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Natwest CC dropping debit card payments
It appears Natwest will soon no longer allow customers to pay their credit card bill online using a debit card. Their credit card login page throws up this warning: After logging in via the usual Natwest banking page there's no option to pay using a debit card. Shame. It was a useful way to help hit Co-Operative Bank's…
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Taking out 2 credit cards in 1 month
Hi there, So I'm totally new to credit cards and credit in general - I'm 30 and never had any loans/cards etc. But I've had some really bad health problems and I need a lot of private healthcare to get treated fast enough. I've taken out a card for 1,500 and got accepted no worries. If I apply for another card with a grand…
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credit card ccharge
Hi, just a quick answer to a question regarding credit card charges. I taxed my vehicle on the DVA website but if you wish to use a credit card they charge an extra £2! are they allowed as there was a ban on credit and debit card surcharges which was effective across the EU from Saturday 13th January 2018 so if there was a…
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Section 75 claim
We bought garden furniture worth £520 on a credit card. It was rattan chairs which the company said would last 20+ years but the guarantee was 1 year.After 1 summer, the coated frame started to rust. The company wouldn’t accept responsibility despite us claiming that the furniture should be fit for purpose. So we turned to…
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Airmile vs CashBack Credit Card
Hi All So I generally only use my Credit Card as a last resort and I only ever use interest free credit cards and pay them off before the interest free period is over. However I do use it quite a lot and was thinking maybe I should get a cashback credit card or an Air mile credit cards. Would you recommend one or the other?
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Balance Transfer & cancelling direct debit for previous credit card
Hi I’ve been advised that the full amount in my previous credit card has been transferred to my new % apr credit card. Is it ok to cancel my direct debit for payment to the old card as the full amount has been transferred and no debt outstanding? Thank you so for your help :D
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I've locked my card
I accidentally entered my PIN number wrong three times when using my Sainsburys credit card at the shop. I can't remember exactly what the machine said, but I used a different card to pay. Is the whole card/account likely to now be locked or will online card payments still work? I use it for my weekly online shop. I know…
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Barclaycard customers sent credit cards which don't work - MSE News
Barclaycard customers have been left in the lurch after the firm sent out a malfunctioning batch of credit cards, MoneySavingExpert.com can reveal...Read the full story: 'Barclaycard customers sent credit cards which don't work' Click reply below to discuss. If you haven’t already, join the forum to reply.
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0% purchase credit card
Hi, I have a 0% purchase credit card And at the same time, my mortgage product is up for renewal. I was wondering if my mortgage product fee would be classed as a purchase or a cash related payment As if it would be classed as a cash related payment, that’s not 0% and wouldn’t be as smart as I was hoping Thanks in advance.
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Credit Card Missmanagement?
Hi all, If this was you, what would you do? So you have a credit card with a limit of £8k. You took out this card when you lived and worked in the UK but now find yourself living abroad for a while so you can't easily change your credit card to a 0% one or transfer balances etc. Your credit history isn't so great either.…
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Credit Card Purchase Protection Abroad
Hi all, I bought a marble statue in Vietnam on the 14th May for £1500 with Credit Card. They said it was delivery to Port of Leeds (which I have found does not exist!) I have tried contacting them via email to query this and other questions and they are not replying. I am wondering is there a time limit on claiming money…
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Paying off holiday balance with credit card
Hi, I'm new here so please excuse me if i've posted this in the wrong place :( I was wondering if any of you could help, I have a £100 balance left to pay on my holiday and i was wondering if I were to pay it off on my credit card will it still be classed as a purchase and keep my 0%? I've already paid the rest on debit…
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Credit card debt
I wonder if i could get some advise please on the best way to get rid of my debt i have with a credit card My balance is approx £4000 and i have missed approx 5 payments which has given me a debt of approx £550 Im really struggling with the repayments (obviously) and just wondered if I should try and pay this amount owed…
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Protective CIFAS
I was a victim of credit card fraud. Credit Card company sorted it out with no issues. I was then loaded onto the CIFAS database for my protection. It’s cause my issues, I can’t even apply for a savings account without 2 forms of ID and credit card applications are always referred. Is there anyway I can get CIFAS to remove…
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Balance transfer
Hi, I need a hand when it comes to balance transfer cards. I mad some silly mistakes a few years back and now hve £2200 on a credit card and a £2000 overdraft. I am looking to consolidate these with a balance transfer card, but have only been approved for a balance transfer card which is 0% for 6 months with a 3% transfer…
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Credit Cards & Paypal
Hey, I stumbled upon something the other day but not sure if its new or old. I have 2 PayPal account and 2 bank accounts (1 paypal set under an old email address) - so I sent PayPal (1) and invoice from PayPal (2) for £100 and paid the invoice from my credit card where I have 0% spending for 36 months but no cash transfer…
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Ccj income and expenditure form
I have received a ccj claim form from Lowell and I have to complete an income and expenditure form. The problem is my income is about to change, my eldest son will be leaving college in the next few weeks at which point my tax credits will be reduced and shortly afterwards my child benefit will stop for him. (Approx -250…
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Mbna
Does anyone know once you’ve closed an MBNA account, when you can apply as a new customer again? I closed an account with them at the end of last year. If I apply it says Mbna don’t take applications for multiple card holders. I
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Eligibility Check
Our Natwest Eligibility check showed we would be accepted for a Balance Transfer card. But when we tried to apply it was declined. Does this happen often? and what can we do about it?
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American Express Annual Fee
For many years I paid an annual fee for my American Express Card. Does anyone know if that fee possibly included an element of PPI or other credit "insurance"? Particularly interested if you have succeeded in making a claim
