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W.H.W and other ramblings
Hi all ... well it seems there is some interest in this plan ...and i reckon the more the merrier .... the plan is in 2011 i and anyone else wanting to join me on the journey will be walking the West Highland Way .. Now loads of things have to be discussed and loads of things planned ...i just know it is something i have…
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No more debt.....or choc!!
Newbie here :wave: I've decided to start my own diary for motivational purposes really and to keep me on track to a debt free life down the line.....a long way down the line sadly :eek: I have a large amount of personal debt somewhere in the region of £45k (to be confirmed :o ) to which I have arrangements to pay with…
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Sarah's long long road to being debt free.
Hello fellow DFW :) I thought that I would start this diary of my debt free ramblings and moanings to help keep me motivated to become debt free this side of thirty and on the straight and narrow. I'm not sure where to start so i'll get staright in there I currently have in the region of £21k worth of unsecured debts ( not…
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One Positive Thing....
Let me start with a confession - i am a worrier. I worry about everything from money to whether or not my ears are lopsided. After a long day's worrying I often find I have a very negative opinion of myself, which makes me hate myself which reinforces the negative attitude and i go round again. Well no more. I intend to…
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Tackling This Problem One Debt At A Time
Hi everyone, I have been on the DFW boards before and failed miserably...I think maybe I wasn't ready to deal with the problem, or just found it too much to deal with. Anyway, I have now got my light well and truly on! My situation is that I am getting married in a few months to the man of my dreams (but it's all paid for…
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Starting the challenge 19/03/2010
Hi, I've just signed upto this forum and will use it to keep me on track to becoming debt free. About myself and my family - I'm 26 years old with a fiance and an amazingly cute 6 month old baby boy. We purchased a house together in June and have had to complete a major renovation which we knew we were taking on. My…
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Hypno's "just for today" diary of rediscovery.
No surprises then.......4000 posts in my last diary coincides nicely with the confirmation that my mortgage has finally been transferred into my name, and the responsibility for keeping the roof over my heads and the heads of my children is all mine. No one to fall back on - the buck stops here. It also coincides nicely…
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Pen's phase 2 -the long debt slog and de-clutter
Time to start a new diary I think. Spring must be on its way as I'm now on a de-cluttering mission as well as the debt busting. Spends today have been minimal - one cheap hair cut and I managed to get the weekly groceries for around £50 (which is amazing for us as its normally closer to £100). I know I could get it lower…
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Here We (I) Go...
...not sure what the protocol is for these diaries is on here, but tomorrow, I'll... * go over my financial situation (debt/income/outgoings/etc) * read the info on these forums * then post what's what in my thread, right here Any initial pointers gladly welcomed! Bricking it slightly. Deep breath....
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'I can't think of an interesting title for my debt diary!' Diary
:wave: Hi all of you fellow DFW's. I've had the idea to start a diary, and I've thought and thought to try to come up with an interesting title but I just can't! So this is it. What you see is what you get. So I'm 23 years old and I feel a lot older! I have £12114.25 worth of debt (not including the mortgage, joint with my…
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Air miles
I have over 400,000 Air miles with KLM. Can i sell them?
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Some treatment for this Virus...!
Ok, I've just started back at work after a 2 year illness and we've been living on credit cards pretty much the whole time :o A little light bulb went off on Monday that we can't carry on like this so I did some number crunching and ended up with a very difficult conclusion, we are broke! Yes, it's only temporary until I'm…
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Keeping in shape
Hi all - I'm back... Yes, I just couldn't keep away from the place - facebook and twitter have their charms, but you just can't beat MSE. Anyway, the reason I'm back is that it's all very well being debt free (for some of the month at least), but without a diary I can feel myself slipping back into old habits. Keeping a…
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MOCISAF's new year, new start, same old debts!
Well for those who have followed my previous threads you will know in the last few months I went through a crap breakup, two moves and some temp jobs. I have been working part time since moving to the North East in January so money has been very very tight. However I start a full time job next week :D :D:D:D with a salary…
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Need to change my life or it just gonna go down hill!!!!
Wellll Dunno where to start. Back with hubby, LOADS debts and i want to just start paying them off now. Fed up with my life with the debts over my head. Hubby dont care but he the first to moan if he cant have anything. Gonna post a SOA but im scared what people might say :( First debt i Want to get rid is the Littlewoods…
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There's a Moose Loose About This Hoose - anonymoose's DFW diary
Hi, This is my 1st post here but I’ve been reading for ages. In the last week or so I had my LBM, I have got 3 CCs with a combined balance of about £5k – 1 has almost £4k this is a Barclaycard and stupidly it’s got a mix of 0% BT and a bit of spending on it, about 1 month ago I BT most of my Cap1 to it cos they sent me a…
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Moving into debt
I have been self employed with my own video production business for about 6 years now. It has been a roller coaster 6 years, got off to a great start then a bit of a drought then up again and so on. Then about 18 months ago (start of the credit crunch), just after the best year I had had it all went quiet and apart from…
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Diary - 41 and drowning in debt
My name is TMD and I am 28,058 in debt (at last total). I am 41, female, have 3 lovely girls aged 5.5, 4.5 and 22 months. I am a SAHM and also sell on Ebay as a Business to earn myself money as I can't get a job due to OH's hours. I live with OH who is the same age as me. I currently have 8 credit cards (was 7 but just got…
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Debt and Credit cards
Just want to share my story and see if anyone agrees with me. Over the years have got into debt with Credit cards and 1 loan. Total about £21000. Over the years of making my debt worse and spending on Credit Cards thinking "I can't live without my credit cards" (does everyone think like that). Cards were all stopped and I…
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Debt free in 15 months, the clock is ticking!
Hello all, I'm posting this as I think 'going public' might help me (for 'help me' read 'shame me'!) into reaching my goal! I can become obsessive about most things given half a chance and the time is long overdue when I become obsessive about saving money instead of spending it... Last month I transferred my credit card…
