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So I'm back again and I want to save for a new life!
Hello again! I've been lurking and hanging around here for years and have paid off debt, run more up and continued to manage it. It's up and down, the usual story but I'm just bored with it now. I want to be debt free and need to clear it to start saving for our new life! A little about us I'm a sahm of 2, married to an…
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Clear my debts in 2013
Hi, I have been a lurker on this site for a long time now, I have wanted to start my own debt diary but always put it off. With the new year approaching i have decided that 2013 is my year to get rid of my debts. Reading other people's diaries and seeing what they have achieved has made me realise I need to concentrate on…
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Massively in Debt and Sad
Hi Everyone - I have been a lurker on this forum for many years but have never posted - until now. My story is not unique and I have read many similar stories that has led me to feel supported and that I am not alone (which I often feel). I am 33 and my husband is 43. We have racked up approx £50K worth of debt in the last…
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Diary of a cat breeder DFW
Step one - take stock. Right now I reckon the cats are costing on average £180 per week in cat food and litter. That's without vet bills. Now, who have I got, how close can I possibly come to breaking even, and how do I get these numbers down? I am not a cat hoarder, I do not intend to have this many cats. Things…
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Shiny coins Psychosis Neurosis savers thread
I chose the cool icon, because i decided it's "cool" to admit to saving your shiny new coins, but then, it could also be a :eek: or an :o Yup. It's been a problem for me for many years, and the fact i can't spend my shiny new coins has dug me out of various holes, ( in which case, i've had to spend them, obviously.)…
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Mrs Toast's Journey to DFD
I did try and start a diary this year but obviously wasn't motivated enough but I definitely am now. We've had a bit of an awful year and now owe £4808:eek: and no savings:( Here is a bit about myself. I'm 30 and married to a wonderful man and have DS who is 3. I don't work so it's just DH's wage that we live off and we're…
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Karley's "What would you attempt if you knew you couldn't fail' Diary
Hello to anybody reading.. My name is Karley, I spend too much and don't earn enough! I have been a lurker on here for a few years, but obviously not a very good one because I didn't pick up all of your good habits. Myself and my OH currently have a credit card each with amounts of around £1000 and £1500 respectively (I am…
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Living in Austerity
Today is the much talked about date 12/12/12 so to mark the occasion I'm starting my new MSE diary. Here's the link to my previous MSE diary (mostly for my own reference-I don't expect anybody would actually need to read it :rotfl:) https://forums.moneysavingexpert.com/discussion/3023174 About me: I'm a single female…
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The 50p Savers Thread for 2013 :)
I have been here years, in debt, out of debt - back in debt currently and need to get on the MSE bandwagon of being frugal and sensible with money! Nothing works as well as this place for sorting out money related stuff (actually here you can find all sorts of excellent advice) Now for some saving money in jar is silly -…
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Dolly's 2013 Diary...........
Ok so here it is my nice shiny new diary for 2013 - I know it is a little early but I want to get my goals written down now so that I can hold myself accountable as soon as January 2013 gets here. My Goals for 2013 1 - Pay off a minimum of £5,000 in total - 673.26/5000.00 2 - Pay off Hitachi in full - 131.19/2230.23 3 -…
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8 year plan to retirement
Hi all - this is my second year of keeping a debt diary - but like many others, I tend to start well and then drop off. Losing concentration! Brief history - in January 2012 I started to tackle the mountain of debt and have managed to reduce it by about £1000 - not a great effort but at least it hasn't gone up. I have now…
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Dreamers Diary xx
Evening diary,I know new year is the time to start new things new ideas new dreams but I cant wait til ive blown my credit cards and back to square one so I think i'l start this side of christmas and save more heartache... A little about me im Karen 41 and live in South Wales I dabble in and out of clearing debts but never…
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Knocking it on the head in 2013!
I’ve decided to start my own shiny new diary as the one I kept for a while a couple of years ago has long since tailed off and as I am starting a new phase in my debt-busting so I want a new diary to go along with it. Quick outline of my situation – I’m 28, live with my OH (no kids or pets yet) and work full time. My debts…
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Getting back on track for 2013 and beyond
I've fallen completely by the wayside with my debt busting, so thought I'd start a shiny new diary for 2013. It might be cheating, but I need focus and a clean slate so here we go... I'm a right terror for declaring money off and then having to go adding it back again, so I'll declare the upper limits until I've either…
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2013 - Luckier for some?
Hi Everyone, Let's start at the beginning shall we? I'm Kirsty, I'm 26, I live in Lancashire and I work in training for a national supermarket chain who seem to favour the colour orange. At the moment I work at store level, but I'd love to work on the region or nationally, probably as a field trainer in relation to some…
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Ruby's Stop Spending and Start Saving for 2013 and Beyond!
Hi everyone, so I'm resurrecting my 'Stop Spending and Start Saving' thread for the new year (and beyond!) I think 2012 was a hard year for everyone (and it's still not over yet!) and 2013 needs to be the year I knuckle down and get a grip of things. 2012 was a year of change; I got a new job and ended up moving in with…
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1p savers club 2013
Hello, MSE! I'm pretty sure you know what this club will be about. You will be saving pennies. I wanted to start this club to prove that even saving pennies can add up! The 2013 1p savers club will go from 10th December 2012 until 9th December 2013. Feel free to join!
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The road to University.
I've decided to go back to University, part time, so that I can complete my LLB Law degree. Due to using up most of my student finance funding, I'm having to go it alone. I've decided to take up match betting, to raise the funding for my first year, out of two. My aim is to raise £3000. This will be my diary of everything…
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12000 to pay off in a year!!!
I have set myself the challenge of paying off £12000 worth of debt by the end of 2013. It's a huge amount of money to find and seems impossible now but I'm pretty sure that we can do it if we really try! I'm doing overtime on my first job, picked up a second job, DH is doing overtime and were having a huge clear out and…
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Debt Free in 2015 - Who's with me?!?!?!?
I have a current DFD on July 2017 but I would absolutely love to get rid of all debt by December 2015. I think this would just be a nice wee thread for those of us aiming to be debt free at around the same time! Anyhoo a wee bit about me - I am almost 30 & I am on LBM no3! Initially planned to be debt free by 25, then 30…
