Dolly's 2013 Diary...........

[Deleted User]

Ok so here it is my nice shiny new diary for 2013 - I know it is a little early but I want to get my goals written down now so that I can hold myself accountable as soon as January 2013 gets here.

My Goals for 2013

1 - Pay off a minimum of £5,000 in total - 673.26/5000.00

2 - Pay off Hitachi in full - 131.19/2230.23

3 - Stop using CC for impulse purchases

4 - Save up all 50p & 20p that I come across

5 - Start a small savings account for my Godson

6 - Start taking lunch to work

7 - Lose around 3 stone - 0lbs lost so far

8 - Update my diary regularly

9 - Pay off Santander CC in full - 283.99/1905.22

10 - Pay off Barclaycard CC in full - 109.00/1307.00

Soooooooooooooooooo goodness thats quite a lot of goals - once I got started I couldnt stop haha:rotfl:

Updating with Debt Totals :mad:

SL - 8199.40/149.08/8050.32
HW - 2230.23/131.19/2099.04
BCC - 1307.00/109.00/1198.00
SCC - 1905.22/283.99/1621.23

Total 13,641 55/673.26/12,968.29

Will update this post each month adding in my totals paid off

Dxxx

[Deleted User]

Oh & I'm not even 100% sure how much I owe in total but I promise to get a full update in January 2013.

Its probably around £13,000 though.

Dxxx

kerri_dfw

I found you you weren't here when I looked last night. Hurray for shiny new diary, I will try to keep up with you as best I can Subscribed xx

[Deleted User]

kerri_dfw wrote: »

I found you you weren't here when I looked last night. Hurray for shiny new diary, I will try to keep up with you as best I can Subscribed xx

Yay you found meeeeeeeeeeeeeee

Not much to report today tbh.

I am in work till 4.45 then meeting a friend for a quick bite to eat in town. I am gonna head straight home to bed after that I am soooooooooooooooooo tired.

D xxx

[Deleted User]

Ok so I have joined a few little challenges so far to help me onmy way.

Saving all my 50ps

Saving all my 20ps

Pay off 1 debt in full in 2013

Pay off as much as you can in 2013

I really think that this will help me on my way to debt freedomness!

Gonna raid my purse & get all my 20p & 50ps seperated from the spendies.

Also got a £20 voucher from work as a christmas gift so gonna use that to pay towards OH aftershave then if I use the priority moments app from my phone I will also get a £15 voucher back :money:

Go meeeeeeeeeeeeeee

Dxxx

[Deleted User]

Heyyyyyy,


So today I went for my weekly shop & managed to save a bit cos I had a quick gander about in the cupboards first to see whats in there & there is loads so no main meals for me on the shopping list this week yippeeeeeeeeeeeeeeeeee

So the next couple of weeks lunches & dinners for me will be pasta & sauce & savoury rice with some veggies chucked in for good measure LOL

Not much debt busting to report today I am just waiting till the end of the month or beginning of January 2013 to sort out a balance transfer to a 0% card then I am gonna get everything written down all the totals so that I can get a plan in action.

Hope you are all well

Dxxx

[Deleted User]

SL - 8199.40/
HW - 2230.23/
BCC - 1307.00/
SCC - 1905.22/

Total 13,641 55/

OMGGGGGGGGGGGGG I actually want to kick myself in the peasy head!!!

How can I let this get up to this amount again what is actually wrong with me?

I swear to god I am so serious this time no more going back into old habits I will get rid of this debt it may take me a while to do it but I can just see that all the scrimping & saving & staying in will be so worth it in the end.

Dxxx

[Deleted User]

Ok so paid off today 109.00 of one CC & 283.00 off another CC.

All other payments will be by DD in January 2012 so will do another update then.

Dxxx

[Deleted User]

SL - 8199.40/149.08/8050.32
HW - 2230.23/131.19/2099.04
BCC - 1307.00/109.00/1198.00
SCC - 1905.22/283.99/1621.23

Total 13,641 55/673.26/12,968.29

January 2013 update.

Under 13k only just!!!!!

Dxxx

System

Hi dolly rocker I've subscribed to your diary & look forward to following your journey - I bet you do great. We've all been there where the end seems so far away, but plough through it bit by bit, and before you know it it will be jan-14 & you will be setting your new targets which could potentially make you debt free....waw!!!

[Deleted User]

I know I am soooooooooo excited about that!!!

Dxxx