-
Lloyds Amex/MC Duo use abroad
Wonder if anyone can explain for the financially illiterate please: I thought that when using these cards abroad, there were no fees incurred. However there are fees against most/all foreign transactions on my statement. Clearly it’s not as straightforward as I’d assumed..
-
Paying off a credit card. Cancel account or not?
Hello I have had a search about the internet and can't seem to find some solid advice on this subject. I have a very poor credit rating due to a DRO which has ran its course and now expired. I had a low credit credit card of £900 which has near its limit £860. I have recently come in to some money which I wanted to use to…
-
Debit card fraud - non receipt of goods
I made a purchase a month ago, using my Visa Debit Card on a website which seemed legitimate and the lock symbol was present. However, I was not sent an email with my order confirmation. I have not received the goods, which cost £50 plus non GP fees. I tried to contact the company several times via their contact form (no…
-
Money transfer cards
Hi, I have £1700 left on a 0% car loan. I want to clear this immediately to sell the car and release some funds. Would I be able to transfer this loan onto a 0% money transfer card (or something similar) to achieve my goal of selling the car ASAP and then paying the loan to the credit car company Please advise me on this.…
-
Does revolut accept balance transfers/money transfers/0% purchases
So I can transfer money from 0% cards to revolut for free? (excluding bt fees)
-
Bank of Ireland Mastercard Matched
Hello, any of you have this card https://www.bankofirelanduk.com/personal/credit-cards/mastercard-matched/features/? How do you like it? And, how do you use it? Thanks!
-
A person's rights if a victim of credit card fraud?
Hi all. Long time lurker here. After some advice if anyone knows. I am trying to identify an individuals rights if they find themselves the victim of credit card fraud. I found this webpage but it is ten years old. choose.co.uk/guide/rights-of-credit-card-fraud-victims.html I also read up on the Banking Code, which has now…
-
CC for travelling and Vanquis limit increase
Hello, I need to pick your brain on what my best next move is! :rotfl: I've moved to the UK two years ago (May 2017), and since then I got: 1) a current account (2 yrs) - showing on all CRAs 2) a broadband account - not showing on Exp 3) two small credit building loans - fully repaid and showing on all CRAs 4) a Vanquis…
-
Question about credit card payments?
I have just got a vanquis credit card. When I got the statement it says I have to pay minimum payment by certain date. I pay £100 off and when it clears I spend then spend £100 leaving me with a £2 balance again but I have bet the minimum payment, Does that count as paying the minimum amount so if I don't pay anything…
-
John Lewis financial Services
My card has recently been cloned and used 26 time at the same place in The Ukraine, Kiev I think. When I looked at my online account I discovered that my mobile number had been changed to one ending in 4422. My card has been blocked and I've eventually been told that it takes upto six weeks for the account to be rectified.…
-
Offered an increase
I have had my first credit card for 18 months. I got it to build my credit history (as I had none). I simply use it for groceries and pay it off in full every month. They have offered me an increase from £1500 to £4500. I am very pleased because it seems like my credit history building is working. However, I am never going…
-
Credit Card - "Increase" credit limit
Hi, I am a Lloyds Bank customer and recently got my first credit card with a £800 limit. The main reason I wanted the credit card for was to rent cars for my holidays. There are not many car rental companies that accept debit cards. The first time I used it, the car rental company wanted to freeze £1,200 pounds, which was…
-
Credit Card minimum payment
I have just received a Marbles Classic credit card. I know the interest is extortionate but I am trying to improve/rebuild my credit history and it is the only card I can get. I am trying to calculate what the minimum payments would be, but I must be doing it wrong because I'm making it out to be about £147 a month? I have…
-
A second credit card?
Hi all Usually I give some advice but I need advice. I currently have one credit card which is the clarity credit card from Halifax. I have a limit of £2,500 and soon to go up to £3000 despite never reaching near that limit. I usually spend about £400 a month on it and pay it off in full. I haven’t miss a payment or had a…
-
Avoiding interest on overseas ATM withdrawals
I have three credit cards designed for overseas use, with zero transaction or foreign currency charges. In the past, when I have made Overseas ATM withdrawals, I have sent a covering payment by debit card on the same day and ended up only paying pence in interest charges. Two of my cards, Halifax Clarity and MBNA, are…
-
Closed credit card
Hi there, I've been saving recently and managed to pay off my credit card and I paid it all off back in March, I then awaited my statements to confirm account balance was at £0, which it was. I phoned up to confirm and I closed the account. I have today received a letter to say I have another payment ( I have made no…
-
Money Transfer Weird Question
So i have a card who's promotional deal is coming to an end so i will have a smallish balance attracting monthly interest. I received a bit of post from the CC company with a 0% money transfer deal and i was wondering if there is anything stopping me from doing the money transfer into my bank and then paying off the…
-
Amazon slashes credit card rewards bonuses - MSE News
Amazon has halved the number of points you can collect on its Platinum Mastercard for non-Amazon purchases - you'll now get just 0.5 points for every £2 spent at other retailers...Read the full story: 'Amazon slashes credit card rewards bonuses' Click reply below to discuss. If you haven’t already, join the forum to reply.
-
CC for EU student
Is it possible to open a credit card as an EU student in the UK without annual fees?
-
Nationwide CC
All of a sudden my Nationwide details have dropped off my Experian and Equifax reports? Why is this? Has this happened to anyone else recently? I still have my CC and still paying it off but not appearing on either reports since last month.
