A crust eaten in peace is better than a banquet partaken in anxiety - Aesop

mz_grim

I think I will take the crust thanks !!!

So here it all starts again (waves sheeishly), it has been a little over 12 months since I last posted here and there have been many ups and downs within those 12 months. I have decided to start a new diary as the old one is not really applicable any more. However on my last post of previous said diary I did write about a wonderful new start as both myself and OH found new jobs that easily doubled our income. The problem with this is that
the stress levels also doubled and as of May 2011 just before my 1st aniversary of quitting smoking I started back up again. On a brighter note the biggest loan we had was paid off wayearly due to the increased income finally saying goodbye to that on 7/3/11. On the downsideonly to apply and be accepted for another loan on the 12/4/11 allbeit a smaller one of $6,250
this was to fund the OH's hobby of tinkering with cars, I honestly didnt have an issue with it we were earning good money and could afford it (at the time). Now into the new year and I am sitting here typing this cos OH was made redundant at the end of november last year. Added
to this was the fact the he was on annual leave at the time and was working on getting his car back on the road, so now we are living off my income (which mind you is still more than what we were both earning combined when I first discovered mse). So as a result I have now quit
smoking again (4 days and counting so far) which is an extra $20 a day not being spent, have cut out all fast food (was living off it for a while there probably only for the fact that we could afford it so why not) and trying to make everything stretch that little bit further (if you know what I mean). However there a few things that havent changed I am still working long hours 12 hour shifts 4-5 nights a week and I still can not get on top of the housework.

But at least I can say I have been here before and beat it I will do it again.

Goals for 2012

• Want to be in our own place by chirstmas
• Would like to see all and if not all most of the debt cleared by the end of the year
• Want to boost savings back up to where they should be.
• I want to stay smoke free (would love to see OH give up as well but I am a firm beliver that you need to want to do it before it will happen)

Well sorry for the ULTRA LOOOONG post but its been good to get it all out there, Im sure there will be more to add in time.

365days

Hi,

Good proverb. Where abouts in Vic. are you?

mz_grim

Hi 365days im in the western suburbs (sorry dont want to give too much detail away), and thank you for the complement

365days

Ah sorry was a little insensitive of me to ask. I have many happy memories of Vic. Great Ocean Road, Melbourne and suburbs.

mz_grim

Its all good, it is a nice place to live. Although it will be nicer once I achieve getting my own home rather than renting.

ZTD

mz_grim wrote: »

Now into the new year and I am sitting here typing this cos OH was made redundant at the end of november last year. Added
to this was the fact the he was on annual leave at the time and was working on getting his car back on the road, so now we are living off my income (which mind you is still more than what we were both earning combined when I first discovered mse). So as a result I have now quit
smoking again (4 days and counting so far) which is an extra $20 a day not being spent, have cut out all fast food (was living off it for a while there probably only for the fact that we could afford it so why not) and trying to make everything stretch that little bit further (if you know what I mean). However there a few things that havent changed I am still working long hours 12 hour shifts 4-5 nights a week and I still can not get on top of the housework.

Is that not his job now that he is redundant?

mz_grim

ZTD wrote: »

Is that not his job now that he is redundant?

I cant complain he does his fair share of the work, plus he has been making my lunches on all the days I work which I find very sweet cos it allows me that little bit of extra sleep, im just lazy and I admit it. Start things and never finnish them and I procrastonate (s?) all the time.