We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

John Lewis CC transaction alerts dont work for Tescos ?

On my John Lewis Credit Card i set transaction alerts to let me know when anything over £1 is spent. However any purchase i make at Tescos are never notified. usually it takes a day and a half to two days for it to appear on my online statement.

Has anyone else noticed this please ?
«1

Comments

  • born_again
    born_again Posts: 20,971 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    What sort of transactions?
    Online, in store, petrol?
    Life in the slow lane
  • 2e0arr
    2e0arr Posts: 1,007 Forumite
    Part of the Furniture 500 Posts Name Dropper
    in store purchases
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    What a shame. You will just have to remember that you made the transaction instead of relying on the credit card company alerting you of the fact.
  • Peter999_2
    Peter999_2 Posts: 1,377 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I don't have a John Lewis card, but my Tandem card gives me instant alerts in Tesco.
  • 2e0arr
    2e0arr Posts: 1,007 Forumite
    Part of the Furniture 500 Posts Name Dropper
    i have contacted john lewis and they have suggested i reset the transaction alerts so i've done that and will see if that works.
  • I've just got a john lewis card and can't say I'm that impressed.
    I've never received any alerts for transactions (even those at Waitrose), even thought they are turned on in the app and on the website. I sent a message in the app and have no responce in more than a week.
  • Migster
    Migster Posts: 150 Forumite
    Part of the Furniture 100 Posts
    Is it possible that the Tesco transactions are below the floor limit that requires authorisation (I'm assuming this is still a thing) and as such John Lewis (HSBC) is not immediately aware of them?
  • born_again
    born_again Posts: 20,971 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Migster said:
    Is it possible that the Tesco transactions are below the floor limit that requires authorisation (I'm assuming this is still a thing) and as such John Lewis (HSBC) is not immediately aware of them?
    Floor limits do not stop authorisation or the transactions being seen at card end. Even contactless have to go for authorisation.
    A good test for OP would be to check available balance before & after purchase.
    Life in the slow lane
  • Migster
    Migster Posts: 150 Forumite
    Part of the Furniture 100 Posts
    But surely the whole point of a floor limit was that there would be no need for an authorisation, so there wouldn't be anything for the issuer to see until the merchant submitted the transaction through for settlement. As I indicated in my earlier post, I don't know if floor limits still exist. You seem to be suggesting everything is now authorised, in which case I'm obviously barking up the wrong tree.
  • I get pretty much instant notification from my John Lewis credit card for every purchase I make even if I make them through my Curve card and even in tesco
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.