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Quidco - newbie
I'm a newbie to Quidco - has anyone used it and had success? how does it take for you to get the cash back? Thanks
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Loan question...
Right I've applied and been turned down for a loan through my bank... And this was their reason when I called them: I would be over committed. They worked this out on the principle that my total debts then would exceed my annual income for 1 year in unsecured debts. Whilst I can see their point then I don't recall most…
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No cost dating!
I would like to be kicked please if I mention seeing b/f again. He has done something I don't want to go into that means I would be a prize mug if I took him back. Everything collapsed again. Mate came round to help me have a good cry. I need a no cost way of sourcing kind, loyal blokes... dating sites seem to be£20 a…
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kiera
I currently have my debts being managed by the CCCS and i am now in a position thanks to some help from my dad that i may be able to clear a few of the debts, however most of the debts were passed to 3rd party companies eg Aktiv kapital, outstanding services, do i make these an offer of full & final settlement or the…
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Lloyds trying to contact me
just came home from work and girlfriend told me that my bank has been on the phone for me... could not give her any info DPA just wondering what it could be for. credit card is clear. never missed any payments on loans. not bounced any direct debits.. any ideas ?
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Newbie - Finally getting myself sorted!
Hi there, Oh how I wish I had found this site along time ago! I realise now I'm not the only one in the position I'm in and there are people alot worse off than I am. I am 28 years old and live in Edinburgh. I got my 1st credit card at 18 years old and it was the worst mistake of my life. Like many people if I wanted…
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GE Capital
Don't know if anyone else has experienced this 'new' way of GE capital ringing you. Phone rings, usual pause then an automated message: This is a business call from GE capital for Mrs ******, if you are Mrs ***** press 1, if not press 2. Intrigued I press 1, long pause then they cut you off. This has happened twice, very…
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Government Health Warning!!!
Does this site come with one! It is addictive. I can't help myself. I have too much to do without spending hours on this! Like disertation, portfolio, exam, 4 kids, OH, housework:eek: The list is endless! But no. here I am reading pages of threads getting totally engrossed in them. Also becoming a total money saving bore!…
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A DFW pat on the back...I think it's in order!
Having been on here for a few months now, I am amazed at the people here...the kindness, willingness to help others, and frankly, theres always someone here who'll give you a hug when you need one. So in honour of this, I propose 2 things... For all DFWs to give themselves a pat on the back - switiching on that lightbulb…
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Don't think I can do it - help
Having a bad time of it at the moment, I live on my own ( with my cat ), broke up 5 months ago, I am finding it so hard to cope, here is my SOA: Income £1709 Outgoings Rent £535 Council Tax £65 ( extended to Feb / March to help already ) Telephone Bill £57.00 ( included BB - last month 34, 2 months in to bt contract )…
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Any DFW things to do on a day out in Oxford?
I am visiting family with my mum next week, and I am thinking that by Friday....I may be a tad stressed out with her and want to kill her:p ....so I figured...maybe I should take myself off somewhere and as Oxford isn't too far away..... Any ideas? Nothing too fancy mind!! Bear in mind, I don't even take myself off to…
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charismatic
Hi all, I am coming to the end of a two year fixed option with Nationwide (Oct 31) at 4.79%. At present I have 11 years left on the mortgage but would like to reduce it down to 5 if possible!! I have been looking at the One Account and have done the math on their site and it looks possible to do - what are your thoughts on…
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Nightmare situation - a mate of mine
Popped to see my sister today as it's my neice's 1st birthday! Aaah! Anyway to cut a long story short, I was told a truly shocking thing about her mate (who I've known for 15+ years). Basically this girl has been kicked out of home (she's just turned 20, a year and a half younger than me). Her Mum likes a drink more often…
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Snowballing
What's the link to the site which has the snowballing etc calculators? I just googled it and wished I hadn't :eek:
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Feeling optimistic
I've just had another quick 'tot up' with revised figures for December onwards (our circumstances will change slightly then, freeing up some money). As it stands today, our debt free date is 2010, early in the year if we work hard, late in the year if we don't. Anyway, I just did another snowball (love that little…
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OR email reply?
hi all.i have just emailed my OR regarding something.i just wondered if anyone knew how quick these people are at replying(1. day,2 days,a week?).or do they reply at all via email regarding a case thanks
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Benefits?
My son has just split up from his girlfriend and has turned up at his mother's house with the intention of living with her "until I get my own place" (SIC). Two problems: Firstly, he only earns about £600 per month as a junior storeman and my ex is on JSA with housing and CT benefits. He has a car loan of around £160 per…
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HELP !! Bank Charges again
hi guys, Im really sorry to bother you with this again as I know the info I'm after is kicking around somewhere I just cant find it :mad: I'm in the process of filling in my claim on the moneyclaim website and I cant seem to find the template to use for the "particulars of claim" section.. can somebody point me in the…
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what to do now - First Direct
Hi everyone, ive got a slight problem, im currently going through CCCS and ive been advised to pay token payments whilst my other half seeks more permanent work as hes self employed and nothing is regular, Ive wrote to all creditors and im starting to get my reponses through with regards to accepting/not accepting the…
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Did anyone else do this?
Just out of interest, when at your worst extreme of debt did anyone ever withdraw cash from CC to pay minimum monthly repayment ? Thanks for any replies.
