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Woohoo!
I've just got confirmation that my promotion has just been approved and that my promotion-based backpay will be paid out on Friday! £900 of backpay to fling at my credit card debts, and another £345 a month from here on! :j :j :j :j :j :j :j :j :j :j :j Kat
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Help!!! I Need Good Advice As To What WAy To Turn
I have £44k on C/C. I am currently paying bck min payments and getting nowhere. I have called all of my creditors and they are not interested in helping me on my account and stopping interest and charges. So, contacted CCCS. They were helpful but I contacted them a year ago about the same debts, that have not risen as I…
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Pixie's Catch Up Thread!
Hi Guys, I hope you dont mind me starting this thread but I thought it would be a good way for me to keep track of my progress and also to keep you guys updated too :) I recieved my second dmp statement this week and my debts have been reduced by over £800 which is amazing because before my dmp making the same payments the…
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Important Note From Martin: Carol Vorderman Please Stop Doing Secured Loan Ads Appeal
I would love all MoneySavers to read the following thread and look at the petition it relatest to http://forums.moneysavingexpert.com/showthread.html?t=192581 Martin
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Help, the inevitable has happened (long post)
Hi all, i've been a long time user of these forums, and am (was) quite active on the Grabbit and Shop forums. Now i'm on the DF board to share my own debt problem, (under another user name as i'm not ready to share my crisis with the whole world yet, just you warm friendly DF Nerds!). OK, this is my situation. I quit my…
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problem with snowball calculator?
Hi all, Been trying to cheer myself up by putting everything into the snowball calculator (any date before 2050 would make me happy!) and on couple of months it tells me to make more payments then I told I have allocated to debt. Anyone else having problems with it?
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Halifax Easycash Account
Is it really as easy as it sounds? Apply through the post and they will automatically open one. Do you not need ID or anything??
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CapQuest
I am absolutely blazing with capquest. I have just received a second letter from their solicitor side stating a doorstep recovery is being sent out. I pay my debts thorugh CCCS on the dot every month. If someone has the link to the OFT bit to report them on please will you post it. Many thanks.
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Advice on my OHs situation any ideas?
HI gang NOw IM fully signed up to the DFW mantra here as most of you know but my OH, even though he is fully supportive & on board, has some financial probs. Just to put you in the picture I met him last June, and he moved in with me in September. Couple of weeks out of work and then he started temping. So he gets paid…
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BA Amex LOB transfers
I am livid. So please forgieve me if I don't write this too well... Had a 0% card with Virgin with bal of £10,400 on it. Decided to apply to Amex at 4.9%. No where on their website does it say that only 95% of your limit can be transferred. So, a week a go I received a call from Amex saying that the transfer had been done.…
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Shaking with fear
Got the little white envelope I have been waiting for on my desk which is my payrise! I cant open it im too scared! Also when I do, how do I know how much it works out each month for my new amount. after tax and nat insurance etc. I know there is a calculator on the net somewhere but dunno where! :confused: Still far too…
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Bank charges refund
I recently had £50 in charges added to my Abbey account and I was going to add up my charges going back 6 years and send them a letter to see if they would pay up. As I was going back over my statements I realised that I haven't had any changes added to my account in the past three years (what a good girl I've been!!! lol)…
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My Husbands Left I Need To Get My Debt Sorted
Ok Guys, I am really looking for any help that can be given. My husband has left me and our finances were like any other married couple on 25 year plan!!! So now its just me with a monthly income of £1204. I have just taken in a lodge for £70 per week which is £280 per month. My utilities are now this B&C £22.50…
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letter back from Capital one c/c - they've agreed to £10 m
Hi, finally got a letter back from Capital One c/c ( one of hubby's collection) and they have accepted 10 a month!!:T just need to get Barclaycard to agree to the same , anyone any advice cos they have sent it to mercers debt collections and are still insisting they want 53 a month!! and they were the ones that suggested…
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Caught in a web of Debt
:confused: :confused: :confused: Hi everyone, I'm just after a bit of advice..... I have a credit card up to it's limit of £5,000 with a minimum monthly pymt of @ £130pm, intrst at £95.00pm, so there isn't much chance of reducing the balance in the near future. I have a £3,000 overdraft which I'm trying to pay off each…
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Birthday treats - on a budget
Hiya everyone - just wanted to tap in to everyone's expertise! It's my OH's birthday on Sunday and I need some MSE ideas on making a really nice day for him. He has been really good to me lately and has even paid for a couple of meals out with my friends when I thought I was going stir crazy dealing with my debts. I have…
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debt from 1995
Can somebody please help me. my wife has been sent a letter from a drebt recovery agency stating that they have bought a debt from a creditor. the apparent debt goes back to 1995 and my wife does not remember anything about it. she has contacted them and has asked for details regarding it, but not accepted that the debt is…
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Dying for a treat!!
I deserve one!! Did 2 job apps this morning and sent off for a pack for a third. I deserve shoes!!!!!!!!!
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Credit Ref Agencies
I was just wanting to know how long it takes for companys to update the likes of equifax and experian. i have paid a loan off in full and some other debts and just wanted to know when i can expect this to be seen on my reports??
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What have you done today thats DFW stylee 3/05/06
Hope no-one minds if I start this one off today, thanks to whoever started the original thread, it really keeps me motivated & inspired reading all your posts! So far today washing is on line blowing nicely :) Received my first survey from a lovely lady from Leeds Uni to fill in so I've done that & sent it back, 2 more…
