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Its All About Me! - Joke, just an update
First off, i just want to thank everyone for their kind words of support at the weekend when I was having what I will call 'a moment'. :confused: I was really struggling and had been for a few days, i should of come here sooner as I knew I would get the help and support oh and the virtual kick up the butt i needed. So, as…
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lewis group
hi, just thought i would post this becouse of what i read about another . i missed a payment... which was to be made to the lewis group via a cj which was made against ME ,i forgot a payment, a card was posted from a chap ie pre balliff visit two in fact, i telephoned him he said they had sent him to collect payment i…
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Another week with no credit cards
Hi All Another week with no credit. A few ups and downs this week. Im still getting aggro from my creditors. One had even used a mandate from 1997 to setup and take £400+ from my current account. My bank refunded it though. Had an interview. Got another Wednesday and another Thursday so things looking up on the financial…
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toothless
Hi all im getting major hassle from a fiirm called equidebt ltd they bought my debt from capital one in march this year only problem is i went bankrupt in early feb!! Now these "nice" people sent me a special del letter on friday last week you know the type"serious and dire" so i phoned them friday soon as i got it told…
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I'm finally winning the splurge war!
Hello, I went into town today after a self imposed curfew for the last few months. I had decided that avoidance was the best way to stop me spending. However, I wanted to close an old Halifax savings account & pay a cheque into my new A&L account so ventured in at lunchtime. But I found that I wasn't tempted into even…
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Nerds! How Rude!
Just read the description for the Debt Free Wannabe board! :eek: :rotfl: http://forums.moneysavingexpert.com/index.html?
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My new Life - Week One
HURRAY! Cleared hurdle one and pegging it up towards the next!!!! If I make it through the rest of the day (which I will ) I will have competed week one of my money saving life. I've changed bank accounts spent less than a tenner two weeks running (money in purse) and spend less than a tenner on food shopping. You see I've…
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DFW Mother's Day Presents
Hello all!! What are you getting your mum for Mother's Day? (if anything). As usual I've left it until the last minute, although usually I would only send a card (slap my wrists!!), I wanted to actually get my mum something nice this year!! So just bought a voucher for a dermalogica facial = £31.50 Also bought some…
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Pre Bailiff demanding money
This is a right mess and Im totally confused... I have/Had and agreement with The Lewis Group decided through the County Court to pay them £25.00 per month in respect of a Store Card bill. 1. They were late sending out the Giro Slips so the first deadline was missed but it was waved when I explained about the Giro Slips.…
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westcot credit services
Not sure if this is on the right thread but would appreciate some advice if possible. I own a flat in London which I let out. it was previously let to my ex-boyfriend and another tenant. he had sky tv in his name from when I lived there with him and wanted to keep it so I let him do so. He moved out in September and the…
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I'm in debt, get me out!
I have about £25,000 debt. We are homeowners but do not want to put any loans on the house, or sell, I need to get out of this somehow. I want to see an end to this. I have two jobs and all my income goes out on mortgage, debts and bills, and I have no money left to myself to buy food, petrol, live day to day. if I get a…
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Advice on going from a mortgage to renting
Hi We have a number of debts that we are paying off painfully slowly via the CCCS. Our situation doesn't look likely to improve for some time, and whilst the house is one thing we endeavoured to hold onto it is possible that if we sell up and move to rented accommodation we could settle everything with the equity we have…
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New Guy With Bad Credit
Hey Everyone, Just come acroos this site and it looks very interesting. Looking forward to picking up alot of tips. ANyway i am 26 and £23000 in debt All of that is on credit cards except one loan of £4800 from Barclays. The problem i am facing is that i seem to have a really bad credit score and can't seem to switch my…
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Frustrated
It's been a while since I lasted visited, but after many a long and fruitless conversations with HSBC I really feel like throwing in the towel (am seriously thinking of declaring myself bankrupt).... so thought I'd come here first before doing anything too rash. To cut a long story short after many years of burying my head…
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Frustrated
It's been a while since I lasted visited, but after many a long and fruitless conversations with HSBC I really feel like throwing in the towel .(am seriously thinking of declaring myself bankrupt).... so thought I'd come here first before doing anything too rash. To cut a long story short after many years of burying my…
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HELP & ADVICE please my brain is mushed....
Hi everyone, long time no post but I have been really busy, still lurking in the background though…. I will update on my progress soon; but just now I have a question to ask all you clever bods out there. I know I should be able to work this one out myself, but my brains just turn to mush when I think about it:confused:…
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Don't know what to do
Ok - I bet you've heard this story before but I'm after some advice for my sister. I'm not bad with money myself having got out of debt many many moons ago I'm pleased to say I learnt my lesson and am now debt free and have been for a while. But as it's been so long since I was in debt and things have moved on I'm unsure…
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Help re a deceased' debts
Hi A friend of mine lost her MIL recently. Whilst sorting her affairs it came to light that she had a credit card debt of £2500 and a loan of £5000. IS my friend liable for these debts - there isnt enough left in her MIL estate to pay them. I thought that a credit card debt died with you (or is this wishful thinking?)…
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wooo hooooo things are slowly getting there
Im so excited, :j my new job as a Care Assistant is very nearly here (I have had to wait for CRB checks) :mad: Its not the job I wanted to go back into (I wanted to go back to sitting at a desk and typing) the easy life for me but at this moment in time money is more important than job satisfaction. :A The money is above…
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Debt clearance advice
Hi, I’m new to this site and am finding the advice so far really helpful and through reading this forum am relieved (if that’s the right word to use!) to hear there are so many other people out there in similar situations to mine. I’ve always been terrible with money and have gone through life with the attitude “if I want…
