-
Omg
Woots pay day and I have just over 1000 pounds in my account, and thats after my credit card DD (200) and my Loan DD (270) have gone out (and there is a cheque for 150 to clear as well) My aim by next payday is to have around 700+ left in it so hopefully i can get some decent interest, and be well on the way to paying back…
-
Confused - freeview - ntl
Hey there Sorry if this message is in the wrong forum... Can anyone clear up my confusion? I currently have a service pack from ntl which includes digital tv, broadband & telephone line for £32.99 per month. Now would I be better to buy a freeview box, (how much do these cost? - I just want the absolute basics and no…
-
has anoyone successfully got back their bank charges?
would love to hear your story as i am thinking of doing this myself.
-
In a mess, HELP!
Hi everyone, This is my first time posting on these boards, but I've been reading for a couple of weeks now, and hope that I can get some help from you all. We have got ourselves in a total mess and don't really know where to turn next or what to do. Mypartner works full time, we have 2 kids under 5, and I am 6 months…
-
What Have You Spent today 31/3/06?
So far £10 in petrol but plan on taking the kids swimming this afternoon which will cost £8.20 :rolleyes: Too much Easter Holiday for them - 4 weeks and this is only their first week! Have also just put in DH's precious car for a service and that will be a minimum of £380. Expensive day for us. :o
-
Oh, the pain!
I have just sold my beloved apple notebook. I realise it is a sad statement but I LOVED my little Mac. Still, £600 counts more, but am still in mourning. In May I need to give up my other beloved, Dave, my Vivaro van, which may be even more painful. Anyone else having to do painful stuff to get back on track? It can feel…
-
American Express Default Notice letter
I wrote to Amex Customer Services recently to propose a token mimimum payment as I am in financial difficulty. I have now received a default notice letter from them threatening debt recovery action. The letter was not even signed so I do not know who I am dealing with. I would like some advice as to how to respond but I…
-
Help Needed - FF
My In Laws have got themselves into real financial difficulties and are having to sell the their house to pay off mounting debts - i found out yesterday that even doing this will not clear all credit cards and loans - how can i ask the credit card companies and loan companies if they wil accept FF payments for immediate…
-
Another one bites the dust
Another step closer to debt free! I've now cleared my Halifax credit card so thats all my personal debts clear :j Just the joint debts to go now - the last car payment is due on Monday and the egg card will be clear at the end of next week. I'm sooooo excited (spot the debt nerd ;) ) A week to go! rb x
-
What a mess I'm going to be in!
1234567890
-
Help!! Pre-lightbulb holiday dilemma
Last summer, before my lightbulb moment in November, I booked our summer holiday for this year. Deposit of £265 paid. Now, the rest has to be paid by mid-June - £1200 and then we'll need spending money @ £700. This is 2 weeks in Greece. I've been wrestling with this for days and head vs. heart decision is not matching up.…
-
Free hair cut!!
Hi I saw a post a while ago about purchasing a magazine(think it was Prima) and sending off for a free cut and blow dry at a Top Salon in your area. Anyhow I had forgotton all about sending the coupon off til I got a phone call today from the hairdressers!! I am getting a £30 cut n blow dry free!!! at one of the best…
-
Ready to face the music
Hi Finally i'm facing the music and comitting my debts to paper (so to speak) and infront of others. I usually keep it to myself. I can't believe just what a mess i have got myself into especially considering my line of work. I guess i am lucky as i am not behind on payments or anything, unfortunately it seems that at the…
-
Advice Needed
Beleive it or not but nerd number 1 is after some advice! :D :rotfl: OK, I'm waiting for my Amex card to arrive but when it does my debts will be as follows. 29th March 2006 Egg (Limit - £500) = £0 Capital One (Limit - £8,000) = £6,739.68 Morgan Stanley (Limit - £2,700) 5.9% = £2,263.52 Tesco (Limit - £600) 7.9% for life =…
-
SAYNOTO0870,com web site
I know this web site has been mentioned in other threads, but just in case some haven't come across it. If you have been given an 0870 number to ring and do not want to pay the surcharge this type of number charges go to SAYNOTO0870.com type in the 0870 number and usually you will get an 0800 or 0845 number to ring instead.
-
Job interview!
As some of you know I've been unemployed a while, got a part time job last month but have been looking for full time so I can tackle my debt. Anyway I use to work for Hammond's Direct a conveyancying firm, I was told by a friend who still works there that they were looking to employ people so I handed her my CV yesterday…
-
How come
CCS have a link here, but payplan dont? Just noticed that? They both seem equally well praised so why the favoritism?
-
Full and final offer
I am trying to sort out my last problem debt - Sainsburys Credit Card - the community legal service after a great deal of trouble themselves negotiated a monthly payment arrangement with them which I have honoured. My father died at the end of 2005 and I have some money which I would like to offer against the debt for full…
-
big question from a real newbie, please help
Hi Everyone! You all seem so enthusiatic and in control and that's where i want to be but i need some help and advice! I have a credit card debt of about 3700 on HSBC and am only managing to clear the interest every month. I also had a Barclaycard debt of about 900 which i forgot about when i moved (that sounds so lame but…
-
Feeling Good Today
Well many of you will have seen me on here over the last week or so in a complete state over my finances, i am self-employed and me and OH have a small business, well things are starting to pick up - ive really curbed all spending and todays been such a busy day in the shop! Ive set a target that we have to meet each week…