-
463.7 for the price of 56.8 - Ramblings of a life.
I've been here, on and off for yonks. I have come to the conclusion that I will get there eventually but I'm not stressing too much. I'm afraid you aren't going to find many money saving tips here, but you may like to jump along to see what a 40 year old, single mum, recovering alcoholic, teacher, trainee counsellor,…
-
A crust eaten in peace is better than a banquet partaken in anxiety - Aesop
I think I will take the crust thanks !!! So here it all starts again (waves sheeishly), it has been a little over 12 months since I last posted here and there have been many ups and downs within those 12 months. I have decided to start a new diary as the old one is not really applicable any more. However on my last post of…
-
Doing this to help me get my accounts in order.
Afternoon everyone. Posting a diary to help me keep track of my spending and to get help and advise of all of you good people on how to save money. Done the budget calculator and at the moment i am earning more than i spend but i still end up wasting money that i could save. The total amount i own on personal loans a month…
-
Conquering Debts Once and For All...
Hi :wave:, I've finally decided it's time I started my own diary. Like many others I've been lurking for a while. It helps to write things down so hopefully it'll help to keep me on the straight and narrow in my bid to be debt free. I'm really pleased with my progress this month. No debts have been paid off, but I have…
-
My debt free diary
I have found this site a real inspiration and have been reading all the posts and challenges. So I am not all over the shop I am starting a diary for myself so I can hopefully look back at Christmas 2012 with plenty of no spending days, half the grocery bill, no debt and a couple of sealed pots..... :cool:
-
2012 Saving - ***Big Toy& Game Challenge ***For all Children's Gifts **
I am setting up my own challenge for 2012 after years of spending way too much on toys for birthdays / xmas and gifts that many don't get used and I find they become dust collectors whilst making a big dint in my pocket and nowadays many want consoles and games which can be very costly . Whilst we still want to treat our…
-
Building a better future for myself and my family :-)
Hi everyone, I am posting here because for a few years now we have been in debt. Its spiralling out of control and I have a gorgeous little girl who is nearly 1. I want to build a better life for myself, husband and daughter and need to believe that together we can do this!! Ok so here is my confession our debts are…
-
debts
Hi, I want to join this £4200. Thanks. Sleeny beany
-
Eyes wide open!
Hi, The past few weeks have been non stop posting letters, making phone calls, becoming my own financial adviser and scrutinizer :eek: It's the best thing that could have happened to me....to open my eyes to the financial problems I have been ignoring for so long! :( My DMP starts in Febuary:j Now, Im not getting too…
-
Here we go again!!!!!!
I hate January!!!! - all of the christmas joy starts draining away and leaving the reality of how much i shouldn't have spent and how much weight i shouldn't have gained :eek:. Actually i don't really hate January, i just wish it didn't feel as there are at least 104 days beween December & January Payday, as DD1 has…
-
money talks!! time to pay up and shut up
Well I swear it does every time i'm on the net or in a shop,it shouts you want it you know you do go on theres plenty on the card well i've decided no more .I maxed a cc at christmas to get mine and other people and other peoples kids the things they want or i think they need not sure any more but what I do know is i'd be…
-
flump plans for the future!
Hello, i thought i would start a diary.... My partner and I have been in rented accommodation most of our lives and for reasons beyond our control are having to move again in 2 weeks! We looked at rentals in the local area but found what we were looking for was usually in a rough area or over priced! We've had some bad…
-
Debt Free Diva (to be)
Hello everyone. My name is WantSome (or Carin ;) ) and I'm in debt. They say facing up to the problem is half the battle so there it is. I'm just over £10k in debt and I'm not entirely sure how it happened… You see, I'm actually kind of blessed. Currently I am working full time and studying one day a week. My package at…
-
Diaries of The Unorganised Mum!
My news years resolution is to be more organised. This is started with little things like getting boys uniforms ready night before, making meal plans and keeping on top of cleaning etc. But now i'm taking the bull by it's horns and tackling debts! I want and need to be debt free - We are as a family going to make…
-
My try or die attempt to sort out our life and finances...here goes nothing!
Hi, I was a previous poster years ago-but failed miserably-now we have two beautiful dd's, I know that I owe it to them to really try sort things out. The short of it is,hubby and I run a small limited company and have done for the last two years. We have a 3year old and a 12week old and also my 18 year old sister lives…
-
The big year when the weight will be off my shoulders!
Hello all, hope you are well. I'm a 30 year old male and I count myself lucky in someways that my debt is at a semi-managable level but I've made some tough sacrifices to get to this point (selling my car being one)....but I can finally see some light at the end of the tunnel! My debt as it stands is at £6,560 and I'm…
-
2012 a bright shiny new year
Well thought it was about time I started my own Diary so I can keep up to date with what I am doing and so I can keep on the right track. I have had too many years, of good intentions, but never following through. Many years in debt darkness, but at last my LBM occurred December 2011, big decision made to change my ways…
-
High Hopes for 2012
I've been dipping in and out of the MSE site for years but I think 2012 will have to be the year I take the bull by the horns. There is no point me aimlessly going through life hoping the elusive Lotto win is going be around the corner. I always feel better when I have things written down and lists of what I need to do.…
-
Lost my Job just before Christmas 2011
Having been handed my notice of termination on the 23rd of December 2011, I now find myself in a difficult situation. With 2 children under the age of 2 and more bills than I'd like, things are looking bleak at present. I am actively seeking new employment and am getting help from my Union to have me reinstated due to an…
-
Debt advice after break up
Hi, I have been paying off an £18,000 loan that I took out to pay my now ex's debts and consolodate my £3000 debts. When we split up (6 yrs ago) I stupidly just accepted it and struggled to pay, ending up on a DMP with CCCS. When I took the loan out I was told I had to have PPI and they also took his earnings into account.…
