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Argos Credit Card
Hi all - I am looking for some advice on my Argos Credit Account Statement please? I have received my statement which shows a number of purchases that I don't recognise. Basically the statement reads "Purchse at Argos Bolton" or "Purchase at Argos Preston" etc with an amount total. I have queried the transactions and asked…
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7 years Post Bankruptcy applications?
Hello all I would be very grateful for some advice please? I was forced to declare bankruptcy when my ex-husband left me, having run up massive debts in my sole name. My credit file is finally clean, even though some creditors left the incorrect information showing for many years. I've remarried (so have a different name),…
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Estimated Interest £20. Minimum payment £7?
Since having finance issues a long time ago i pay everything off and not a penny more. Paying for insurance etc in one go if it saves money etc. But there is no way i will let my CC bill run over and pay interest, so i rarely give the bill a 2nd glance. Amount = £££ so i pay £££ and thats it. I had a closer look this month…
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Adding name to family member
is it possible if i wanted to add my name to my sisters existing credit card? will that perform additional credit checks etc?
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Vanquis
Since my AD from BR, I was lucky enough to apply and then be accepted for a Vanquis CC. Fantastic I thought. I'm on the road to rebuilding my CS. 4 years later and after 4 years of regular use and paying off the full amount each month without any problem what-so-ever, and re-building my CS nicely, I'm still on a £250…
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Feedback on eligiblity calculator
I guess you guys hear this all the time, and I doubt MSE care very much but under "employment status" there is no option like "Independent Income" or "Unemployed with other income" or even "Unemployed but not claiming benefits". I do not have a job but I have plenty of declarable income from other sources, such as interest…
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Important Amex Warning
This is about the Amex Platinum Cashback Everyday Purchases Card currently shown in the 0% spending guide in the Credit Cards section on MSE ,the one with the introductory 0% spending for 21 months. There is also a 1.25% cashback rate. It is an exclusive MSE sourced deal and is not available anywhere else despite no…
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Travelex Supercard
Hi Just wondering if anyone else has been asked to provide copy of passport or driving licence and proof of address. I was surprised to get this request as I was on the pilot programme. Thanks
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aqua card
Hi guys I know this is a stupid question but hey ho, Does anyone who has an aqua card or has applied for an aqua card do they put their logo on the front of the envelope or is it just a plain envelope? Tia x
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Bizarre santander 123 transactions
I paid my N Power final gas bill on my transfer to a new provider, EDF on a better rate, in the last few days by my Barclays' Debit Card. This is showing OK on my Barclays' account and in N Power. I also booked a Jet 2 return flight to Malaga, again by my Barclays Debit Card recently, again showing OK on Barclays and as…
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0% Transfer Dilemma
I've recently got accepted for a 36 month 0% credit card which is great, but have to use the balance transfer within 60 days. However, I have around £2500 debt interest free on another card that runs out in January then it reverts to a whopping 28.9% APR. My dilemma is, do I take a chance and keep the £2500 in place and…
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Not eligible - what am i doing wrong...
Hi All, Just after a bit of advise on what could be causing 80% of mainstream cards to be 'not eligible' when I do a compatibility search. My Credit history is OK, when I say OK I have a default for £600 from Jan 2011, which was settled immediately, aside from that everything is in good order. I have a Natwest and…
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Aquis credit limit increase
Hi Does anyone know if Vanquis award credit limit rises according to account management - ie paying balance off in full, more than the monthly repayment or minimum repayment only? I know its a horrendous card to have but in terms of credit building after a stormy time financially its my only option at present TIA peaches
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Tesco credit card limit transfer
Hi All Just a quick question, i have already got a tesco credit card since last 2 years with £5500 limit but i got attracted by the new 40 month money transfer card and when i applied i got it successfully but the limit is only £2000, so is it possible to transfer my credit limit from my other tesco card to this new one,…
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Why was I rejected for John Lewis Paartnership Card?
I can't make any sense of my application for JLP card been rejected. My son and I both applied for this card recently. His application was accepted and mine was rejected. I do understand that JLP is using their own scoring system and not taking into account the Experian credit score (I have 922 out of 999). My son and I…
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First Credit Card
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Long Purchase with Rewards?
Hi all I am in the market for a new credit card, my current one is a M&S credit card and is years old. I plan on keeping it as the limit is quite high and also to keep the history of credit (I read thats a good thing..). I want a long interest free card with rewards. I cannot use Sainsbury as have closed an account with…
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which debit card has no charges if used over seas
Hi can Any one advise re the above ? Debit card or credit card which has no charges if used overseas ?
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American Express Cashback - "Warehouse Retailers" and Paypal
Hi, Like many we're losing the Capital One cashback. American Express looks to be a good option, but I notice that they exclude purchases from what they call "Warehouse Retailers". So I have a couple of questions for people who use one of these cashback cards .. (1) Have you determined which retailers count as "warehouse"?…
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Clydesdale bank.
Hi all, I've had a bit of a scare. I've been posting about it on mortgage page. Let's just say I'm committed to getting my card And very account paid off... (Need to remortgage) Both interest rates horrific... Before I had my my wake up moment I got a thing on one of my credit checking things saying I have an 80% chance of…
