't verify me at my current address, which i have owned for 4 years. They want countless forms of ID put in the post to them. Has anyone else had this…
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Help please IVA/Bankruptcy
Hi, I plan on claiming my bank charges back and tried to open a Natwest step account I was declined on line and have just got home to find a letter from Nat West stating the reason why is because a Bankruptcy order was registered on our account. Now I know you will tell me I really need to get a copy of my credit report…
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Citicard charges - refused
Didn't take them long to repond to my letter - basically acknowledge the changes in the OFT ruling blah blah - wont do anything in retrospect blah blah - complain to FSA leafket enclosed. blah blah bloody blah
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Five steps to solve your debts - yeah right!
This is the title of an advert I saw yesterday from The Debt People. Out of interest, can anyone help please? The advert says "You can take advantage of little known Government legislation to write off up to 75% of your debts." Does anyone know what this is please?
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Grr Why Can't A Debt Management Company Help??
I managing to pay off my debts but I am forgetful and miss the odd one here or there permonth as I have about 12 going out of my account and its not easy to keep track. So I've tried debt management companies to try and get all into 1 monthly repayment, but they are not interested, They say by the time they add my…
