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Mooooving Into 2010 - Bovine Adventures In Budgeteering!
Hello! I'm flying_fresian and I have been a regular on the DFW boards for what seems like ages but is actually less than a year. I had a real LBM in November 2008 and my old diary, Flying Gleefully Into 2009 has been ongoing since just before New Year. Clicky for 40 pages of fun! I think I have done pretty well (figures…
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Must destroy debt
This is my first post on here, I have found that blogging on another site has helped me keep focus on my health and weight, and hoping that this does the same for my debts!!! Anyways, I have a long history of carrying debts and dealing with it tommorow. Got close once before to being too far in debt and not able to get out…
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Marching On
Hello, I've decided to take the plunge and join the wonderful world of the DFW diaries. I've been lurking for them on for a while now, so think I know how it all works! My situation as it currently stands is that I am 26 (but days off being a very adult sounding 27), renting with my boyfriend, and am in full time work. My…
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How did it get to this?
Am feeling very scared right now! I was made redundant earlier in the year and have found a new job but am now earning a lot less than before. I sat down recently and realised that once my outgoings have gone out I have only £190 to pay my debts when in fact they total £853! Help!!!!:eek: I've had a look at the National…
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Right, it's now or never!
Edit as cannot delete
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University sunset
Hi everyone, OK, here goes, i feel slightly silly for posting this since I'm not in THAT much debt but its getting on my nerves and i'd like to get rid of it as quickly as i can so i can start getting on with my life properly. I graduated from uni last year and have been working a public sector job at a museum ever since.…
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Jenkos Diary/Update
Hi all, here's my credit card debt update! Mint - 21.9% Marks & Spencers - 24.9% Barclays - 25.5% LTSB - 22.5% Egg - 24.9% Virgin - 24.9% Marbles 31.9% last week these are listed from lowest amount owed to the highest. A payment I made last week now means that the Marbles card I'm snowballing no longer has the highest debt…
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One day at a time - A DFW diary
Hello All It's about time I had a proper diary all of my own. The help and support I have had from others on this board still amazes me - complete strangers offering guidance and good vibes is something that has kept me going over the past few months. Some words of background. This year has probably been the worst year of…
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I'm not boring-I go camping!!
Well here goes, I've been wanting to start a diary for months and never got round to it. As September is almost here and it IS going to be the month everything changes for the better, then I need to start it right here right now while I'm thinking about it!! special thanks must go out at this point to Shoe Gal , Sarahb and…
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Ways to log my spending! Help!
Hiya guys, i've decided enough is enough! I need to take control of my money. I have credit card debt that is mounting approx 5k and I need to take account of my spending and start paying more than the minimum amount. Ok...A money diary is a good idea, Can anyone give me some advice. Is it as simple as a little book and…
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Student finance
Hi, I'm new to this so hope I'm doing it ok!! :confused: My daughter is about to start further education 8 years after leaving school. Apparently she is not entitled to any benefits. She does not live at home and has self-supported herself for 6 years. Can anyone advise where she can get some financial / benefit help. I am…
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Saving in September? Try our NSD Challenge!
Some of us have found that this little fun challenge has helped curb our desires to splash the cash. With it being two thirds of the way through 2009 & that nasty assault on our wallets just 115 days from Sept 1-Dec 24th I know that I for one,must try to keep some control over my spending :o If this sounds familiar, read…
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The 15k Paper Hat - It could be YOU!!!!!
Wow..... I have never in my life posted a thread so successful I've been asked to make a second thread because it was so loooooooooooooooooooong! Here's how it all started: We've all had our ups and downs, Doodles and I have claimed top spots :rotfl:....... but I know I speak for both of us when I say this thread saved us,…
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New diary: pregnant and finally sorting it out!
Evening everyone! Ive been reading the DFW boards and diarys for ages now and decided to register and write one myself as well, hopefully it will help me keep on the straight and narrow.... About me...well im 24, single, and due to give birth in a week and a bit (eek). Not sure if im having a boy or a girl, cant wait to…
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The Blonde-crazy-cat lady-book club-odd bit of MSE-thread part 5
Evening All, I have attempted to start new thread as usually we have all talked too much and will be getting told off soon! Hope you all find it.
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Newlyweds: J_pink's debt free diary
Hello! I am one half of newlyweds. Last month was mine and Hubby's light bulb moment! We started our lives together £13,000 in debt - and that was before the wedding day! An accumulation of nothingness; debt mainly holidays in the sun and student debt. We owe: * £8,400 on a Halifax Loan at 9% APR * £3,000 on Virgin credit…
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secretsmilers not so secret diary
Well. Today is a good day so what better way to remember it than to start my very own diary of debt busting. Today I got paid, nothing new there... same thing happens at the end of every month, but today for the first time in years (yes years!) I can breathe a sigh of relief knowing that all my monthly outgoings including…
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Lizzie's long and winding road to debt free-dom.
So here it is...diary number 3 (I think). My last two disappeared into obscurity around the time I fell off the wagon (yes I did it twice) (in spectacular style) but things have changed over the last 6 months and I'm more motivated than ever to get things straight. Now I know that in the grand scheme of things, I don't…
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Need to have a tighter rein on my money!
Background - I am 20 and getting ready for my third and final year of university. I am not the standard student, I live at home and commute to London so dont have many of the expenses normal students do. I also have two part time jobs, so should have loads of spare money! I need to make better use of the money I have. I…
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Aspiring to be debt free!
Afternoon everyone! :o Been a lurker on this board for a while now, and have decided to join also, see if I can do as brilliantly as you all do! Its inspiring reading the various diaries on here and in my aspiration to become debt free I have decided that perhaps a diary is just the way to go?! I work full time as well as…
