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Bankruptcy proceedings
Hi i've read some of the other comments, and my question is similar, but i just need it clarifying. My partner has been contacted by Bishop Investigations & security services who they say they were instructed by Connaught Collections UK on behalf of their client 1st Credit Limited (CitiFinancial). They want to issue a…
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Help me cut back ?!
I need a little bit of help from you wonderful guys... to advise how to cut back my expenditures to avoid me getting into more debt - not to pay off my debts so much as the usual threads are. :p i have amounted approx £1000 in credit card debt over the last 3 months since leaving home. :eek: This was all stuff for my house…
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Help, need to act quick
Hello guys and gals, hoping you can give me some advice. After being debt free up until 2 years ago, I now find myself £26,000 in debt, and cannot meet all my repayments. Take home £1050 net per month and am repaying £298 per month on a loan, and minimum payments of £60 per month (Marbles), £180 (Egg) and £120 (Capital…
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Looking for extra cash to pay off the creditors?
Time to put the cat amongst the pidgeons. But when you are need of the extra cash to get by it works. We have all seen the referral sites before, eg linemypocket and freefivers. They actively encourage you to click on search sites like kelkoo and moneysavingsupermarket to earn you 10p or so per click. But face it who wants…
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morgan stanley
anyone else had problems with phone calls that hang up as soon as you answer them, all come from morgan stanley and when questioned about them got the usual crap of automated system does it. 4 times today that has happened all answered within a ring or 2. seems to me they do this a few times then actually speak to you at…
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can someone help me understand my payslip please?
hi there, recently started a new job, and after recieving my first payslip for my first months (4weeks, mon-fri) work i wasnt too sure if a mistake had been made! i was on 16,000 gross a year pro rata which i made 1333.33 ? am i wrong? anyway my payslip as follows, 1212.12 gross 155.75 tax 88.66 NI 967.71 Net next month…
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it just dont make sense
Hello I have a debt with ntl which is about £350.00 i have contacted them loads to find out who the creditor is and who have the account so i can pay it off. They are useless. they said it was send to a collection agency, they gave me the name. so i contacted them, they told me that they forwarded it back to ntl cuz they…
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Credit check errors?
Can anyone tell me how to go about trying to fix an error on my credit report? After moving 3 years ago, NTL arranged to send my final bill to my new address and collect the equipment from there too (After they failed to collect it twice before). After I moved, they collected the equipment within days but I figured it…
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Ideas to make £50-100 by December?
Based on a post I've made here: http://8pnoodles.blogspot.com I've decided the only way I can justify going to both my work's Christmas meals is to earn the cash to be able to go out and have a good time. Any one think of a way I can earn ~£50-100 by the middle of December? I've been and done bar work and it's a bit of a…
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How to gauge a credit card limit in advance???
I am looking to transfer £7300 (curr at 0% which expires in Nov) and an amount of £4800 (curr at 12%) to ideally 1 card at 0%. I am looking at Capital One Platinum and may have to take the 2% bal xfer charge on the chin (approx £242). Thing is, the Cap One Plat card has a credit limit up to £25k and I consider myself to…
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Silly question(s), but...
Do you have to be in more debt than you can afford in order to contact your creditors and ask for reduced payments/interest rate cuts etc :confused: Does it harm your credit record e.g. will people will be able to see that you couldn't keep up and had to negotiate etc :confused: Will your creditors look at your income etc…
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Paying Debt Off Advice
Hi, to cut the story short I currently owe about 12k but sick of it all and trying to turn it around. I have put all my credit card balances onto one RBS 12 Month 0.0% which total £5000 and feel this is the right way to go rather than paying interest as I was doing on the other cards I previously had. The problem I am…
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how much did you spend today 13/10/05
hi all, nothing again....two days in a row!!! woohoo
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plea for help: sorting debt out
HI Guys I'm in trouble and have been worrying about it and decided to do somehting about it. I had some major renovation work done to my house and had have managed to occur the following debts: * £9000 borrowed from my mother * £5000 on my old natwest credit card (pay around £110 per month min payment) * £7000 on my…
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Ideas for Money Making!
I imagine there has been a thread like this before, but haven't been able to find it. Could anyone share their (legal!) ideas for making extra cash in addition to a full time job. The obvious ones that spring to mind are part time jobs, ebay/car boot sales, but I wondered if anyone had any more creative ideas? I actually…
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Cutting debts advice needed
Hi all, I’m new to this, so be gentle! Sorry if this is a bit long. Having just about got my finances on an even keel this time last year, redundancy earlier this year followed by some unforeseen expenses this summer has really racked up the debts and I’m starting to panic a bit. I need to get them down asap as we want to…
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Don't shout at me!!
Er, please don't shout at me, but I need help in knowing which Equifax report I need and also how to get the free trial. Thing is, although I don;t owe anything other than listed below, I don;t know how many ccs I've got, or who with. *ducks* Basically, when I was a rate tart I took loads out, but didn't use them, also…
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Please Help Me, Littlewoods
Hello everyone , i am new on here. All my debts have caught up with me, and i am facing the consequences now. i have been readin about the littlewoods credit agreement. I dont think i signed one, and i owe them £800. it has been refered to a debt collection agency, fredricksons. i have paid £50 pound already. Could someone…
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CCCS Annual Review
I have mine coming up shortly, any thoughts? If you have had a review recently, what was the outcome? Did you find out anything about your creditors medium term intentions? (I have had no correspondence from a number of my creditors, not even whether they have accepted my offers of payment) Any experience you are willing…
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Still going strong with the debt busting
Hi, Haven't been around for a while as I have been really busy with Uni work and with being a very sickly mum-to-be!!! However, have just been doing a quick check on my situation, and it is good news. Husband has been doing lots of extra overtime of late, and we have been putting it to good use. Today I have just cleared a…
