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Credit cards
Archives for May 2019
Discussion List
Transfer credit card balance to family members card
Hi My mum (not happily) has agreed to get a 0% credit card and allow me to transfer my 3 credit cards which I am paying minimum on and getting nowhere, can this be done?
Debt on 0% Card - Clear or Balance Transfer?
Hello, I have a rather simple question that I can't find a direct answer for. I have £3400 of debt on a 0% credit card, the 0% expires next month so I want to deal with this. I have two options: * Balance transfer to a new 0% credit card. I am considering the HSBC card 0% for 24 months 1.4% fee (I already bank with HSBC) *…
Closed CC is it really closed?
I paid the balance off in full 1 week before the statement date. On the statement date I had 20 quid and change in interest. I called them up, paid this interest and closed the account. Is it closed 100%? Can there be any more interest even pennies? I can't log in online to see the account and I don't want any nasty…
Best way to clear debt
Hi all, Looking for advice. I have a credit card which used to be 0%, which was no issue when I got it. However, I have since ran into some financial difficulty, leaving me with a debt and large interest payments. Luckily I am in better financial standing again, so I am able to afford to pay off bigger chunks per month.…
LLoyds bank credit card interest rule
This caught me out. I used to think to avoid interest you just need to pay off last month's balance before the due date. However, Lloyds use a different condition For most people, this is fine if you keep paying the credit card in full every month. However, if your 0% rate has just ended, you wouldn't have paid off the…
Help with credit card debt
Hello, I need some advice on the best route to clear some credit card debt, I have the following debts; Lloyds credit card - £700 – monthly payment is usually around £11.00 Barclays credit card - £500 – monthly payment is usually £17.00 Capital 1 credit card - £150 – monthly payment is usually £5.00 Now on top of this, I…
Credit Card Application Denied - why?
Hello, I recently applied for my first credit card (the Barclaycard Forward, specifically designed for first time credit card users). My application was denied on the basis of 'not enough information to make an informed decision'. I supplied all the required details. I have no other access to credit (other than a graduate…
Credit check
I have had three checks on my credit score in the last couple of weeks. from Moneysaving expert from Moneysaving expert and Capone both on same day from a credit card company three days later to which I had applied via money saving expert. I do not understand the first two. Can anyone explain please.
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