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Using bank accounts of banks you owe money to
I have a current account with a bank I owe money to. I have arrangements with them to pay back what I owe, and that plan has been running for about 2 and a half years. The current account is still running as normal and it just sits there. We'd like to start using it, as we may be able to get the cheque books back (it's…
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Good News!
hi everyone! GOOD NEWS!! today i managed to get my extortionate mortgage rate down from a whopping 6.65% to 5.29!! saving me £500 per year!! THINGS ARE LOOKING UP! Luke :j :beer:
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Living in Oz, but got debt in UK
A friend of mine has been living in Oz on a work visa for the past 18 months and has continued sending money to her bank in the UK to pay off her credit card and overdraft. She's not returning to the UK, so contacted her bank to see what they could do with her remaining debt (about £5,000) They were not very helpfull,…
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Coppers and small silver coins
Do any of you save your coppers and/or small change? I save mine, nearly all the change in my purse gets thrown in. I normally end up taking the £1 coins and 50ps out for the shop, car parks etc but the rest normally stays there. Last night i counted up £92 and paid it onto one of my CC! I've still got a jar to work…
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Mortgage Busting - Any ideas??
Hi Everyone, My other half and myself have been reading these forums for a few weeks now and quite frankly, we are addicted!! Although we don’t consider ourselves to be particularly in debt, we have a mortgage of £146k (brought about by my partner having to buy his ex out of the property) and a loan of £6k. We are both…
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16th Jan How much have you spent today?
Don't think anyone's started this thread today so here goes...... :( I've spent £3.64 on posting ebay stuff and just found out from the garage that I will have to pay them £650 later to fix my car so I'm really depressed.
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Bankruptcy Query
HI guys Hope you can help me ? I have a friend on another forum who is contemplating BR. Their spouse works for one of the Debt collection agencies sometimes mentioned on here and they are worried that they could lose their job if they declared BR I know that if you work in certain sectors that your job could be at risk -…
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help me please
hi there here is my problem i am on income support as i have arthritis in my knees and back and cannot work. i get £160 a fortnight =£320 a month i live with my partner and have a 50% share in the houses but i do not contribute to the mortgage we have £112,500 mortgage house is worth £125,000. i owe £16000 in credit card,s…
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Credit Card Payment Protection
I am in a stable job, (hopefully Royal Mail). Is paying £27 a month in payment protection on my £3000 credit card bill worth the expense. At the moment I can afford to make payments of £125 a month but £67 of this is PPI and interest. So without ppi I would be paying more of the debt each month. Any suggestions.
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Defaults
Can anyone give me some advice, I have the following debts registered on my Credit File Company 1 - £543 - Defaulted - 03/06/2000 Company 2 - £346 - Defaulted - 20/06/2000 Company 3 - £126 - Defaulted - 04/08/2004 Company 4 - £261 - Defaulted - 07/06/2000 The ones for companies 1-3 appear on Experian and the 4th one only…
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IP's charges for setting up an IVA
Does anybodt know how much an Insolvency Practitioner should be charging to arange an IVA ?. Working out from the figures given to me does £7800 over the 5 years sound about right or too much ?. thanks.
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Equifax Question...
I've just done an update on mine.. taking a look it says I've got 9 accounts.. is this okay? the majority are settled but they still seem to be showing?? Whats the max searches you should have at any one time for a 6 week period?? Thx Sara
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My post has dissapeared
I posted on this forum earlier today,i was offering a free copy of the Money Diet. The post has dissapeared,but looking through the other posts,i have found that it is against the site rules. I have not received any messages from the board guides. Can somebody tell me what has happened?
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Ways to Earn
Hi, I'm new to the boards and have a considerable debt that I want to get rid of quickly (Don't we all ;) ) . Does anyone know of any reputable schemes for making money at home. Things like selling Avon, delivering 'phone books or stuffing envelopes. I've been out of work for sometime (for a good reason) and the debts have…
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Soa
Just wondering, what is a SOA ?
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Bankruptcy online
Has anyone completed their application for bankruptcy onli/ if so what was it like ?
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Bankruptcy
Hi all.. I’m new to this site and had a look around and there appears to be some good things on here. Anyways, I’m currently in £40,000 debt and looking to go bankrupt as I’m still young and want to get things sort so I can try and make a go at with my life. Basically I’m just looking for some information. In terms of what…
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Debts being carried forward to next of kin?
Hi there, I was just posting this question as my girlfriend as she mentioned it the other day and wasn't too sure on what to comment. Basically, her natural father left her family, got divorced and now lives somewhere else (he never keeps in touch). The only fear forher is that (unlike me!) she's very wise with spending…
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how much did you spend today 15th jan 06
spent nothing today, have stayed in all day so as not to be tempted!
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happy birthday southernscouser
happy birthday ss!!!!! :beer:
