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New Tesco CC has wrong Clubcard number
I entered mine when applying but the card has come and has a different one on the back! I've tried looking on the app and internet banking but both are a bit basic and quite useless, will I have to call them?
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Aqua interest rate linked the Bank of England base rate
Not useful anymore
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Money transfer cards
Are there any common catches with money transfer cards? Im looking to move approx 4500 from a 19% approx apr card to something 0%. On uswitch many say 0% transfer fee and 0% interest on the balance for approx 2 years. This seems to go to be true and what do they benefit from by offering such a deal if people pay their…
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Is Aqua Credit Card as Good/Bad as people make it out to be?
Hi, Just wondering what the opinion of the experts is. The overall internet of things tend to be unable to decide on the overall experience of being an Aqua Card holder. Some say "its fantastic for what it has been designed for" and others say that its absolutely awful, that customer service is terrible etc etc. Please…
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credit card used for car hire abroad
Hello, I recently hired a car for a holiday in Portugal. I booked and paid for the hire in advance on line, with a broker. The car was damaged on the last night of our holiday, and was towed to a garage. I paid the full 1250 euro excess at the suppliers desk (faro airport) the next morning, but the car was still in the…
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Credit club: Pre-Approved on Saturday, 'Not Eligible' on Monday?
I signed up to credit club on Saturday with the intention of applying for my first credit card. I saw that I was pre-approved for an Aqua Reward card, and subsequently applied for it (I am yet to hear back from them). I logged in to credit club today to find that that same card now says I have a 0% chance of a successful…
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BT and Purchases on the same card
i have been stoozing for years, and consistently use credit cards for all purchases, but i've never done the following before: i have a c£21k balance with MBNA which needs to be cleared before the 0% deal comes to an end on 1st September. i have already moved just under £5k to Nationwide, and i want to move the remainder…
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Aqua card blocked!
DOES ANYONE KNOW WHAT THEY ARE PLAYING AT? I just received my aqua card in the post to help build my credit. I got a £300 credit limit which is fine to start. I activated the card and then I purchased TWO things, one an ASOS around £20 and groceries from the supermarket for approx £30. I go out to my friends for a party. I…
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Credit card stop interest
I have a barclaycard the interest is ridiculous. Anyway they won't lower interest. Itvbeen at its limit for months I won't use it just trying to pay it off. I can't transfer to another card as I made a few late payments. Is there any way I could write to barclaycard or get the account closed with interest froze so I can…
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Sainsbury’s CC Nectar old/new points promo?
I took out this card a few weeks ago and I’m sure the offer was spend £35 per transaction to get 500 nectar points in first 2 months. Now looking at the MSE CC/loyalty cards section, it says only £20. Have they changed the offer and will I still need to do the £35 to get this?
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Cancelling pending transaction / Refund
I got a question ! I paid with my credit card flooring for above £1000. A transaction is still pending and I called the store (I bought it directly in the store) today asking for cancellation as we changed our mind. They agreed with that but demanded 25% of the price instead. They also said they are going to call me later…
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An error in my favour on my credit card account - can I take advantage of it?
I recently took out a Tesco credit card to take advantage of their 36 month 0% interest rate on money transfers. I made a transfer of £2500 to my bank account but made a stupid error when I gave my bank account number. When I realised, I spoke to Tesco and they arranged for the money to be refunded to my card. Which it has…
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Hire Car Deposit Query
OK, here goes I hired a car in Spain two weeks ago using my credit card, in addition to the deposit there was a charge of €84 for an additional driver. Later that day I checked my credit card via the app and saw a single pending transaction of €934, which was the deposit and additional driver fee combined into one pending…
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Few questions regarding 0% transfer
After finally paying off my second loan earlier this year, I'm wanting to work my way out of my monthly overdraft (£1k) and a now unused (not maxed) credit card with just under £3.2k balance (high apr). Seems my best option is a transfer credit card? Can I transfer OD 0% too? How do you know if you can get a limit that is…
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Credit card fees
Hi Does anyone know where I stand with the new legislation which bans fees for payment by credit card. I paid a deposit on a new kitchen before the ban came into force. I paid that initial deposit in cash to avoid a fee. The next installment is due soon which I'd like to pay by credit card and so I'm hoping the fee now…
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Credit card fees
Hi Does anyone know where I stand with the new legislation which bans fees for payment by credit card. I paid a deposit on a new kitchen before the ban came into force. I paid that initial deposit in cash to avoid a fee. The next installment is due soon. Does the contract we signed override the new legislation, as in, can…
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Can I apply for a balance transfer and a subprime card at the same time?
Hi, I am in need of a credit card to create a good credit history. I do not have a bad one only a lack of one. I used to have a HSBC credit card which I didn't use for ages and was shut down, I asked for it back but they said no... couldn't get a reason, maybe because i work part time not full??? I have £450 to pay off on…
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One use card
Both my son and daughter-in-law are 40 next year and I was thinking of treating them to a nice meal in Manchester and a hotel for the night. I don't want to quibble about money so would like to give them a credit or debit card just for the one use. Is there such a thing? Or would I have to have to add him to one of my…
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Can I get a second HSBC card?
I currently have a nice BT card with HSBC. But I am tempted to get Premier credit card as well. Do they allow a second credit card? Anybody has a BT + Premier credit cards with them? (In one's own name, not additional card holder).
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Money transfer card, how many times can you make a transfer?
Hi, If I apply for a money transfer card is there a limit to the number of transfers I can make in the 60 period? Also, I am about to move house, currently in rented with a higher rent than the mortgage will be in the new house. Am I better waiting until I have moved to the new house to apply? If I do this I will have…
