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Without a Paddle... THREAD CLOSED!
Hello folks :j Welcome to the new home for 'starting in feb...' For those of you who are new, our last thread is here Join us for the ride p.s. wonder what the titles all about... check out the old thread :rotfl:
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My lose lbs save £'s diary
:hello: Hello, I'm a newbie (long-time lurker) and having read lots of other diaries its time to start my own. I'm a bit of a spendaholic so I need to try and keep that in check, and I thought that if I make myself a promise to log everything I spend in an honest daily diary it might help me keep on the straight and narrow…
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I'm attacking partner's 50K debt! Ahh..!
Howdy all. It cannot be understated how integral the Internet is to clawing your way out of debt (or avoiding it in the first place). My partner has suffered for years with spiraling CC debt and because of the shame and embarrassment associated with it, has told no one about it. I've only been able to unpick the situation…
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josiebabie's change of life diary
Not the "change of life" as expected, I am only 25 after all! Though many things in my life are changing at the moment and couldn't think of a better diary name! Here is a background to my situation; I am working full time, have a 2 year old DD and OH and I are nearly at the end of our relationship. We love each other to…
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A Trolley full of yellow . . .
Hiya, Well I've decided to start a diary to try and keep a record of the little things I'm doing to try and save money and sort my debts out! The title relates to my weekly "Budget" shop at Morrisons where almost my entire trolley in Morrisons Value brand which is bright yellow. My story is a complicated one but I'll try…
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Going around in circles...
I've amassed a mountain of debt through overspending for the last 20 odd years and now half my monthly income goes straight to paying debts. I really want to end this cycle of spending and borrowing so that I have cash if I want to buy something. I've just completed the snowball calculator and my DF date is May 2015 so…
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Chasing daydreams....
I've been thinking about keeping a diary on here for a while, and I've been trying to keep myself on the straight and narrow, but after a blow out weekend, leaving me with a hangover and only 80p in the bank I think I need some help! My husband and I have nearly £35,000 worth of debt. No excuses. We've enjoyed life. We…
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unsecured debtors cleared by end of 2010
Hi All I thought i would start a diary off as i wish to clear 2 debts by the end of the year! These total about 2k! This is my plan as of tomorrow weekly budget wed to wed: £55 to cover food n outings bank: round down to nearest £5 on mondays money jar: going to clear out n pay into bank Got enough food to last until…
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Time to start a diary
Hello :j Hope you are all well and enjoying the weekend. I have decided that it is definitely time for a fresh start in my life and today is the first day :) I am quite excited, nervous, worried all in the same breath. I want to get DEBT FREE! And I am adamant that I will achieve this......first of all I need to write down…
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Psychopathbabbles Pyscho Babbling!
Thought it was about time I started a diary to try and help keep me focussed and on track. :o I'm 24, started with nearly 13k of debt just due to overspending and a couple of hiccups along the way such as scrapping a 2k car and having to get another one. I had my flickering lbm in November and am hoping to be under 10k by…
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DFW Diary-to keep me motivated!
Thought i would start a diary as i have been reading all of yours on here and can see it is really keeping you motivated... Here goes... I am 29 have been married for nearly 3 years to my high school sweetheart, and we have a beautiful daughter who is nearly 14 months. We have always been quite silly with our money, had a…
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bex lose lbs save £'s diary.
Well i feel that it is time that i start a diary and become more accountable for my actions. Firsty a bit about me, i am 26 and a staff nurse. I have an unsecured loan at present which was to consolidate credit cards. this is being paid off each month and due to finish in oct 2013. I live with my grandma to look after her…
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Debt Free Diary...
Ok...So yesterday i decided to add up all the debt im in and finally do something about it. I knew it was bad, after putting a new car and half of a wedding on it (deposits for this July) but I was a little bit shocked tbh. Ironically Halifax, (who my credit card is with) are the ones who have triggered my lbm by telling…
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stupid question ?
hi , can anyone point me in the direction of a simple chart to show where all the money goes each week . I want something ideally that i could carry with me or i could stick in a notebook . needs to include children and how money disappears out the window with them !!!!!!! Many thanx in anticipation . trying to sort…
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Getting organised for once
OK. I'm a disorganised disaster, which has left me with a tax bill of over £2,450 -including a ridiculous number of £100 penalties. I felt sick totting them up. Anyway, I also have a £2,000 loan of which £895 is left and a credit card bill of about £2,000. I managed to pay £720 off the tax bill today which leaves me with a…
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I like money so why do I keep giving it away?
So I'm starting a debt diary, huzzah. I've tried money saving before and failed but now with the support of a fantastic man (who is the shrewdest money saver other than Monsieur Lewis) I've managed to get myself sorted so far. I have a total of £7478.05 debt between an overdraft and a credit card. I've recently discovered…
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Improving my life during Summer 2010
Age 31: Debt at highest point was €9566.20 in April 2009. Present debt total is €6,526.45. These amounts include the interest so it will be less if I manage to repay it faster. There wasn’t any one thing that got me into debt. It started with student loans and from that point on I’ve always had this persistent fairly low…
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And so begins my DMP journey <deep breath!>
Over the last month I have been looking in to a DMP with CCCS and am now on the verge on beginning it with them so thought a diary might help me overcome the nervous feeling in my stomach everytime I think about it! I have stupidly managed to rack up £49,000 of debt through credit cards, loans and an overdraft. Luckily I…
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Nessa doesn't want debt anymore!!!
Hi finally I have decided to start a spending diary 54 tomorrow and am fed up of having debt. Newly single, living in my own but mortgaged 1 bed flat ( tis very nice but I want a garden am determined somehow to get one !) debts are £5300.00 natwest CC Abbey Mortgage £65,000 I feel that at my age I really should be debt…
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should have known better and yeah love is blind
Hi All (Hope that this is posted in the correct part !!) Long story please bear with me! Just over 2 years ago I owed £600 pounds on a credit card. On reading this I think thats not too bad. But the shocking thing is that this now amounts to approx £30000.00. How the hell did it get to this you may ask? I had a whirlwind…
