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This is my year!!
After graduating from uni, no idea on a career choice and going from part time to full time at my restaurant job. Then falling pregnant, being on SMP, getting a new job which was only part time then other half layed off from work last november we have found ourselves in.... DEBT!!!!!! :mad: Now, I have a new job, potential…
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SF's keeping on the straight and narrow!
I thought it was about time I started a diary for myself, as the upcoming months are going to be tight money wise, and I need to get more serious about savings at the same time. A bit about me: I’m 23, currently at university doing a PGCE which finishes in June and I have a job lined up to start in September, which is…
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Write it down to make it real
This is going to be a really dreary thread but I hope it will help me focus on what is important: Pay off all my debts, then clear my mortgage before I retire Lose weight and increase my fitness - I am currently a size 20/22 and at 5'2" that is really unhealthy. I also spend so much of my money on rubbish like chocolates…
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One Day Debt Free
As the title suggests i dream about being debt free one day. A little bit about myself im 24 and have debts of about £14,000, will get definate figure soon. Most of this is car finance but i would like to save up to be able to pay this off in one lump sum as this includes negative equity in my last car :mad: At 18 i got…
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Head no longer in the sand
Hello everyone, I've been lurking on MSE for ages now, and I have had so much inspiration from reading the debt free diaries in particular. I have never done anything like this before, so I am a bit wary of giving away too much information, but I know that you are all really supportive so I'm sure you'll let me know if I…
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can anbody help please?
ive recently broken my foot and will be immobile for a couple of months at least, i have complications that may not permit me to ever return to work as a self employed carpenter, which has been my profession for the last 34 years, im am now 50 yrs old, i have credit card debts of £6000,a personal loan on which the balance…
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My First Saving Diary
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The start of my debt free challenge.
Hello All, I have decided to start my own debt free diary as I have recently been reading so many inspiring stories on here, so thank you to those that have helped me get started! I want this diary to help me keep track on my goal of getting rid of my debt. Hubby and I are in the process of buying our first house and with…
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Here i go again, my must stay on track and not be a lazy moo diary.
Decided to start a new diary as i sort of lost the flow with my last one and stopped posting, mainly because i thought i'm ok i can do this and here i am back up sh*t creek, i have 1 paddle, hence going round in circles. Money is not great at the moment we seem to be just hanging on and getting by every month, we did have…
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Lucifa's (Ac)counting the pennies DFW diary
Hi there. Me again:o:D So why the new diary? Well after 14months of being unemployed (8 months of which had been planned as maternity leave...) I have, today, been offered a job. Pretty good timing as JSA was about to run out mid May and the redundancy pot is pretty much empty.... Talk about cutting it fine!!!:eek::rotfl:…
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Without a paddle... support for anyone starting a DMP in 2010 (part2)
HELLOOOOOOO :j Welcome to the new and improved home for the DMPers of 2010. Our first thread can be found here We moonlighted here for a while :shhh:, but now we're back (hopefully) :dance: Anyone starting a DMP in 2010 is more than welcome to join us for advice, support and many laughs n dodgy :grouphug:. We're all at…
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The live on whats in my purse for a month challenge
This is more for me than anything else, but if anyone wants to join in they are more than welcome. I have a bad habit of falling off the wagon half way through the month so I need something to keep me on track. The plan is to live off what I have in my purse as of today. My OH doesn’t really spend any money in the week and…
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Back with avengence and brain in gear!
Hi all:wave: well third time is a charm or lucky and all that. so here i am diary number three and this time i will keep it going everyday (where have i heard that before i wonder!?!?!) anyway some interesting facts about me and my debtness...... * early 30's living with OH and cat have nice house (dont need anything else…
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Sinking downwards fast
Rather cross with myself, circumstances and money. I did really well for 14 months and had no bank charges, cards paid on time and things were going great. They are now heading downwards fast and I'm at a loss what I can physically do to start pulling things back up again. I think the main hit was back in November 2009…
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Pick myself up, dust myself off and start all over again.
Pick myself up, dust myself off and start all over again. As 2010 began, work started with a vengeance in my house to let my dad (83 this year) move in. The extension is now complete, as is the kitchen, family bathroom and downstairs loo. The garage needs to be converted and a new shed built to allow the important “Garage…
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My first diary
I have been a follower of money saving expert for a while but thought I'd start my diary to keep me sane. Having graduated in 2007 - I have just turned 24 - with personal debts of £6k and a student loan of 10k with a 2:2 degree, I thought my life was just beginning and I could pay back all my debts but its never been the…
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Learn to control money but do not allow it to control you
This is what my mum told me when I went to university and I wish I did comprehend what she was really saying. If I did, we might not be in debt 25 years later. But let me start from the begining... Before last September my friends thought that I am joking when I said that I roughly know how much I earn but have absolutely…
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****Littlekel's diary - Getting on the right track :-) ****
I have decided a diary on here might be the best way to go to log our progress :) I can often be found on the 'small things' thread as well as the ebay challenge. I am 25 and i live with my OH and our two daughters who are 7 and 4. My other half proposed to me at his work do in december so i desperately want to clear debts…
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'The Paper Hatters - our aims for 2010'
Hi all, This is the 3rd instalment of the Paper Hat thread, which was started off by CAFCGirl ages ago. The first 2 instalments are below: http://forums.moneysavingexpert.com/...html?t=1227263 and http://forums.moneysavingexpert.com/showthread.html?t=1912549 We have decided to start a new thread because we are all at…
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Independence
I've been a convert of MSE for just over a year now, and whilst my finances are a lot better than they were (income is finally covering my outgoings), I still have some some way to go before achieving the holy grail of savings. I've been reading other diaries and hope that doing the same can keep me on track. I live on my…