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the creek is full and my paddle is broken!

So here goes. Tomorrow when i wake up things are going to be different. They have to be. I have lived off credit for too long.
I'm having to cut my maternity short to go back to work full time. This is time is should be spending with my lovely new baby, but because i'm a idiot i'm having to go back to work sooner than expected :(

I have about £27000 unsecured debt. I cant do a dmp as i'll lose my job. I've never missed a payment but its tight.

I cannot get anymore credit. Next have suspended my account and interest rates are creeping up on cards so no lenders like me anymore!!!

I waste money (that i dont have) like its going out of fashion.

I will update fully tomorrow, but it starts tomorrow

xx

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