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Ways to log my spending! Help!

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Hiya guys, i've decided enough is enough! I need to take control of my money. I have credit card debt that is mounting approx 5k and I need to take account of my spending and start paying more than the minimum amount.

Ok...A money diary is a good idea, Can anyone give me some advice. Is it as simple as a little book and noting everything down to see where cut backs should be made?

Does anyone have anything that they have done on excel that works that they can share?

I need to start, I Just don't know which is the best way.

Comments

  • david_hellier
    david_hellier Posts: 847 Forumite
    edited 3 September 2009 at 10:58AM
    Hi,

    A spending diary is part of the solution. But for us all to help more we need to see a list of all your monthly/weekly income and your outgoings to help including the balances and APRs of all the credit cards. If you are overdrawn we need your current balance.
  • Thanks, i'm going to log everything i'm spending and then I can do post a correct breakdown.
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