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Starting afresh- Pencakes DFD v2!
To all who followed my last thread, I'm back! To any new followers, hello and welcome! Link to my old thread: https://forums.moneysavingexpert.com/discussion/3984565 Word of warning, there will be a lot of random musings from this DFW with hints of F1 and Jenson Button loving! After a very stressful and emotional few…
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10 week Christmas countdown!
I just realised today that there are 10 weeks to go until christmas.:eek: Given that spending for the festive season is a massive weakness for me I think it'll be a good idea to keep track of myself in a diary here - feel free to join in and we'll find a bit if will power together! I've also started watching what I eat…
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my journey to become a yummy mummy
My old diary under my old username has floundered and needs jazzing up a bit. The main reason behind this is because my life has changed an awful lot during the previous few months. Firstly, I finally moved in with my OH. It took a while for me to do this because I enjoyed living on my own a tad too much. Don't get me…
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James' journey to a better life.
Been a lurker on here for a while (well tbh I have another identity on MSE that is to much of a give-a-way, hence this 'new' ID) so thought I would start my own 'Diary'. To begin. I weigh-in at 14st 12Lb 8Oz. I consider myself not so much 'over weight', but '2Ft 3 in. to short for my weight'. I am however, going to go to…
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New years eve target
Hi all hope your well, I have joined this forum in hope to track my progress in paying of my debts My current debts stand as. Wonga : £550 Arranged overdraft : £750 Family member : £1200 I aim to pay this of by 31st dec 2012, I will do all I can to do this any tips wil be great :)
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The LBM has hit... my journey to being debt free
I've been reading the posts on this forum for a while and have taken in a lot of useful advice. :) I'm planning to snowball the majority of my debts, starting with my car insurance, which I expect I'll be able to rid myself of by the end of November. It's up for renewal in March but it is £101 a month which I feel could be…
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Somewhere over the rainbow...
Hi Everyone, So I thought I would start a diary to help me stay on the straight and narrow, I had my LBM in 2009 when my debts mounted to over 20k, I then worked hard and more than halved them taking the new total to around 10k I was then unemployed for a period of time which saw my debt creep back up :( I then found a job…
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Tatabubbly wants to put the Bubbles back in her life!
Hey guys! Pull up a seat and grab a drink :beer: I'm tatabubbly.. Live with my doting boyfriend, we've been together for 5 years next January, our doggie Rusty, and currently looking after mammy's two dogs.. Living in the island of doom and gloom at the minute, Ireland.. So I'm not in any financial debt since last month,…
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A mummy's Journey to no money worries
Hi! I think these diaries are such a great idea so here I am! I have a partner who works however I am a stay at home Mummy to Two and 34 weeks pregnant with baby no3! Since I stopped working 3 years ago we have been in an overdraft in both a single and joint account! In the last year my OH had to use a credit card and…
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Life Overhaul Mission begins
Hello, Not sure if anyone will really be interested in my diary or if I am even going to get anywhere with it, but I feel I need to write it down or I will never get anywhere. Brief summary: * Single Mum * 4 kids ranging from 2 years to 14 years * Rented accommodation * Car worth £400 * No savings or investments Have been…
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Hard work now but hoping to lead to financial freedom
Hi all, I am excitedly starting this as a way of encouraging myself and others, especially those with biggish families and to hopefully get any ideas, encouragement, support from all you lovely people. I posted on DFW board earlier which explains our situation, so have just copied it to here... I think my post will be too…
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OrangeFairy~balancing a new full time job~mummy hood ~ and debtbusting!
Hello all I am OrangeFairy and I only write in orange so if you see an accidental post from me in a different colour text please feel free to shout at me :p I felt a new diary was in order. I have started a new chapter in my life. Making the decision that we aren't going to have anymore children (largely hubby's decision)…
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No more handbags and a lot less chocolate!
My username says it all really. I'm sitting here watching TV with an open tin of Quality Street which I bought for Christmas by my side and I came home from work today to a parcel from Deb**hams containing a gorgeous red handbag that I don't even remember ordering :o My credit cards are all at their limits and I have next…
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Indebted Dunce's quest to be debt free
I have been lurking on here for a while now and never really had the courage to post till today. I am hoping today proves to be a real turning point in my life. My problems really are self inflicted, I have been struggling with gambling on and off for the last 14 years (a conservative estimate of my losses would be…
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The Fairy Is Back :)
I've had quite a long break from MSE and unfortunately my finances show it all too well :( I had just got myself into a situation where i was coping with things well and I suppose my priorities changed. After slipping into bad ways again and working hard on other priorities i have managed to get my bum back into MSE land…
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Feeling broken and no where near debt free. This is just the start.
Soo another MSE user suggested I start a diary on here; keep focused on becoming debt free and keep a clear account of what is going on in my head. I used to be really good with words and writing; I used to be able to put them into a beautifully read poem or a well read letter, then my muse ran away and it never returned.…
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the creek is full and my paddle is broken!
So here goes. Tomorrow when i wake up things are going to be different. They have to be. I have lived off credit for too long. I'm having to cut my maternity short to go back to work full time. This is time is should be spending with my lovely new baby, but because i'm a idiot i'm having to go back to work sooner than…
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End of our dmp
we just paid our last payment to Payplan after 9 long years. We still got to find out how much interest on that payment when it reaches our one creditor will be then it is the end of the Dmp.. I told him when you pay out X number pounds each year. It would be what bliss it that we would be X pounds better off.. good luck…
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Unlock Code please
Hi Got my wife's Ford Streetka back from the garage yesterday after having new clutch fitted, They must have diconnected the battery as the radio is now asking for a code we dont have. The "M" number is M006762. Can anyone help please?
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Should I sell my home!!
So I am writing this post with some tears in my eyes as I am now at the point where I am considering selling my home in order to make ends meets. I have done my budget over and over again and have made all the cuts I can but it just seems impossible. I am a single mom, work part time with two youngs boys. I get no child…
