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I’m really one of the gang now

I have a debt!!!:)

I owe 1st Credit £1802

They have finally caught up with me and I am really relieved! I screwed up big time when I was 19ish and I never knew where the debt had gone! Now I know :)
All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

DFW Nerd #132
«134

Comments

  • Congratulations (!) and welcome to the club.

    Need some help? You know what to do!
    :eek: What if the hokey cokey is what it's all about? :eek:
    Official "Bring back Mark and Lard NOW! or else (please)" Member 16
  • Smashing
    Smashing Posts: 1,799 Forumite
    I have a debt!!!:)

    I never thought anyone could ever be so chuffed about such a thing.:p
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    It's better to know than to worry where it is!
    No longer using this account for new posts from 2013
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    I'm glad that you know where it is, it sounds like it's been weighing on your mind. Enjoy the clearing it challenge!
    Lem
  • I have a debt!!!:)

    I owe 1st Credit £1802

    They have finally caught up with me and I am really relieved! I screwed up big time when I was 19ish and I never knew where the debt had gone! Now I know :)

    Never thought I'd see a smiley face next to the words "I have a debt" :rotfl:
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • Rikki
    Rikki Posts: 21,625 Forumite
    :eek: You don't have to get into debt just to join the gang.
    To be honest it isn't advisable, but as you are in debt it is a good gang of friendly people to join.:T
    £2 Coins Savings Club 2012 is £4 :).............................NCFC member No: 00005.........

    ......................................................................TCNC member No: 00008
    NPFM 21
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi
    good luck getting rid of it again
    Nat
    x
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • lynsayjane
    lynsayjane Posts: 3,547 Forumite
    Part of the Furniture Combo Breaker Xmas Saver!
    if you'd said you felt left out i'd have given you one of my credit cards :rolleyes: ;)
  • spud30
    spud30 Posts: 16,872 Forumite
    WG

    You were already one of us.

    You didn't have to go this far to make sure :rotfl:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • Thanks for all your support.

    I know it seems strange to be happy about this but it really is a huge weight off my shoulders, I was in a bad place at 19 and buried my head in the sand, about a year after everything going wrong I want back to HSBC to face up to my responsibilities, however they told me they had passed it on for recovery and gave me a phone number, I call the collection company and they had no record of my debt. After going back and forth for about 4 weeks I got nowhere.

    I always knew the debt hadn’t vanished and that it would bite me on the !!! one day, and my !!! was truly bitten today! I am SO relieved to finally be able to take control of this. And I have never been more able to deal with this than I am right now, I have a lot of knowledge and a lot of support and for those things I am truly grateful.

    Now I need to start bringing the balance down. I might even enter some challenges ;)

    Right now I’m off to have a root through stuff to see what I can sell on Ebay :D

    WG xx
    All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

    DFW Nerd #132
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