Lloyds trying to contact me

kevin_M

just came home from work and girlfriend told me that my bank has been on the phone for me... could not give her any info DPA
just wondering what it could be for. credit card is clear. never missed any payments on loans. not bounced any direct debits..

any ideas ?

Snaggles

If it's not to tell you off about anything, likelyhood is it's to sell you something!

CLAPTON

they probably want to do a financial review of your account

i.e. sell you something you dont need ...just say no.

steve_cov

If you've cleared everything then you are not making them any money, so they're trying to lure you in.

Resist, man, resist!

kevin_M

if they offer to lower the apr% off my loan i would take it..

or make it so i can make overpayments on the loan..

thats all i would care about right now

steve_cov

So why not seize control of the call when you finally speak to them, and tell them that you are glad they've called as you were going to ask them something anyway...?

regularsaver1

lol i doubt they'd call to offer to lower the APR on your loan - or if they do they'd want you to borrow more

kevin_M

good idea steve ... i will say a review thats a good idea i was looking at a 5.9% loan with xyz bank that i can make overpayments on. what ya think of that could you offer that on my current loan or i might change....

regularsaver1 ok i will take a loan for £3 more than what i currently owe there was a subway i allways fancyed trying

steve_cov

Well?

Did you speak to them? Did they do anything for you?

kevin_M

never phoned back steve m8.... must not of been that important or they would send a letter

was going to phone them but decided i just could not be bothered.