-
Positive Steps Challenge 2013
Hello and Welcome to the Positive Steps Challenge for 2013 :) We have been stepping for over a year now and achieved so much in 2012 on our wee thread. If you are new to the challenge its very simple - we post our steps for the day and then update each other how we have got on :) Everything we achieve is another step…
-
keeping on the straight and narrow
The purpose of my shiny new diary is, basically, what it says on the tin: to keep me on the straight and narrow. 2012 started in a horrible way for me as I watched my mum die but the year is ending rather nicely as I am now living in sin with my fella, pregnant and newly engaged. This combination good news would have been…
-
The I am going to SAVE £2013 in 2013 thread
Hello and welcome to my debt free diary. A place for me to bemoan all that's going on in the world of Flat Eric and to record the trials and tribulations of my efforts to save £2013 in 2013! Welcome !
-
Young, Dumb and Ridden with Debt – Time for a change? - The 6 Month Challenge !!!
Dragging myself out of the nice warm bed, stumbling down the stairs, head surprisingly not pounding after the previous days indulging, I decided it was time to pull my head out of the sand, lay out my debts, create a plan and pay them off, oh when you say it like that it sounds so simple! So at 6.30am on Boxing Day 2012 I…
-
The Young Couple Thrifty Money Saving Adventure!
I am having trouble coping with my spending - I live and work in London. I need to start saving, ASAP! I am in a small amount of 0% debt which I am hoping to clear with January's pay, so that I can save from February. My first goal was to give up smoking - I have had 3 cigarettes in the past 39 days, so this is on the road…
-
5 year plan
OK I have decided to jump in and start my own diary of debt, studies, and daydreams for the next 5 years, which sounds scary but will soon fly by I'm sure. I am hoping this will give me the drive to keep going and even if no-one reads it if I declare my plans to the world then I've got to carry them through haven't I? So…
-
From Debt Free Wannabe to Mortgage Free Wannabe
I feel a bit of a fraud, I've not had bailiffs knocking on the door, I've not missed a payment, I'm not living beneath the breadline, but I've been lurking on this site for quite some time. A year or so ago, I totaled up that I had about 18k on credit cards, I've managed to get that down to under 10k and have sorted out a…
-
Pay ALL your debt off by Xmas 2013
Hello everyone! :wave: Oh, and :xmassign: :xmastree: This is a continuation of the "Pay ALL your debt off by Xmas 2012" Thread started late 2011 by the wonderful mf0u1098 :T Thanks to the thread so many of us are much better off than we were this time last year so I just want to say a HUGE thank you to Jemma :A and to…
-
And so this is Christmas and what have you done?
Another years over and a new one just begun..... I have a love/hate realtionship with that song. Reminds me of all the times I've heard it and promised myself to make changes and here I still am in the same old mess. So, positives first. This year I have come off anti-depressants, dealt with my toxic neighbour, mentally…
-
Better Start Living
Another person needing to get a head start on their New Year's Resolutions. I've never had much luck with them before but maybe if I sort of practice them a bit beforehand things will work better. I tried starting a diary before and having to write down how I'm doing really did help me. I'm too good at telling myself…
-
2013 hopefully lucky for me - New debt free diary!
So 2013 is on it's way. I have about 5.5k of debt - 3 credit cards, and some in an overdraft and a bit to my mum. I started a debt free diary in July, but it got a bit stale. My story: TV freelancer working contracts with debts from mostly socialising, gigs, holidays and buying laptops and tvs. As well as some uni debt. As…
-
Ready for the challenge...roll on 2013!!!!!
So , like many others, I'm thinking ahead to 2013 and am feeling re-energised to tackle my mess - and so have decided to start a new diary. Christmas, and life in general, have kind of got in the way of things recently but I've joined some challenges and am ready to get on with it!! So where do I stand…
-
I wannabe debt free
Hi everyone, I'm a long time lurker and its only now that I've started working again after being a carer for a family member for 7 years. So since starting to work again i have moved out of the flat I shared with my brothers I'm now living on my own for the first time in 8years. I've never really had to budget for myself…
-
Keeping sane when money saving?
I'm new here, been lurking around for a while but this is my first post. I'd love some advice on how other people on here manage to stay sane while furiously money saving. For me it has got to the stage where I'm obsessed with paying off my debts. I have been keeping a spending diary for a year now and it has become such…
-
Finally coming to my senses.....
Hi guys, I have been lurking around for years but have never decided to actually do anything about my debt, the time has come where I feel the need to get moving on this one. So a little bit about me, I have recently turned 25(probably this was the turning point for me, a proper grown up now and I need to take…
-
Does anyone have a link to the STOP SMOKING THREAD PLZ?
I have had a search but can't seem to find the thread where all us naughty smokers who are trying to quit hang out for support. Does anyone know where it is and possibly post a link please? :D I want to start 2013 smokefree :A
-
Getting my head out the sand. Newby to DFW!!
Hi to anyone & everyone who wants to pop by my dfw thread. For me, This is a list of personal goals for 2013. Its a list of everything that OH & I have need to complete & pay off. About me / us: I'm 25, Currently not working due to illness. However i have just gotten a part time position which i should start after the…
-
£365 in 365 days ......... back for 2013
After 3 fantastic years it's coming back by popular demand for 2013..................... .................... The £365 in 365 day challange. The aim: to put in £1 in a day from 1st January 2013- empty it on 31st December 2013 and spend spend spend in January 2014 sales. In the past people have preferred to start saving…
-
Keeping me on the right track....
Hi there all, I have recently become addicted to reading the debt free diaries and thought I would like to join the community (never posted on anything like this before) and keep the motivation to stay on the right MSE track. Anyway a bit about me.... I am now debt free (yippee!) as of May 2012 after completing a dmp with…
-
Fat girl's fight to lose 2 'pounds' by 11/12/13...
Hi everyone As the title of my diary suggests, I'm a big girl and I have 2 plans for 2013, to lose 1lb's and £1's. I'm hoping writing a diary will help keep me on the road to success.... Ok, about me....I'm 38, a size 22 and 5 stone overweight. Believe it or not, I've been going to the gym 5 days a week for the last 15…
