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NewDay Debenhams 0% Offer
Be careful if you've had a NewDay Debenhams Credit Card 0% Offer I recently received and opted in to a 3 month interest free offer on my Debenhams card. The offer applies to purchases made on the card between 27/11/19 and 4/1/20. I was rubbing my hands with glee thinking all my Christmas spend would be interest free until…
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Have I made a terrible mistake?
I recently applied for my first-ever credit card with the intention of improving my credit score. I'm a student and I've lived at multiple addresses over the past few years, but I consider my parents' home my 'permanent' address. When I filled out the credit card application, I entered 'living with parents' as my…
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Capital One identity check
Hi everyone, I’ve just applied for a classic capital one credit card and have been asked to provide identity documents. On the list it says a driving license is acceptable but I only have a provisional driving license, does anyone know if this would be accepted? Thanks in advance
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Easyjet charge
I booked 2 flights, one to Spain via another company and a return flight back as there were none via the other company on the day I needed to return and added my credit card details. This was done late at night and I did not receive a booking conformation, or email booking. It was very late and I switched off my computer…
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Balance transfer card closure
Hi, A few weeks ago, I made a silly mistake. I have had a 0% interest card with virgin for 1 year... I thought I had had it nearly 2 years (nearing the end of my 0% interest promotion), and so was looking for a new 0% account to transfer the remaining balance to. I opened up a balance transfer account with Halifax about 1…
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Virgin
Hi, I maybe after some preemptive advice. I got a 0% card about 5 weeks back, about 3 weeks in I got paid, so made a payment around 6x minium payment amount. 3 weeks later I get a text saying my payment is due in 2 days.. I log on next next to check they receive the payment, which they did. So I figured OK, I'll pay the…
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Credit balance
My Capital One credit card has a nil balance currently, however I am returning an Apple purchase which will put my balance a couple of hundred pounds in credit. Is there any way I can have the credit balance transferred to my current account without incurring charges? I have sent a secure message to Capital One but they…
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John Lewis CC transaction alerts dont work for Tescos ?
On my John Lewis Credit Card i set transaction alerts to let me know when anything over £1 is spent. However any purchase i make at Tescos are never notified. usually it takes a day and a half to two days for it to appear on my online statement. Has anyone else noticed this please ?
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Persistent debt and the high APR method
I'd appreciate any help on this matter. I'm finally increasing my income, which leaves room for fully paying off the balances on all of my credit cards. If it wasn't because of the persistent debt regulations, I'd aggressively tackle the highest APR cards first and pay them off while all other cards have minimum payments,…
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Halifax clarity eligibility criteria?
Hello, I hold a Halifax current account. I'd like to know if any of you know how long it takes before being eligible for a Halifax Clarity credit card.
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Vanquis...
I was over limit by £15.28 with my vanquis credit card. I paid £3 and £10.45 to cover some of my over limit. My account was locked and I had to do verification. How long does the verification take to complete? I done the verification today. Also, today I updated my phone number from the advisor on phone.
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lost card advice HSBC
Hi i recently lost my bank card i reported it to the bank and they sent me a new card but the new card has a different number on the front i activated it online will my pin number work on this card or will i get a new pin number
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Paying off High interest Money Transfer before Promotional Balance Transfer?
Hi all. I hope you can help. I have an MBNA card. most of the balance is from a promotional balance transfer offer i used, which expires next May, but I have about £1300 as a money transfer, that i'm paying 22% interest on. Can I request MBNA pay off that balance quicker than the other promotional offer? Thanks
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Balance Transfer Advice Please
Hello, please could I have some friendly, non judgmental, simple advice regarding 0% balance transfer cards. I currently have 2 credit cards - HSBC current balance £3460.60, credit limit £3500.00, direct debit set up to pay min payment monthly approx. £75 & Barclaycard current balance £4732.69, credit limit £5300.00,…
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Amex: Hiding what is bought from being displayed on mobile screen
I'm the primary account holder & i also have an additional card in my wifes name. I have my card connected to my iPhone for Apple Pay and whenever something is bought with my card i do not get a display on my phone. My wife has her card connected to her Android phone for whateveritscalled Pay. Android Pay, Google Pay Huwei…
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Changes to Curve fees?
This popped up in my notifications today https://www.headforpoints.com/2019/11/24/curve-card-to-introduce-1-5-fee-for-hmrc-payments-unless-you-upgrade-to-curve-metal/ A fee for using curve linked to a credit card where debit cards aren't accepted? Really? Major point of Curve eroded if that is true.
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Balance transfer of credit card
I have two credit cards: 1. Card 1 - I owe around £4K. Everything was great until the interest free period ended. Now I have to pay 20% interest apr on balance. So each month a big chunk of what I pay goes to interest. 2. Card 2 - I owe around 2k. My interest free period is over but they are offering 0% interest on balance…
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Credit card default - should I make an offer?
Hi all, I defaulted on a credit card in 2013 or 2014. Currently have £766 remaining. The debt company have offered for me to make a settlement offer and the ability to pay that over 3 months. I was wondering if it's worth doing? I read that a default disappears off your file 6 years after a default or 6 years after a…
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Tandem cash back credit card - no longer recommended by MSE?
As an avid follower of Martin Lewis and the great work carried out by the MSE teams. I switch credit cards, savings etc in pursuit of the best deals. After smashing the Amex everyday platinum reward card at 5% in the first 3 months for some big household purchases I had to make. I then switched to the 2nd best recommended…
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Release date for Apple credit card in the UK?
The Apple credit card was announced earlier in 2019 and has only been available to iPhone users in the USA (so far). Apart from the fact that some users of the physical titanium card have reportedly suffered from discolouration of it having been placed into denim jeans pockets or letters wallets. And that Goldman Sachs…
